RANKING ·
Lowest efficiency ratio in Georgia
30 of 71 credit unions in Georgia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Workmen'S Circle Incorporated Credit Union | Savannah, GA | 27.4% | $135 million |
| 2 | Aflac Federal Credit Union | Columbus, GA | 33.5% | $134 million |
| 3 | Robins Financial Credit Union | Warner Robins, GA | 53.6% | $5.0 billion |
| 4 | Interstate Credit Union | Jesup, GA | 53.7% | $411 million |
| 5 | Platinum Federal Credit Union | Duluth, GA | 60.0% | $413 million |
| 6 | Kinetic Federal Credit Union | Columbus, GA | 67.0% | $665 million |
| 7 | Credit Union of Georgia | Woodstock, GA | 67.9% | $766 million |
| 8 | Delta Community Credit Union | Atlanta, GA | 68.9% | $9.1 billion |
| 9 | Georgia United Credit Union | Duluth, GA | 68.9% | $2.5 billion |
| 10 | Midsouth Community Federal Credit Union | Macon, GA | 69.4% | $485 million |
| 11 | Georgia'S Own Credit Union | Atlanta, GA | 69.8% | $4.2 billion |
| 12 | Cgr Credit Union | Macon, GA | 71.0% | $120 million |
| 13 | Southeastern Credit Union | Valdosta, GA | 71.1% | $441 million |
| 14 | Center Parc Credit Union | Atlanta, GA | 74.0% | $2.4 billion |
| 15 | Mygeorgia Credit Union | Gainesville, GA | 74.5% | $258 million |
| 16 | Membersfirst Credit Union | Decatur, GA | 74.8% | $429 million |
| 17 | Associated Credit Union | Norcross, GA | 75.0% | $2.5 billion |
| 18 | Coosa Valley Credit Union | Rome, GA | 76.8% | $766 million |
| 19 | Peach State Federal Credit Union | Lawrenceville, GA | 78.1% | $1.1 billion |
| 20 | Family First Credit Union | Hapeville, GA | 78.2% | $136 million |
| 21 | Geovista Federal Credit Union | Hinesville, GA | 79.4% | $247 million |
| 22 | Core Credit Union | Statesboro, GA | 81.6% | $152 million |
| 23 | Go Energy Financial Credit Union | Tucker, GA | 83.2% | $153 million |
| 24 | Excel Federal Credit Union | Norcross, GA | 83.2% | $174 million |
| 25 | Lge Community Credit Union | Marietta, GA | 84.2% | $2.4 billion |
| 26 | North Georgia Credit Union | Toccoa, GA | 84.9% | $122 million |
| 27 | Marshland Credit Union | Brunswick, GA | 85.6% | $273 million |
| 28 | The Southern Credit Union | Fayetteville, GA | 89.8% | $560 million |
| 29 | Cdc Federal Credit Union | Atlanta, GA | 91.9% | $414 million |
| 30 | Georgia Heritage Federal Credit Union | Savannah, GA | 94.6% | $163 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings