RANKING ·
Lowest efficiency ratio in Indiana
44 of 121 credit unions in Indiana that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Communitywide Federal Credit Union | South Bend, IN | 46.6% | $874 million |
| 2 | Crossroads Financial Federal Credit Union | Portland, IN | 52.2% | $102 million |
| 3 | Elements Financial Federal Credit Union | Indianapolis, IN | 54.1% | $2.5 billion |
| 4 | Three Rivers Federal Credit Union | Fort Wayne, IN | 56.0% | $2.9 billion |
| 5 | Via Credit Union | Marion, IN | 58.7% | $604 million |
| 6 | First Trust Credit Union | Michigan City, IN | 59.8% | $192 million |
| 7 | Midwest America Federal Credit Union | Fort Wayne, IN | 61.5% | $1.0 billion |
| 8 | Crane Credit Union | Odon, IN | 61.8% | $1.2 billion |
| 9 | Indiana University Credit Union | Bloomington, IN | 61.8% | $2.1 billion |
| 10 | Everwise Credit Union | South Bend, IN | 62.2% | $5.8 billion |
| 11 | Centra Credit Union | Columbus, IN | 63.9% | $2.4 billion |
| 12 | Indiana Members Credit Union | Indianapolis, IN | 63.9% | $3.6 billion |
| 13 | Liberty Federal Credit Union | Evansville, IN | 65.5% | $4.8 billion |
| 14 | Forum Credit Union | Indianapolis, IN | 67.7% | $2.3 billion |
| 15 | Encompass Federal Credit Union | Tipton, IN | 69.4% | $241 million |
| 16 | Industrial Federal Credit Union | Lafayette, IN | 70.4% | $356 million |
| 17 | Purdue Federal Credit Union | West Lafayette, IN | 70.6% | $2.1 billion |
| 18 | U S #1364 Federal Credit Union | Merrillville, IN | 71.0% | $222 million |
| 19 | Allegius Federal Credit Union | Burns Harbor, IN | 72.3% | $177 million |
| 20 | Profed Federal Credit Union | Fort Wayne, IN | 72.3% | $763 million |
| 21 | Hoosier Hills Credit Union | Bedford, IN | 75.4% | $938 million |
| 22 | Chiphone Federal Credit Union | Elkhart, IN | 75.7% | $112 million |
| 23 | Beacon Credit Union | Wabash, IN | 76.2% | $1.8 billion |
| 24 | Heritage Federal Credit Union | Newburgh, IN | 76.8% | $1.0 billion |
| 25 | Sterling United Federal Credit Union | Evansville, IN | 77.1% | $102 million |
| 26 | Interra Credit Union | Goshen, IN | 77.6% | $2.1 billion |
| 27 | Notre Dame Federal Credit Union | Notre Dame, IN | 77.8% | $1.4 billion |
| 28 | Inova Federal Credit Union | Elkhart, IN | 78.1% | $643 million |
| 29 | Summit Choice Federal Credit Union | Fort Wayne, IN | 79.1% | $207 million |
| 30 | Fort Financial Federal Credit Union | Fort Wayne, IN | 79.4% | $397 million |
| 31 | Indiana State University Federal Credit Union | Terre Haute, IN | 79.6% | $140 million |
| 32 | Thrive Federal Credit Union | Muncie, IN | 80.0% | $110 million |
| 33 | Natco Credit Union | Richmond, IN | 80.1% | $154 million |
| 34 | Primetrust Financial Federal Credit Union | Muncie, IN | 80.5% | $273 million |
| 35 | Solidarity Community Federal Credit Union | Kokomo, IN | 81.2% | $351 million |
| 36 | Regional Federal Credit Union | Winfield, IN | 81.4% | $180 million |
| 37 | Madison County Federal Credit Union | Anderson, IN | 82.2% | $114 million |
| 38 | Tech Credit Union | Crown Point, IN | 84.2% | $599 million |
| 39 | Advance Financial Federal Credit Union | Schererville, IN | 84.5% | $123 million |
| 40 | Diamond Valley Federal Credit Union | Evansville, IN | 84.6% | $179 million |
| 41 | Financial Center First Credit Union | Indianapolis, IN | 84.9% | $962 million |
| 42 | Members Advantage Credit Union | Michigan City, IN | 85.7% | $132 million |
| 43 | Financial Builders Federal Credit Union | Kokomo, IN | 86.1% | $152 million |
| 44 | Partners 1st Federal Credit Union | Fort Wayne, IN | 92.3% | $546 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings