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HEADQUARTERED IN ALABAMA

Alabama banks and credit unions

181 institutions headquartered in Alabama. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

Alabama banks

  • 93 banks headquartered in Alabama reported $230 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $191 billion, up 1.4% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.90%, and the median cost of all deposits was 1.72%.
Institutions
93
Combined total assets
$230 billion
Combined deposits
$191 billion
Deposit growth, 12 months
+1.4%
Loan growth, 12 months
+3.8%
Median net interest margin
3.90%
Median return on assets
1.15%
Median cost of deposits
1.72%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Regions BankBirmingham$160 billion-0.2%1.47%
Servisfirst BankBirmingham$18.3 billion+5.0%1.89%
River Bank & TrustPrattville$4.0 billion+8.8%1.47%
Cb & S Bank Inc.Russellville$3.1 billion+7.5%0.68%
Bryant BankTuscaloosa$2.9 billion+8.9%1.68%
Bank IndependentSheffield$2.9 billion+3.4%0.32%
Oakworth Capital BankBirmingham$2.1 billion+12.0%1.26%
Troy Bank & Trust CompanyTroy$1.6 billion+0.1%1.50%
United BankAtmore$1.5 billion+3.9%1.49%
Peoples Bank of AlabamaCullman$1.4 billion-1.3%2.02%
First Bank of AlabamaTalladega$1.4 billion+19.4%1.16%
Southpoint BankBirmingham$1.4 billion-18.8%-3.27%
Citizens Bank & TrustGuntersville$1.2 billion+10.9%0.62%
Metro BankPell City$1.2 billion+2.0%1.66%
First US BankBirmingham$1.1 billion+1.4%0.74%

Rankings

All 93 banks headquartered in Alabama
CREDIT UNIONS ·

Alabama credit unions

  • 88 credit unions headquartered in Alabama reported $40.4 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $35.2 billion, up 3.8% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.72%, and the median cost of all shares and deposits was 1.30%.
Institutions
88
Combined total assets
$40.4 billion
Combined shares and deposits
$35.2 billion
Share and deposit growth, 12 months
+3.8%
Loan growth, 12 months
+3.4%
Median net interest margin
3.72%
Median return on assets
0.93%
Median cost of shares and deposits
1.30%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Redstone Federal Credit UnionHuntsville$8.6 billion+2.7%1.86%
All in Federal Credit UnionDaleville$3.7 billion+5.0%1.25%
Southern Energy Credit UnionBirmingham$3.6 billion-1.0%0.46%
America'S First Federal Credit UnionBirmingham$2.8 billion+6.0%1.76%
Max Credit UnionMontgomery$2.4 billion+4.1%1.49%
Alabama Credit UnionTuscaloosa$2.1 billion+4.4%0.07%
Alabama One Credit UnionTuscaloosa$1.5 billion+5.4%0.64%
Listerhill Credit UnionSheffield$1.5 billion+2.3%1.08%
Avadian Credit UnionBirmingham$1.4 billion+2.0%1.08%
Guardian Credit UnionPrattville$1.3 billion+7.7%1.35%
Five Star Credit UnionDothan$1.3 billion+2.4%1.15%
Family Savings Credit UnionRainbow City$1.2 billion+3.6%0.66%
Family Security Credit UnionDecatur$1.1 billion+5.0%2.21%
Legacy Community Federal Credit UnionBirmingham$727 million+12.1%1.06%
Emblem Credit UnionGadsden$628 million+8.3%1.20%

Rankings

All 88 credit unions headquartered in Alabama

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