RANKING ·
Largest net interest margin improvement in Virginia
45 of 95 credit unions in Virginia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Dominion Energy Credit Union | North Chesterfi, VA | +52 bps | $336 million |
| 2 | Transportation Federal Credit Union | Alexandria, VA | +49 bps | $346 million |
| 3 | Commonwealth One Federal Credit Union | Alexandria, VA | +48 bps | $502 million |
| 4 | Freedom First Federal Credit Union | Roanoke, VA | +38 bps | $1.3 billion |
| 5 | Henrico Federal Credit Union | Henrico, VA | +36 bps | $500 million |
| 6 | Roanoke Valley Community Federal Credit Union | Roanoke, VA | +32 bps | $107 million |
| 7 | Celco Community Federal Credit Union | Narrows, VA | +32 bps | $144 million |
| 8 | Infirst Federal Credit Union | Alexandria, VA | +30 bps | $186 million |
| 9 | Signature Federal Credit Union | Alexandria, VA | +28 bps | $421 million |
| 10 | Arlington Community Federal Credit Union | Arlington, VA | +23 bps | $538 million |
| 11 | State Department Federal Credit Union | Alexandria, VA | +23 bps | $2.9 billion |
| 12 | Chartway Federal Credit Union | Virginia Beach, VA | +22 bps | $3.2 billion |
| 13 | Langley Federal Credit Union | Newport News, VA | +19 bps | $5.6 billion |
| 14 | Justice Federal Credit Union | Chantilly, VA | +19 bps | $1.1 billion |
| 15 | Call Federal Credit Union | Glen Allen, VA | +18 bps | $557 million |
| 16 | Northwest Federal Credit Union | Herndon, VA | +18 bps | $4.6 billion |
| 17 | Truenergy Federal Credit Union | Springfield, VA | +17 bps | $126 million |
| 18 | Topside Federal Credit Union | Dahlgren, VA | +17 bps | $492 million |
| 19 | Agriculture Federal Credit Union | Merrifield, VA | +17 bps | $351 million |
| 20 | Peoples Advantage Federal Credit Union | Petersburg, VA | +16 bps | $115 million |
| 21 | Park View Federal Credit Union | Harrisonburg, VA | +15 bps | $410 million |
| 22 | Healthcare Systems Federal Credit Union | Falls Church, VA | +14 bps | $135 million |
| 23 | University of Va Community CU | Charlottesville, VA | +13 bps | $1.6 billion |
| 24 | Paho/Who Federal Credit Union | Arlington, VA | +11 bps | $326 million |
| 25 | Navy Federal Credit Union | Vienna, VA | +10 bps | $204 billion |
| 26 | Abnb Federal Credit Union | Chesapeake, VA | +9 bps | $914 million |
| 27 | Spectra Federal Credit Union | Alexandria, VA | +9 bps | $544 million |
| 28 | Blue Eagle Credit Union | Roanoke, VA | +6 bps | $281 million |
| 29 | Valleystar Credit Union | Martinsville, VA | +6 bps | $503 million |
| 30 | United States Senate Federal Credit Union | Alexandria, VA | +5 bps | $1.5 billion |
| 31 | Homebase Federal Credit Union | Prince George, VA | 0 bps | $298 million |
| 32 | Jackson River Community Credit Union | Covington, VA | -2 bps | $133 million |
| 33 | Beach Municipal Federal Credit Union | Virginia Beach, VA | -3 bps | $195 million |
| 34 | Pentagon Federal Credit Union | Mclean, VA | -4 bps | $29.2 billion |
| 35 | Apple Federal Credit Union | Fairfax, VA | -8 bps | $5.7 billion |
| 36 | 1st Advantage Federal Credit Union | Newport News, VA | -9 bps | $1.1 billion |
| 37 | Bronco Federal Credit Union | Franklin, VA | -9 bps | $292 million |
| 38 | Central Virginia Federal Credit Union | Lynchburg, VA | -14 bps | $198 million |
| 39 | Urw Community Federal Credit Union | Danville, VA | -16 bps | $224 million |
| 40 | Argent Federal Credit Union | Chesterfield, VA | -18 bps | $572 million |
| 41 | Dupont Community Credit Union | Waynesboro, VA | -20 bps | $2.1 billion |
| 42 | N A E Federal Credit Union | Chesapeake, VA | -22 bps | $126 million |
| 43 | Beacon Credit Union, Incorporated | Lynchburg, VA | -22 bps | $392 million |
| 44 | Virginia Federal Credit Union | Richmond, VA | -23 bps | $7.4 billion |
| 45 | Democracy Federal Credit Union | Alexandria, VA | -40 bps | $188 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings