RANKING ·
Lowest cost of shares and deposits in North Carolina
26 of 57 credit unions in North Carolina that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | North Carolina Community Federal Credit Union | Goldsboro, NC | 0.62% | $107 million |
| 2 | Nova Credit Union | Charlotte, NC | 0.66% | $121 million |
| 3 | Duke University Federal Credit Union | Durham, NC | 0.67% | $203 million |
| 4 | Members Credit Union | Winston Salem, NC | 0.87% | $477 million |
| 5 | R T P Federal Credit Union | Rtp, NC | 0.88% | $142 million |
| 6 | Piedmont Advantage Credit Union | Winston Salem, NC | 0.91% | $368 million |
| 7 | Mountain Credit Union | Waynesville, NC | 0.96% | $372 million |
| 8 | Summit Credit Union | Greensboro, NC | 1.03% | $369 million |
| 9 | Champion Credit Union | Canton, NC | 1.12% | $552 million |
| 10 | Carolinas Telco Federal Credit Union | Charlotte, NC | 1.18% | $506 million |
| 11 | Telco Community Credit Union | Candler, NC | 1.29% | $429 million |
| 12 | Marine Federal Credit Union | Jacksonville, NC | 1.36% | $1.1 billion |
| 13 | Fort Bragg Federal Credit Union | Fayetteville, NC | 1.49% | $690 million |
| 14 | Bragg Mutual Federal Credit Union | Fayetteville, NC | 1.52% | $131 million |
| 15 | Self-Help Federal Credit Union | Durham, NC | 1.58% | $2.4 billion |
| 16 | First Flight Federal Credit Union | Cary, NC | 1.62% | $284 million |
| 17 | Weyco Community Credit Union | Plymouth, NC | 1.64% | $115 million |
| 18 | American Partners Federal Credit Union | Reidsville, NC | 1.85% | $108 million |
| 19 | Self-Help Credit Union | Durham, NC | 1.97% | $2.2 billion |
| 20 | Skyla Federal Credit Union | Charlotte, NC | 2.01% | $1.7 billion |
| 21 | Allegacy Financial Federal Credit Union | Winston Salem, NC | 2.08% | $2.6 billion |
| 22 | Truliant Federal Credit Union | Winston Salem, NC | 2.16% | $5.6 billion |
| 23 | Latino Community Credit Union | Durham, NC | 2.18% | $1.0 billion |
| 24 | State Employees' Credit Union | Raleigh, NC | 2.27% | $60.0 billion |
| 25 | Civic Federal Credit Union | Raleigh, NC | 2.39% | $3.1 billion |
| 26 | Coastal Federal Credit Union | Raleigh, NC | 2.48% | $6.2 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings