RANKING ·
Lowest cost of shares and deposits in South Carolina
22 of 45 credit unions in South Carolina that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | South Carolina Federal Credit Union | North Charlesto, SC | 0.51% | $2.6 billion |
| 2 | Carolina Trust Federal Credit Union | Myrtle Beach, SC | 0.56% | $422 million |
| 3 | Caro Federal Credit Union | Columbia, SC | 0.75% | $175 million |
| 4 | Georgetown Kraft Credit Union | Georgetown, SC | 0.80% | $192 million |
| 5 | Spc Credit Union | Hartsville, SC | 0.85% | $266 million |
| 6 | Mid Carolina Credit Union | Lugoff, SC | 1.08% | $182 million |
| 7 | Srp Federal Credit Union | North Augusta, SC | 1.08% | $2.1 billion |
| 8 | Allsouth Federal Credit Union | Columbia, SC | 1.18% | $1.5 billion |
| 9 | S. C. State Federal Credit Union | Columbia, SC | 1.20% | $1.5 billion |
| 10 | Palmetto Citizens Federal Credit Union | Columbia, SC | 1.36% | $1.5 billion |
| 11 | Rev Federal Credit Union | Charleston, SC | 1.36% | $1.2 billion |
| 12 | Upstate Federal Credit Union | Anderson, SC | 1.38% | $149 million |
| 13 | Safe Federal Credit Union | Sumter, SC | 1.49% | $2.0 billion |
| 14 | Greenville Federal Credit Union | Greenville, SC | 1.60% | $512 million |
| 15 | Carolina Foothills Federal Credit Union | Spartanburg, SC | 1.61% | $224 million |
| 16 | Cpm Federal Credit Union | North Charlesto, SC | 1.72% | $759 million |
| 17 | Greenville Heritage Federal Credit Union | Greenville, SC | 1.84% | $181 million |
| 18 | Family Trust Federal Credit Union | Rock Hill, SC | 1.95% | $805 million |
| 19 | Mtc Federal Credit Union | Greenville, SC | 1.95% | $303 million |
| 20 | Sharonview Federal Credit Union | Fort Mill, SC | 2.17% | $1.3 billion |
| 21 | Founders Federal Credit Union | Lancaster, SC | 2.22% | $5.2 billion |
| 22 | Spero Financial Federal Credit Union | Greenville, SC | 2.41% | $701 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings