RANKING ·
Lowest efficiency ratio in Oregon
29 of 47 credit unions in Oregon that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Cascade Community Federal Credit Union | Roseburg, OR | 49.4% | $465 million |
| 2 | Oregon State Credit Union | Corvallis, OR | 56.1% | $2.8 billion |
| 3 | Mid Oregon Credit Union | Bend, OR | 62.4% | $917 million |
| 4 | Oregon Community Credit Union | Eugene, OR | 64.1% | $3.7 billion |
| 5 | Nw Preferred Federal Credit Union | Tigard, OR | 64.5% | $189 million |
| 6 | Ironworkers USA Federal Credit Union | Portland, OR | 64.9% | $156 million |
| 7 | Consolidated Federal Credit Union | Portland, OR | 66.9% | $834 million |
| 8 | Onpoint Community Credit Union | Portland, OR | 67.1% | $9.5 billion |
| 9 | First Community Credit Union | Coquille, OR | 69.4% | $1.9 billion |
| 10 | Selco Community Credit Union | Springfield, OR | 70.4% | $3.0 billion |
| 11 | Rogue Credit Union | Medford, OR | 71.1% | $4.3 billion |
| 12 | Valley Credit Union | Salem, OR | 72.6% | $119 million |
| 13 | Rivermark Community Credit Union | Oregon City, OR | 74.9% | $3.3 billion |
| 14 | Nw Priority Credit Union | Portland, OR | 76.0% | $248 million |
| 15 | 44 North Credit Union | Lebanon, OR | 76.1% | $158 million |
| 16 | Central Willamette Credit Union | Albany, OR | 76.3% | $618 million |
| 17 | Pacific N W Federal Credit Union | Portland, OR | 76.8% | $317 million |
| 18 | Embold Federal Credit Union | Oregon City, OR | 78.9% | $596 million |
| 19 | Wauna Federal Credit Union | Clatskanie, OR | 80.2% | $398 million |
| 20 | Oregonians Credit Union | Milwaukie, OR | 80.2% | $339 million |
| 21 | Heritage Grove Federal Credit Union | Salem, OR | 81.4% | $167 million |
| 22 | Marion and Polk Schools Credit Union | Salem, OR | 82.1% | $1.9 billion |
| 23 | Unitus Community Credit Union | Tigard, OR | 84.0% | $1.8 billion |
| 24 | Ibew & United Workers Federal Credit Union | Portland, OR | 87.9% | $113 million |
| 25 | Sage Federal Credit Union | Klamath Falls, OR | 88.0% | $385 million |
| 26 | Old West Federal Credit Union | John Day, OR | 88.7% | $319 million |
| 27 | Pacific Cascade Federal Credit Union | Eugene, OR | 92.9% | $140 million |
| 28 | Inroads Federal Credit Union | Saint Helens, OR | 99.1% | $340 million |
| 29 | Trailhead Federal Credit Union | Portland, OR | 102.6% | $156 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings