RANKING ·
Lowest cost of shares and deposits in Indiana
44 of 121 credit unions in Indiana that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Cost of all shares and deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Madison County Federal Credit Union | Anderson, IN | 0.29% | $114 million |
| 2 | Allegius Federal Credit Union | Burns Harbor, IN | 0.38% | $177 million |
| 3 | Advance Financial Federal Credit Union | Schererville, IN | 0.48% | $123 million |
| 4 | Chiphone Federal Credit Union | Elkhart, IN | 0.69% | $112 million |
| 5 | Crossroads Financial Federal Credit Union | Portland, IN | 0.75% | $102 million |
| 6 | Natco Credit Union | Richmond, IN | 0.78% | $154 million |
| 7 | Profed Federal Credit Union | Fort Wayne, IN | 0.90% | $763 million |
| 8 | Diamond Valley Federal Credit Union | Evansville, IN | 0.90% | $179 million |
| 9 | Regional Federal Credit Union | Winfield, IN | 0.92% | $180 million |
| 10 | First Trust Credit Union | Michigan City, IN | 1.08% | $192 million |
| 11 | Partners 1st Federal Credit Union | Fort Wayne, IN | 1.18% | $546 million |
| 12 | Primetrust Financial Federal Credit Union | Muncie, IN | 1.24% | $273 million |
| 13 | Solidarity Community Federal Credit Union | Kokomo, IN | 1.28% | $351 million |
| 14 | Members Advantage Credit Union | Michigan City, IN | 1.28% | $132 million |
| 15 | Heritage Federal Credit Union | Newburgh, IN | 1.37% | $1.0 billion |
| 16 | Fort Financial Federal Credit Union | Fort Wayne, IN | 1.37% | $397 million |
| 17 | Industrial Federal Credit Union | Lafayette, IN | 1.41% | $356 million |
| 18 | Crane Credit Union | Odon, IN | 1.48% | $1.2 billion |
| 19 | Financial Center First Credit Union | Indianapolis, IN | 1.51% | $962 million |
| 20 | Three Rivers Federal Credit Union | Fort Wayne, IN | 1.53% | $2.9 billion |
| 21 | Beacon Credit Union | Wabash, IN | 1.57% | $1.8 billion |
| 22 | Notre Dame Federal Credit Union | Notre Dame, IN | 1.59% | $1.4 billion |
| 23 | Indiana State University Federal Credit Union | Terre Haute, IN | 1.60% | $140 million |
| 24 | Summit Choice Federal Credit Union | Fort Wayne, IN | 1.61% | $207 million |
| 25 | Tech Credit Union | Crown Point, IN | 1.64% | $599 million |
| 26 | Purdue Federal Credit Union | West Lafayette, IN | 1.67% | $2.1 billion |
| 27 | Centra Credit Union | Columbus, IN | 1.70% | $2.4 billion |
| 28 | Financial Builders Federal Credit Union | Kokomo, IN | 1.71% | $152 million |
| 29 | Thrive Federal Credit Union | Muncie, IN | 1.72% | $110 million |
| 30 | Encompass Federal Credit Union | Tipton, IN | 1.76% | $241 million |
| 31 | Via Credit Union | Marion, IN | 1.84% | $604 million |
| 32 | Indiana Members Credit Union | Indianapolis, IN | 1.85% | $3.6 billion |
| 33 | Hoosier Hills Credit Union | Bedford, IN | 1.86% | $938 million |
| 34 | U S #1364 Federal Credit Union | Merrillville, IN | 1.87% | $222 million |
| 35 | Midwest America Federal Credit Union | Fort Wayne, IN | 1.88% | $1.0 billion |
| 36 | Forum Credit Union | Indianapolis, IN | 1.91% | $2.3 billion |
| 37 | Interra Credit Union | Goshen, IN | 1.99% | $2.1 billion |
| 38 | Elements Financial Federal Credit Union | Indianapolis, IN | 2.10% | $2.5 billion |
| 39 | Sterling United Federal Credit Union | Evansville, IN | 2.14% | $102 million |
| 40 | Liberty Federal Credit Union | Evansville, IN | 2.25% | $4.8 billion |
| 41 | Inova Federal Credit Union | Elkhart, IN | 2.34% | $643 million |
| 42 | Everwise Credit Union | South Bend, IN | 2.42% | $5.8 billion |
| 43 | Indiana University Credit Union | Bloomington, IN | 2.51% | $2.1 billion |
| 44 | Communitywide Federal Credit Union | South Bend, IN | 3.19% | $874 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings