RANKING ·
Lowest cost of shares and deposits in Montana
17 of 41 credit unions in Montana that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | 1st Liberty Federal Credit Union | Great Falls, MT | 0.45% | $214 million |
| 2 | Southwest Montana Community Federal Credit Union | Anaconda, MT | 0.55% | $203 million |
| 3 | Montana Federal Credit Union | Great Falls, MT | 0.74% | $362 million |
| 4 | Richland Federal Credit Union | Sidney, MT | 1.07% | $119 million |
| 5 | Intrepid Credit Union | Helena, MT | 1.16% | $311 million |
| 6 | Clearwater Federal Credit Union | Missoula, MT | 1.21% | $1.2 billion |
| 7 | Sky Federal Credit Union | Livingston, MT | 1.27% | $197 million |
| 8 | Lincoln County Credit Union | Libby, MT | 1.31% | $187 million |
| 9 | Fergus Federal Credit Union | Lewistown, MT | 1.36% | $118 million |
| 10 | Park Side Financial Credit Union | Whitefish, MT | 1.50% | $390 million |
| 11 | Rocky Mountain Credit Union | Helena, MT | 1.50% | $427 million |
| 12 | Russell Country Federal Credit Union | Great Falls, MT | 1.60% | $131 million |
| 13 | Valley Financial Credit Union | Billings, MT | 1.77% | $601 million |
| 14 | Altana Federal Credit Union | Billings, MT | 1.80% | $668 million |
| 15 | Billings Federal Credit Union | Billings, MT | 1.87% | $216 million |
| 16 | Whitefish Credit Union Association | Whitefish, MT | 2.00% | $2.1 billion |
| 17 | Grasslands Federal Credit Union | Circle, MT | 2.07% | $141 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings