RANKING ·
Lowest cost of shares and deposits in Maine
40 of 48 credit unions in Maine that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Ancorum Credit Union | Bath, ME | 1.00% | $402 million |
| 2 | University Credit Union | Orono, ME | 1.15% | $538 million |
| 3 | Midcoast Federal Credit Union | Freeport, ME | 1.15% | $267 million |
| 4 | K V Federal Credit Union | Augusta, ME | 1.17% | $140 million |
| 5 | Casco Federal Credit Union | Gorham, ME | 1.17% | $121 million |
| 6 | Franklin-Somerset Federal Credit Union | Madison, ME | 1.18% | $149 million |
| 7 | Katahdin Federal Credit Union | Millinocket, ME | 1.29% | $111 million |
| 8 | Cport Credit Union | Portland, ME | 1.31% | $435 million |
| 9 | Evergreen Credit Union | Portland, ME | 1.34% | $645 million |
| 10 | Trademark Federal Credit Union | Augusta, ME | 1.36% | $132 million |
| 11 | Connected Credit Union | Augusta, ME | 1.36% | $134 million |
| 12 | Ksw Federal Credit Union | Waterville, ME | 1.46% | $122 million |
| 13 | New Dimensions Federal Credit Union | Waterville, ME | 1.49% | $244 million |
| 14 | Town & Country Federal Credit Union | South Portland, ME | 1.49% | $621 million |
| 15 | Maine Family Federal Credit Union | Lewiston, ME | 1.51% | $288 million |
| 16 | Lisbon Community Federal Credit Union | Lisbon, ME | 1.58% | $210 million |
| 17 | Peopleschoice Credit Union | Biddeford, ME | 1.60% | $367 million |
| 18 | Gardiner Federal Credit Union | Gardiner, ME | 1.68% | $101 million |
| 19 | Maine Highlands Federal Credit Union | Dexter, ME | 1.68% | $230 million |
| 20 | Maine Savings Federal Credit Union | Hampden, ME | 1.69% | $858 million |
| 21 | Community Credit Union | Lewiston, ME | 1.70% | $120 million |
| 22 | Sebasticook Valley Federal Credit Union | Pittsfield, ME | 1.70% | $186 million |
| 23 | Atlantic Regional Federal Credit Union | South Portland, ME | 1.75% | $1.1 billion |
| 24 | Saco Valley Credit Union | Saco, ME | 1.79% | $196 million |
| 25 | Truchoice Federal Credit Union | Portland, ME | 1.79% | $257 million |
| 26 | Winthrop Area Federal Credit Union | Winthrop, ME | 1.89% | $107 million |
| 27 | Seaboard Federal Credit Union | Bucksport, ME | 1.92% | $246 million |
| 28 | Brewer Federal Credit Union | Brewer, ME | 1.93% | $118 million |
| 29 | Oxford Federal Credit Union | Mexico, ME | 1.95% | $370 million |
| 30 | Cumberland County Federal Credit Union | Falmouth, ME | 1.96% | $494 million |
| 31 | Bangor Federal Credit Union | Bangor, ME | 1.98% | $293 million |
| 32 | Central Maine Federal Credit Union | Lewiston, ME | 1.98% | $145 million |
| 33 | Norstate Federal Credit Union | Madawaska, ME | 2.01% | $280 million |
| 34 | Acadia Federal Credit Union | Fort Kent, ME | 2.01% | $413 million |
| 35 | Maine State Credit Union | Augusta, ME | 2.06% | $806 million |
| 36 | Dirigo Federal Credit Union | Lewiston, ME | 2.16% | $498 million |
| 37 | Downeast Credit Union | Baileyville, ME | 2.25% | $330 million |
| 38 | The County Federal Credit Union | Presque Isle, ME | 2.26% | $530 million |
| 39 | Lincoln Maine Federal Credit Union | Lincoln, ME | 2.32% | $163 million |
| 40 | Otis Federal Credit Union | Jay, ME | 2.43% | $300 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings