RANKING ·
Largest net interest margin improvement in Utah
21 of 51 credit unions in Utah that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Utah Power Credit Union | Murray, UT | +56 bps | $1.1 billion |
| 2 | Elevate Federal Credit Union | Brigham City, UT | +42 bps | $260 million |
| 3 | Granite Federal Credit Union | Salt Lake City, UT | +37 bps | $918 million |
| 4 | Cyprus Federal Credit Union | West Jordan, UT | +36 bps | $2.1 billion |
| 5 | Pacific Horizon Credit Union | Springville, UT | +28 bps | $141 million |
| 6 | Wasatch Peaks Federal Credit Union | Ogden, UT | +27 bps | $658 million |
| 7 | Utah Community Federal Credit Union | Provo, UT | +26 bps | $4.0 billion |
| 8 | Jordan Federal Credit Union | South Jordan, UT | +18 bps | $425 million |
| 9 | Goldenwest Federal Credit Union | Ogden, UT | +18 bps | $4.3 billion |
| 10 | Mountain America Federal Credit Union | Sandy, UT | +14 bps | $22.9 billion |
| 11 | Deseret First Federal Credit Union | West Valley Cit, UT | +14 bps | $1.3 billion |
| 12 | American United Federal Credit Union | West Jordan, UT | +14 bps | $383 million |
| 13 | Hercules First Federal Credit Union | Salt Lake City, UT | +13 bps | $176 million |
| 14 | Canyon View Federal Credit Union | Salt Lake City, UT | +13 bps | $2.1 billion |
| 15 | Desert Rivers Federal Credit Union | Moab, UT | +6 bps | $117 million |
| 16 | Horizon Utah Federal Credit Union | Farmington, UT | +5 bps | $185 million |
| 17 | Utah First Federal Credit Union | Salt Lake City, UT | +2 bps | $1.2 billion |
| 18 | America First Federal Credit Union | Riverdale, UT | +2 bps | $26.0 billion |
| 19 | Utah Heritage Credit Union | Moroni, UT | -1 bps | $167 million |
| 20 | Members First Credit Union | Brigham City, UT | -10 bps | $209 million |
| 21 | Eastern Utah Community Federal Credit Union | Price, UT | -13 bps | $219 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings