RANKING ·
Lowest cost of shares and deposits in New Mexico
16 of 37 credit unions in New Mexico that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Cannon Federal Credit Union | Clovis, NM | 0.24% | $102 million |
| 2 | White Sands Federal Credit Union | Las Cruces, NM | 0.73% | $414 million |
| 3 | Guadalupe Credit Union | Santa Fe, NM | 1.09% | $348 million |
| 4 | Otero Federal Credit Union | Alamogordo, NM | 1.10% | $535 million |
| 5 | First Financial Credit Union | Albuquerque, NM | 1.20% | $1.1 billion |
| 6 | Nusenda Federal Credit Union | Albuquerque, NM | 1.26% | $5.0 billion |
| 7 | U.S. Eagle Federal Credit Union | Albuquerque, NM | 1.28% | $1.5 billion |
| 8 | Estacado Federal Credit Union | Hobbs, NM | 1.35% | $120 million |
| 9 | State Employees Credit Union | Santa Fe, NM | 1.41% | $1.3 billion |
| 10 | Zia Credit Union | Los Alamos, NM | 1.49% | $308 million |
| 11 | Del Norte Credit Union | Los Alamos, NM | 1.52% | $1.5 billion |
| 12 | Sunward Federal Credit Union | Albuquerque, NM | 1.56% | $4.6 billion |
| 13 | Kirtland Federal Credit Union | Albuquerque, NM | 1.73% | $1.1 billion |
| 14 | Rio Grande Credit Union | Albuquerque, NM | 2.11% | $666 million |
| 15 | Artesia Credit Union | Artesia, NM | 2.12% | $173 million |
| 16 | Sandia Area Federal Credit Union | Albuquerque, NM | 2.18% | $1.4 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings