RANKING ·
Largest net interest margin improvement in Hawaii
25 of 45 credit unions in Hawaii that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Hawaii Federal Credit Union | Honolulu, HI | +72 bps | $104 million |
| 2 | Hawaii State Federal Credit Union | Honolulu, HI | +54 bps | $2.9 billion |
| 3 | Hawaii Central Federal Credit Union | Honolulu, HI | +49 bps | $308 million |
| 4 | Maui Federal Credit Union | Kahului, HI | +36 bps | $146 million |
| 5 | University of Hawaii Federal Credit Union | Honolulu, HI | +36 bps | $976 million |
| 6 | Kauai Federal Credit Union | Lihue, HI | +34 bps | $193 million |
| 7 | Hfs Federal Credit Union | Hilo, HI | +31 bps | $1.1 billion |
| 8 | Lokahi Federal Credit Union | Honolulu, HI | +30 bps | $702 million |
| 9 | Maui County Federal Credit Union | Wailuku, HI | +27 bps | $488 million |
| 10 | Wailuku Federal Credit Union | Kahului, HI | +23 bps | $135 million |
| 11 | Gather Federal Credit Union | Lihue, HI | +20 bps | $934 million |
| 12 | Big Island Federal Credit Union | Hilo, HI | +20 bps | $195 million |
| 13 | CU Hawaii | Hilo, HI | +19 bps | $460 million |
| 14 | Hawaii Community Federal Credit Union | Kailua Kona, HI | +17 bps | $808 million |
| 15 | Garden Island Federal Credit Union | Lihue, HI | +17 bps | $126 million |
| 16 | Hawaiian Financial Federal Credit Union | Honolulu, HI | +15 bps | $1.1 billion |
| 17 | Ko`Olau Federal Credit Union | Kailua, HI | +15 bps | $104 million |
| 18 | Hawaiiusa Federal Credit Union | Honolulu, HI | +14 bps | $2.7 billion |
| 19 | Aloha Pacific Federal Credit Union | Honolulu, HI | +11 bps | $1.5 billion |
| 20 | Valley Isle Community Federal Credit Union | Kahului, HI | +6 bps | $174 million |
| 21 | Honolulu Federal Credit Union | Honolulu, HI | +4 bps | $423 million |
| 22 | Hawaii Law Enforcement Federal Credit Union | Honolulu, HI | +4 bps | $230 million |
| 23 | Mcbryde Federal Credit Union | Eleele, HI | +4 bps | $103 million |
| 24 | Hawaii County Employees Federal Credit Union | Hilo, HI | -3 bps | $148 million |
| 25 | Pearl Hawaii Federal Credit Union | Waipahu, HI | -16 bps | $545 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings