RANKING ·
Lowest cost of shares and deposits in Kentucky
17 of 51 credit unions in Kentucky that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | The Health & Education Federal Credit Union | Lexington, KY | 0.29% | $126 million |
| 2 | Autotruck Financial Credit Union | Louisville, KY | 1.22% | $220 million |
| 3 | Advanz Federal Credit Union | Louisville, KY | 1.29% | $162 million |
| 4 | Park Federal Credit Union | Louisville, KY | 1.51% | $1.4 billion |
| 5 | Class Act Federal Credit Union | Louisville, KY | 1.61% | $365 million |
| 6 | Service One Credit Union | Bowling Green, KY | 1.67% | $269 million |
| 7 | Members Heritage Credit Union | Lexington, KY | 1.77% | $591 million |
| 8 | Signet Federal Credit Union | Paducah, KY | 1.87% | $398 million |
| 9 | C-Plant Federal Credit Union | Paducah, KY | 1.93% | $366 million |
| 10 | Members Choice Credit Union | Ashland, KY | 2.08% | $431 million |
| 11 | Expree Credit Union | Frankfort, KY | 2.16% | $119 million |
| 12 | Transcend Credit Union | Louisville, KY | 2.18% | $588 million |
| 13 | University of Kentucky Federal Credit Union | Lexington, KY | 2.24% | $1.8 billion |
| 14 | L & N Federal Credit Union | Louisville, KY | 2.28% | $2.6 billion |
| 15 | Commonwealth Federal Credit Union | Frankfort, KY | 2.30% | $2.9 billion |
| 16 | Abound Federal Credit Union | Radcliff, KY | 2.60% | $2.8 billion |
| 17 | Ashland Credit Union | Ashland, KY | 2.60% | $412 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings