RANKING ·
Lowest efficiency ratio in Mississippi
13 of 55 credit unions in Mississippi that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Mutual Federal Credit Union | Vicksburg, MS | 64.0% | $529 million |
| 2 | Singing River Federal Credit Union | Moss Point, MS | 66.3% | $397 million |
| 3 | Rivertrust Federal Credit Union | Pearl, MS | 66.5% | $168 million |
| 4 | Centuryfirst Federal Credit Union | Hattiesburg, MS | 69.2% | $145 million |
| 5 | Navigator Federal Credit Union | Pascagoula, MS | 70.8% | $407 million |
| 6 | Keesler Federal Credit Union | Biloxi, MS | 72.6% | $5.3 billion |
| 7 | Statewide Federal Credit Union | Flowood, MS | 73.3% | $211 million |
| 8 | Sunbelt Federal Credit Union | Hattiesburg, MS | 78.5% | $366 million |
| 9 | Gulf Coast Community Federal Credit Union | Gulfport, MS | 81.5% | $126 million |
| 10 | Hope Federal Credit Union | Jackson, MS | 82.8% | $881 million |
| 11 | Magnolia Federal Credit Union | Jackson, MS | 83.1% | $186 million |
| 12 | Triangle Federal Credit Union | Columbus, MS | 83.6% | $129 million |
| 13 | Members Exchange Federal Credit Union | Jackson, MS | 87.3% | $144 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings