RANKING ·
Lowest cost of shares and deposits in Virginia
46 of 95 credit unions in Virginia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Central Virginia Federal Credit Union | Lynchburg, VA | 0.38% | $198 million |
| 2 | Roanoke Valley Community Federal Credit Union | Roanoke, VA | 0.52% | $107 million |
| 3 | N A E Federal Credit Union | Chesapeake, VA | 0.65% | $126 million |
| 4 | Topside Federal Credit Union | Dahlgren, VA | 0.68% | $492 million |
| 5 | Call Federal Credit Union | Glen Allen, VA | 0.72% | $557 million |
| 6 | Jackson River Community Credit Union | Covington, VA | 0.80% | $133 million |
| 7 | Celco Community Federal Credit Union | Narrows, VA | 0.82% | $144 million |
| 8 | Agriculture Federal Credit Union | Merrifield, VA | 0.91% | $351 million |
| 9 | 1st Advantage Federal Credit Union | Newport News, VA | 1.00% | $1.1 billion |
| 10 | Infirst Federal Credit Union | Alexandria, VA | 1.02% | $186 million |
| 11 | Spectra Federal Credit Union | Alexandria, VA | 1.11% | $544 million |
| 12 | Homebase Federal Credit Union | Prince George, VA | 1.18% | $298 million |
| 13 | University of Va Community CU | Charlottesville, VA | 1.21% | $1.6 billion |
| 14 | Beach Municipal Federal Credit Union | Virginia Beach, VA | 1.22% | $195 million |
| 15 | Bronco Federal Credit Union | Franklin, VA | 1.22% | $292 million |
| 16 | Truenergy Federal Credit Union | Springfield, VA | 1.22% | $126 million |
| 17 | Commonwealth One Federal Credit Union | Alexandria, VA | 1.22% | $502 million |
| 18 | Valleystar Credit Union | Martinsville, VA | 1.23% | $503 million |
| 19 | Abnb Federal Credit Union | Chesapeake, VA | 1.34% | $914 million |
| 20 | Dominion Energy Credit Union | North Chesterfi, VA | 1.44% | $336 million |
| 21 | Urw Community Federal Credit Union | Danville, VA | 1.46% | $224 million |
| 22 | Paho/Who Federal Credit Union | Arlington, VA | 1.52% | $326 million |
| 23 | Northwest Federal Credit Union | Herndon, VA | 1.54% | $4.6 billion |
| 24 | Healthcare Systems Federal Credit Union | Falls Church, VA | 1.56% | $135 million |
| 25 | Justice Federal Credit Union | Chantilly, VA | 1.59% | $1.1 billion |
| 26 | Argent Federal Credit Union | Chesterfield, VA | 1.60% | $572 million |
| 27 | Bayport Federal Credit Union | Newport News, VA | 1.68% | $2.8 billion |
| 28 | Beacon Credit Union, Incorporated | Lynchburg, VA | 1.70% | $392 million |
| 29 | Henrico Federal Credit Union | Henrico, VA | 1.72% | $500 million |
| 30 | Peoples Advantage Federal Credit Union | Petersburg, VA | 1.74% | $115 million |
| 31 | Navy Federal Credit Union | Vienna, VA | 1.75% | $204 billion |
| 32 | Park View Federal Credit Union | Harrisonburg, VA | 1.80% | $410 million |
| 33 | State Department Federal Credit Union | Alexandria, VA | 1.84% | $2.9 billion |
| 34 | Democracy Federal Credit Union | Alexandria, VA | 1.84% | $188 million |
| 35 | Blue Eagle Credit Union | Roanoke, VA | 1.85% | $281 million |
| 36 | Virginia Federal Credit Union | Richmond, VA | 1.87% | $7.4 billion |
| 37 | Chartway Federal Credit Union | Virginia Beach, VA | 1.88% | $3.2 billion |
| 38 | Dupont Community Credit Union | Waynesboro, VA | 1.90% | $2.1 billion |
| 39 | Arlington Community Federal Credit Union | Arlington, VA | 1.98% | $538 million |
| 40 | Freedom First Federal Credit Union | Roanoke, VA | 2.02% | $1.3 billion |
| 41 | Langley Federal Credit Union | Newport News, VA | 2.03% | $5.6 billion |
| 42 | Apple Federal Credit Union | Fairfax, VA | 2.06% | $5.7 billion |
| 43 | Pentagon Federal Credit Union | Mclean, VA | 2.07% | $29.2 billion |
| 44 | Transportation Federal Credit Union | Alexandria, VA | 2.08% | $346 million |
| 45 | United States Senate Federal Credit Union | Alexandria, VA | 2.66% | $1.5 billion |
| 46 | Signature Federal Credit Union | Alexandria, VA | 2.70% | $421 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings