RANKING ·
Lowest cost of shares and deposits in North Dakota
12 of 29 credit unions in North Dakota that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Western Cooperative Credit Union | Williston, ND | 0.78% | $522 million |
| 2 | United Savings Credit Union | Fargo, ND | 1.24% | $125 million |
| 3 | Dakota West Credit Union | Watford City, ND | 1.28% | $327 million |
| 4 | Capital Credit Union | Bismarck, ND | 1.53% | $921 million |
| 5 | Aspire Community Federal Credit Union | Minot, ND | 1.55% | $182 million |
| 6 | Community Credit Union | New Rockford, ND | 1.56% | $172 million |
| 7 | Town and Country Credit Union | Minot, ND | 1.57% | $771 million |
| 8 | First Community Credit Union | Jamestown, ND | 1.66% | $1.5 billion |
| 9 | Vue Community Credit Union | Bismarck, ND | 1.67% | $106 million |
| 10 | North Star Community Credit Union | Maddock, ND | 1.84% | $465 million |
| 11 | Railway Credit Union | Mandan, ND | 2.22% | $212 million |
| 12 | Hometown Credit Union | Kulm, ND | 2.90% | $223 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings