RANKING ·
Lowest cost of shares and deposits in Maryland
34 of 60 credit unions in Maryland that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Bull Dog Federal Credit Union | Hagerstown, MD | 0.55% | $238 million |
| 2 | Chessie Federal Credit Union | Cumberland, MD | 0.71% | $434 million |
| 3 | National Institutes of Health Federal Credit Union | Rockville, MD | 0.77% | $817 million |
| 4 | Prince George'S Community Federal Credit Union | Bowie, MD | 0.90% | $337 million |
| 5 | Johns Hopkins Federal Credit Union | Baltimore, MD | 0.94% | $637 million |
| 6 | Har-Co Credit Union | Bel Air, MD | 0.96% | $286 million |
| 7 | Skypoint Federal Credit Union | Germantown, MD | 1.07% | $243 million |
| 8 | Fedchoice Federal Credit Union | Lanham, MD | 1.09% | $469 million |
| 9 | Securityplus Federal Credit Union | Baltimore, MD | 1.13% | $597 million |
| 10 | Municipal Empl.Credit Union of Balt | Baltimore, MD | 1.15% | $1.3 billion |
| 11 | Market USA Federal Credit Union | Laurel, MD | 1.15% | $142 million |
| 12 | Peake Federal Credit Union | Towson, MD | 1.17% | $534 million |
| 13 | First Eagle Federal Credit Union | Owings Mills, MD | 1.21% | $109 million |
| 14 | Point Breeze Credit Union | Hunt Valley, MD | 1.22% | $1.1 billion |
| 15 | Nymeo Federal Credit Union | Frederick, MD | 1.22% | $409 million |
| 16 | Freedom of Maryland Federal Credit Union | Bel Air, MD | 1.25% | $557 million |
| 17 | Wepco Federal Credit Union | Bloomington, MD | 1.28% | $399 million |
| 18 | Signal Financial Federal Credit Union | Kensington, MD | 1.28% | $364 million |
| 19 | U S Postal Service Federal Credit Union | Clinton, MD | 1.29% | $280 million |
| 20 | Money One Federal Credit Union | Largo, MD | 1.29% | $105 million |
| 21 | Cedar Point Federal Credit Union | Lexington Park, MD | 1.31% | $906 million |
| 22 | Educational Systems Federal Credit Union | Greenbelt, MD | 1.37% | $1.4 billion |
| 23 | First Financial of Maryland Federal Credit Union | Sparks, MD | 1.39% | $1.4 billion |
| 24 | Mid-Atlantic Federal Credit Union | Germantown, MD | 1.41% | $443 million |
| 25 | Act 1st Federal Credit Union | Lavale, MD | 1.43% | $150 million |
| 26 | Apl Federal Credit Union | Laurel, MD | 1.49% | $724 million |
| 27 | Police Federal Credit Union | Upper Marlboro, MD | 1.54% | $176 million |
| 28 | First Peoples Community Federal Credit Union | Cumberland, MD | 1.59% | $666 million |
| 29 | Tower Federal Credit Union | Laurel, MD | 1.64% | $5.0 billion |
| 30 | State Employees CU of Maryland, Inc. | Linthicum, MD | 1.66% | $5.8 billion |
| 31 | Aberdeen Proving Ground Federal Credit Union | Aberdeen, MD | 1.69% | $2.7 billion |
| 32 | Andrews Federal Credit Union | Suitland, MD | 2.04% | $2.7 billion |
| 33 | Nasa Federal Credit Union | Upper Marlboro, MD | 2.81% | $5.8 billion |
| 34 | Lafayette Federal Credit Union | Rockville, MD | 3.59% | $2.1 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings