RANKING ·
Largest net interest margin improvement in Maryland
34 of 60 credit unions in Maryland that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Freedom of Maryland Federal Credit Union | Bel Air, MD | +62 bps | $557 million |
| 2 | Signal Financial Federal Credit Union | Kensington, MD | +47 bps | $364 million |
| 3 | First Eagle Federal Credit Union | Owings Mills, MD | +44 bps | $109 million |
| 4 | Johns Hopkins Federal Credit Union | Baltimore, MD | +40 bps | $637 million |
| 5 | Peake Federal Credit Union | Towson, MD | +29 bps | $534 million |
| 6 | First Financial of Maryland Federal Credit Union | Sparks, MD | +21 bps | $1.4 billion |
| 7 | Apl Federal Credit Union | Laurel, MD | +18 bps | $724 million |
| 8 | Bull Dog Federal Credit Union | Hagerstown, MD | +17 bps | $238 million |
| 9 | Police Federal Credit Union | Upper Marlboro, MD | +15 bps | $176 million |
| 10 | Point Breeze Credit Union | Hunt Valley, MD | +11 bps | $1.1 billion |
| 11 | Andrews Federal Credit Union | Suitland, MD | +10 bps | $2.7 billion |
| 12 | Securityplus Federal Credit Union | Baltimore, MD | +8 bps | $597 million |
| 13 | First Peoples Community Federal Credit Union | Cumberland, MD | +6 bps | $666 million |
| 14 | Municipal Empl.Credit Union of Balt | Baltimore, MD | +5 bps | $1.3 billion |
| 15 | National Institutes of Health Federal Credit Union | Rockville, MD | +4 bps | $817 million |
| 16 | State Employees CU of Maryland, Inc. | Linthicum, MD | +3 bps | $5.8 billion |
| 17 | Mid-Atlantic Federal Credit Union | Germantown, MD | +2 bps | $443 million |
| 18 | Aberdeen Proving Ground Federal Credit Union | Aberdeen, MD | 0 bps | $2.7 billion |
| 19 | Educational Systems Federal Credit Union | Greenbelt, MD | 0 bps | $1.4 billion |
| 20 | Nymeo Federal Credit Union | Frederick, MD | 0 bps | $409 million |
| 21 | U S Postal Service Federal Credit Union | Clinton, MD | 0 bps | $280 million |
| 22 | Nasa Federal Credit Union | Upper Marlboro, MD | -1 bps | $5.8 billion |
| 23 | Cedar Point Federal Credit Union | Lexington Park, MD | -3 bps | $906 million |
| 24 | Act 1st Federal Credit Union | Lavale, MD | -6 bps | $150 million |
| 25 | Skypoint Federal Credit Union | Germantown, MD | -8 bps | $243 million |
| 26 | Prince George'S Community Federal Credit Union | Bowie, MD | -10 bps | $337 million |
| 27 | Wepco Federal Credit Union | Bloomington, MD | -10 bps | $399 million |
| 28 | Tower Federal Credit Union | Laurel, MD | -11 bps | $5.0 billion |
| 29 | Har-Co Credit Union | Bel Air, MD | -15 bps | $286 million |
| 30 | Fedchoice Federal Credit Union | Lanham, MD | -22 bps | $469 million |
| 31 | Money One Federal Credit Union | Largo, MD | -30 bps | $105 million |
| 32 | Chessie Federal Credit Union | Cumberland, MD | -39 bps | $434 million |
| 33 | Market USA Federal Credit Union | Laurel, MD | -54 bps | $142 million |
| 34 | Lafayette Federal Credit Union | Rockville, MD | -178 bps | $2.1 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings