RANKING ·
Lowest cost of shares and deposits in Oklahoma
27 of 52 credit unions in Oklahoma that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Fort Sill Federal Credit Union | Lawton, OK | 0.43% | $394 million |
| 2 | Southwest Oklahoma Federal Credit Union | Lawton, OK | 0.53% | $116 million |
| 3 | Muskogee Federal Credit Union | Muskogee, OK | 0.62% | $112 million |
| 4 | Cherokee Strip Credit Union | Ponca City, OK | 1.02% | $106 million |
| 5 | Allegiance Federal Credit Union | Oklahoma City, OK | 1.04% | $372 million |
| 6 | The Focus Federal Credit Union | Oklahoma City, OK | 1.10% | $163 million |
| 7 | Red Crown Federal Credit Union | Tulsa, OK | 1.34% | $257 million |
| 8 | U. S. Employees O. C. Federal Credit Union | Oklahoma City, OK | 1.39% | $213 million |
| 9 | Energy One Federal Credit Union | Tulsa, OK | 1.40% | $301 million |
| 10 | Oklahoma Central Credit Union | Tulsa, OK | 1.42% | $760 million |
| 11 | True Sky Federal Credit Union | Oklahoma City, OK | 1.46% | $778 million |
| 12 | Tinker Federal Credit Union | Oklahoma City, OK | 1.50% | $6.1 billion |
| 13 | Western Sun Federal Credit Union | Broken Arrow, OK | 1.51% | $181 million |
| 14 | Okunity Federal Credit Union | Stillwater, OK | 1.52% | $215 million |
| 15 | First Family Federal Credit Union | Henryetta, OK | 1.61% | $154 million |
| 16 | Endurance Federal Credit Union | Duncan, OK | 1.63% | $196 million |
| 17 | Municipal Emps CU of Oklahoma City | Oklahoma City, OK | 1.71% | $190 million |
| 18 | Red River Federal Credit Union | Altus, OK | 1.71% | $168 million |
| 19 | Weokie Federal Credit Union | Oklahoma City, OK | 1.92% | $1.5 billion |
| 20 | Westreet Federal Credit Union | Tulsa, OK | 1.95% | $967 million |
| 21 | Green Country Federal Credit Union | Sand Springs, OK | 1.97% | $155 million |
| 22 | Ttcu Federal Credit Union | Tulsa, OK | 1.99% | $2.7 billion |
| 23 | Truity Federal Credit Union | Bartlesville, OK | 2.22% | $1.3 billion |
| 24 | Oklahoma'S Federal Credit Union | Oklahoma City, OK | 2.37% | $954 million |
| 25 | Oklahoma Educators Credit Union | Oklahoma City, OK | 2.46% | $305 million |
| 26 | Oklahoma Federal Credit Union | Oklahoma City, OK | 2.56% | $199 million |
| 27 | Communication Federal Credit Union | Oklahoma City, OK | 2.70% | $2.4 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings