RANKING ·
Lowest cost of shares and deposits in Washington
40 of 73 credit unions in Washington that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | White River Credit Union | Enumclaw, WA | 0.30% | $114 million |
| 2 | People'S Community Federal Credit Union | Vancouver, WA | 0.87% | $269 million |
| 3 | Mountaincrest Credit Union | Arlington, WA | 0.90% | $153 million |
| 4 | Northwest Plus Credit Union | Everett, WA | 0.93% | $315 million |
| 5 | Peninsula Community Federal Credit Union | Shelton, WA | 0.96% | $304 million |
| 6 | Industrial CU of Whatcom County | Bellingham, WA | 1.02% | $392 million |
| 7 | Verity Credit Union | Seattle, WA | 1.09% | $786 million |
| 8 | Boeing Employees Credit Union | Tukwila, WA | 1.10% | $29.6 billion |
| 9 | Our Community Credit Union | Shelton, WA | 1.16% | $638 million |
| 10 | Canopy Federal Credit Union | Spokane, WA | 1.21% | $222 million |
| 11 | Washington State Employees Credit Union | Olympia, WA | 1.21% | $5.1 billion |
| 12 | Hapo Community Credit Union | Richland, WA | 1.25% | $3.0 billion |
| 13 | Seattle Metropolitan Credit Union | Seattle, WA | 1.25% | $1.2 billion |
| 14 | North Coast Credit Union | Bellingham, WA | 1.26% | $427 million |
| 15 | Fibre Federal Credit Union | Longview, WA | 1.31% | $1.8 billion |
| 16 | Solarity Credit Union | Yakima, WA | 1.33% | $804 million |
| 17 | Great Northwest Federal Credit Union | Aberdeen, WA | 1.33% | $375 million |
| 18 | America'S Credit Union, A | Dupont, WA | 1.35% | $710 million |
| 19 | Cheney Federal Credit Union | Cheney, WA | 1.42% | $148 million |
| 20 | Red Canoe Credit Union | Longview, WA | 1.44% | $1.2 billion |
| 21 | Columbia Community Credit Union | Vancouver, WA | 1.48% | $2.6 billion |
| 22 | Salal Credit Union | Seattle, WA | 1.58% | $1.2 billion |
| 23 | Horizon Credit Union | Spokane Valley, WA | 1.59% | $2.0 billion |
| 24 | Tapco Credit Union | Fircrest, WA | 1.63% | $736 million |
| 25 | Spokane Teachers Credit Union | Liberty Lake, WA | 1.66% | $6.4 billion |
| 26 | Peak Credit Union | Olympia, WA | 1.66% | $4.2 billion |
| 27 | Iq Credit Union | Vancouver, WA | 1.68% | $2.2 billion |
| 28 | Harborstone Credit Union | Tacoma, WA | 1.78% | $3.1 billion |
| 29 | Gesa Credit Union | Richland, WA | 1.80% | $6.8 billion |
| 30 | Sound Credit Union | Tacoma, WA | 1.85% | $3.4 billion |
| 31 | Cascade Federal Credit Union | Kent, WA | 1.90% | $393 million |
| 32 | Kitsap Credit Union | Bremerton, WA | 1.92% | $2.5 billion |
| 33 | Whatcom Educational Credit Union | Bellingham, WA | 1.97% | $3.4 billion |
| 34 | O Bee Credit Union | Lacey, WA | 1.98% | $677 million |
| 35 | Alaska Air Group Federal Credit Union | Seatac, WA | 2.26% | $136 million |
| 36 | Numerica Credit Union | Spokane Valley, WA | 2.37% | $4.3 billion |
| 37 | Qualstar Credit Union | Bothell, WA | 2.38% | $939 million |
| 38 | Tacoma Longshoremen Credit Union | Tacoma, WA | 2.50% | $117 million |
| 39 | Puget Sound Cooperative Credit Union | Bellevue, WA | 2.58% | $274 million |
| 40 | Wcla Credit Union | Olympia, WA | 3.34% | $142 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings