RANKING ·
Lowest efficiency ratio in New Hampshire
9 of 12 credit unions in New Hampshire that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Service Federal Credit Union | Portsmouth, NH | 59.0% | $6.7 billion |
| 2 | New Hampshire Federal Credit Union | Concord, NH | 62.8% | $332 million |
| 3 | Holy Rosary Credit Union | Rochester, NH | 71.9% | $508 million |
| 4 | St. Mary'S Bank Credit Union | Manchester, NH | 72.4% | $1.8 billion |
| 5 | Members First Credit Union of N.H. | Manchester, NH | 75.7% | $277 million |
| 6 | Granite State Credit Union | Manchester, NH | 75.9% | $749 million |
| 7 | Lighthouse Federal Credit Union | Dover, NH | 80.1% | $2.2 billion |
| 8 | Triangle Credit Union | Nashua, NH | 80.9% | $866 million |
| 9 | Bellwether Community Credit Union | Manchester, NH | 84.2% | $675 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings