RANKING ·
Highest return on assets in Michigan
113 of 169 credit unions in Michigan that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Zeal Credit Union | Livonia, MI | 2.90% | $1.1 billion |
| 2 | Wayne-Westland Federal Credit Union | Westland, MI | 2.71% | $161 million |
| 3 | Marshall Community Credit Union | Marshall, MI | 2.44% | $372 million |
| 4 | Michigan Schools and Government Credit Union | Clinton Townshi, MI | 2.21% | $4.4 billion |
| 5 | Marquette Community Federal Credit Union | Marquette, MI | 2.10% | $117 million |
| 6 | Breakwater Federal Credit Union | Houghton, MI | 2.10% | $138 million |
| 7 | Forest Area Federal Credit Union | Fife Lake, MI | 2.01% | $318 million |
| 8 | Total Community Credit Union | Taylor, MI | 2.00% | $111 million |
| 9 | Omni Community Credit Union | Battle Creek, MI | 1.81% | $662 million |
| 10 | Walled Lake Schools Federal Credit Union | Wolverine Lake, MI | 1.81% | $138 million |
| 11 | Genisys Credit Union | Auburn Hills, MI | 1.79% | $6.6 billion |
| 12 | U.P. State Credit Union | Escanaba, MI | 1.76% | $210 million |
| 13 | Iron Mountain Kingsford Community Federal Credit Union | Kingsford, MI | 1.74% | $149 million |
| 14 | Members First Credit Union | Midland, MI | 1.66% | $905 million |
| 15 | Extra Credit Union | Warren, MI | 1.65% | $345 million |
| 16 | Straits Area Federal Credit Union | Cheboygan, MI | 1.61% | $132 million |
| 17 | Dfcu Financial Credit Union | Dearborn, MI | 1.59% | $8.0 billion |
| 18 | Tlc Community Credit Union | Adrian, MI | 1.56% | $950 million |
| 19 | Kellogg Community Credit Union | Battle Creek, MI | 1.54% | $1.0 billion |
| 20 | Monroe Community Credit Union | Monroe, MI | 1.53% | $406 million |
| 21 | United Federal Credit Union | St Joseph, MI | 1.49% | $4.4 billion |
| 22 | Consumers Credit Union | Oshtemo, MI | 1.49% | $2.9 billion |
| 23 | Aac Credit Union | Grand Rapids, MI | 1.49% | $212 million |
| 24 | Pfcu Credit Union | Portland, MI | 1.43% | $873 million |
| 25 | Service 1 Federal Credit Union | Muskegon, MI | 1.42% | $199 million |
| 26 | St. Francis X Federal Credit Union | Petoskey, MI | 1.40% | $269 million |
| 27 | Michigan One Community Credit Union | Ionia, MI | 1.40% | $240 million |
| 28 | Soo Co-Op Credit Union | Sault Sainte Ma, MI | 1.39% | $324 million |
| 29 | Isabella Community Credit Union | Mt Pleasant, MI | 1.38% | $222 million |
| 30 | Meijer Credit Union | Grand Rapids, MI | 1.38% | $128 million |
| 31 | Safe Harbor Credit Union | Ludington, MI | 1.37% | $184 million |
| 32 | The Local Credit Union | Sterling Height, MI | 1.36% | $107 million |
| 33 | Community Choice Credit Union | Farmington Hill, MI | 1.36% | $2.1 billion |
| 34 | North Central Area Credit Union | Houghton Lake, MI | 1.36% | $272 million |
| 35 | Awakon Federal Credit Union | Onaway, MI | 1.35% | $203 million |
| 36 | Tba Credit Union | Traverse City, MI | 1.33% | $390 million |
| 37 | Community First Federal Credit Union | Lakeview, MI | 1.31% | $149 million |
| 38 | Harborlight Credit Union | Whitehall, MI | 1.30% | $170 million |
| 39 | Dow Credit Union | Midland, MI | 1.30% | $2.6 billion |
| 40 | Alpena-Alcona Area Credit Union | Alpena, MI | 1.30% | $976 million |
| 41 | Filer Credit Union | Manistee, MI | 1.26% | $262 million |
| 42 | Frankenmuth Credit Union | Frankenmuth, MI | 1.21% | $1.6 billion |
| 43 | Advia Credit Union | Kalamazoo, MI | 1.19% | $4.1 billion |
| 44 | Wmcu Credit Union | Grand Rapids, MI | 1.19% | $455 million |
| 45 | Credit Union One | Ferndale, MI | 1.19% | $1.8 billion |
| 46 | Polish-American Federal Credit Union | Troy, MI | 1.18% | $195 million |
| 47 | True Community Credit Union | Jackson, MI | 1.17% | $955 million |
| 48 | Embers Credit Union | Marquette, MI | 1.16% | $622 million |
| 49 | United Financial Credit Union | Saginaw, MI | 1.16% | $360 million |
| 50 | Lenco Credit Union | Adrian, MI | 1.13% | $145 million |
| 51 | Sovita Credit Union | Flint, MI | 1.13% | $592 million |
| 52 | Lake Michigan Credit Union | Grand Rapids, MI | 1.12% | $17.3 billion |
| 53 | Gerber Federal Credit Union | Fremont, MI | 1.10% | $260 million |
| 54 | Preferred Credit Union | Grand Rapids, MI | 1.08% | $318 million |
| 55 | Consumers Professional Credit Union | Lansing, MI | 1.08% | $150 million |
| 56 | Elga Credit Union | Grand Blanc, MI | 1.06% | $2.5 billion |
| 57 | Trunorth Federal Credit Union | Ishpeming, MI | 1.06% | $203 million |
| 58 | Honor Credit Union | Berrien Springs, MI | 1.02% | $1.9 billion |
| 59 | Arbor Financial Credit Union | Kalamazoo, MI | 1.02% | $899 million |
| 60 | Advantage One Credit Union | Brownstown, MI | 1.02% | $268 million |
| 61 | Health Advantage Federal Credit Union | Saginaw, MI | 1.02% | $179 million |
| 62 | People Driven Credit Union | Southfield, MI | 0.99% | $520 million |
| 63 | Ukrainian Selfreliance Michigan Federal Credit Union | Warren, MI | 0.99% | $140 million |
| 64 | Loc Credit Union | Farmington, MI | 0.97% | $485 million |
| 65 | Northland Area Federal Credit Union | Alpena, MI | 0.94% | $714 million |
| 66 | Financial Plus Credit Union | Flint, MI | 0.91% | $1.7 billion |
| 67 | Kalsee Credit Union | Kalamazoo, MI | 0.90% | $292 million |
| 68 | Compass Credit Union | Sparta, MI | 0.89% | $101 million |
| 69 | 4front Credit Union | Traverse City, MI | 0.88% | $1.0 billion |
| 70 | Great Lakes First Federal Credit Union | Escanaba, MI | 0.88% | $105 million |
| 71 | Lake Trust Credit Union | Brighton, MI | 0.86% | $2.9 billion |
| 72 | Public Service Credit Union | Romulus, MI | 0.84% | $468 million |
| 73 | Christian Financial Credit Union | Sterling Height, MI | 0.83% | $1.1 billion |
| 74 | Circle Federal Credit Union | Niles, MI | 0.82% | $117 million |
| 75 | Chief Financial Federal Credit Union | Rochester Hills, MI | 0.79% | $250 million |
| 76 | River Valley Credit Union | Ada, MI | 0.78% | $124 million |
| 77 | Wolverine State Credit Union | Alpena, MI | 0.76% | $173 million |
| 78 | Financialedge Credit Union | Bay City, MI | 0.76% | $147 million |
| 79 | Our Credit Union | Royal Oak, MI | 0.75% | $375 million |
| 80 | American 1 Credit Union | Jackson, MI | 0.72% | $661 million |
| 81 | H.P.C. Credit Union | Alpena, MI | 0.71% | $172 million |
| 82 | Wildfire Credit Union | Saginaw, MI | 0.71% | $1.2 billion |
| 83 | Peninsula Federal Credit Union | Escanaba, MI | 0.70% | $356 million |
| 84 | Team One Credit Union | Saginaw, MI | 0.68% | $766 million |
| 85 | Michigan United Credit Union | Auburn Hills, MI | 0.67% | $349 million |
| 86 | Journey Federal Credit Union | Saint Johns, MI | 0.63% | $187 million |
| 87 | Freestar Financial Credit Union | Mount Clemens, MI | 0.62% | $350 million |
| 88 | Cornerstone Community Financial Credit Union | Auburn Hills, MI | 0.61% | $470 million |
| 89 | Adventure Credit Union | Grand Rapids, MI | 0.61% | $646 million |
| 90 | Michigan Educational Credit Union | Plymouth, MI | 0.57% | $1.1 billion |
| 91 | Community West Credit Union | Kentwood, MI | 0.57% | $252 million |
| 92 | United Bay Community Credit Union | Bay City, MI | 0.57% | $302 million |
| 93 | Vibe Credit Union | Novi, MI | 0.56% | $1.6 billion |
| 94 | Downriver Community Federal Credit Union | Ecorse, MI | 0.52% | $193 million |
| 95 | Dort Financial Credit Union | Grand Blanc, MI | 0.47% | $2.4 billion |
| 96 | Jolt Credit Union | Saginaw, MI | 0.45% | $484 million |
| 97 | University of Michigan Credit Union | Ann Arbor, MI | 0.42% | $1.5 billion |
| 98 | Michigan First Credit Union | Lathrup Village, MI | 0.41% | $1.5 billion |
| 99 | Route 31 Federal Credit Union | Muskegon, MI | 0.41% | $105 million |
| 100 | Michigan Legacy Credit Union | Wyandotte, MI | 0.39% | $227 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings