RANKING ·
Lowest efficiency ratio in Kansas
19 of 62 credit unions in Kansas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Heartland Credit Union | Hutchinson, KS | 48.7% | $726 million |
| 2 | Wichita Federal Credit Union | Wichita, KS | 60.7% | $280 million |
| 3 | Emporia State Federal Credit Union | Emporia, KS | 61.9% | $147 million |
| 4 | Credit Union of America | Wichita, KS | 61.9% | $1.9 billion |
| 5 | Golden Plains Credit Union | Garden City, KS | 63.1% | $1.0 billion |
| 6 | Mazuma Credit Union | Overland Park, KS | 65.9% | $1.1 billion |
| 7 | Kansas Teachers Community Credit Union | Pittsburg, KS | 66.7% | $125 million |
| 8 | Mainstreet Federal Credit Union | Lenexa, KS | 67.8% | $703 million |
| 9 | White Eagle Credit Union | Augusta, KS | 69.9% | $199 million |
| 10 | Credit Union of Dodge City | Dodge City, KS | 70.9% | $103 million |
| 11 | Envista Federal Credit Union | Topeka, KS | 72.8% | $693 million |
| 12 | Communityamerica Federal Credit Union | Lenexa, KS | 73.8% | $9.0 billion |
| 13 | Quantum Credit Union | Wichita, KS | 76.5% | $143 million |
| 14 | Azura Credit Union | Topeka, KS | 77.0% | $852 million |
| 15 | Mid American Credit Union | Wichita, KS | 79.8% | $532 million |
| 16 | Frontier Community Credit Union | Leavenworth, KS | 80.0% | $210 million |
| 17 | Kansas State University Federal Credit Union | Manhattan, KS | 83.7% | $140 million |
| 18 | Skyward Credit Union | Wichita, KS | 84.4% | $467 million |
| 19 | Farmway Credit Union | Beloit, KS | 92.9% | $107 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings