RANKING ·
Highest net interest margin in Utah
21 of 51 credit unions in Utah that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin on average assets | Total assets |
|---|---|---|---|---|
| 1 | Desert Rivers Federal Credit Union | Moab, UT | 4.72% | $117 million |
| 2 | Cyprus Federal Credit Union | West Jordan, UT | 4.13% | $2.1 billion |
| 3 | Mountain America Federal Credit Union | Sandy, UT | 4.01% | $22.9 billion |
| 4 | Utah Heritage Credit Union | Moroni, UT | 3.95% | $167 million |
| 5 | American United Federal Credit Union | West Jordan, UT | 3.92% | $383 million |
| 6 | Goldenwest Federal Credit Union | Ogden, UT | 3.73% | $4.3 billion |
| 7 | America First Federal Credit Union | Riverdale, UT | 3.73% | $26.0 billion |
| 8 | Eastern Utah Community Federal Credit Union | Price, UT | 3.69% | $219 million |
| 9 | Elevate Federal Credit Union | Brigham City, UT | 3.62% | $260 million |
| 10 | Utah First Federal Credit Union | Salt Lake City, UT | 3.59% | $1.2 billion |
| 11 | Members First Credit Union | Brigham City, UT | 3.59% | $209 million |
| 12 | Deseret First Federal Credit Union | West Valley Cit, UT | 3.46% | $1.3 billion |
| 13 | Horizon Utah Federal Credit Union | Farmington, UT | 3.36% | $185 million |
| 14 | Utah Community Federal Credit Union | Provo, UT | 3.30% | $4.0 billion |
| 15 | Canyon View Federal Credit Union | Salt Lake City, UT | 3.27% | $2.1 billion |
| 16 | Pacific Horizon Credit Union | Springville, UT | 3.17% | $141 million |
| 17 | Jordan Federal Credit Union | South Jordan, UT | 3.15% | $425 million |
| 18 | Granite Federal Credit Union | Salt Lake City, UT | 2.93% | $918 million |
| 19 | Wasatch Peaks Federal Credit Union | Ogden, UT | 2.83% | $658 million |
| 20 | Hercules First Federal Credit Union | Salt Lake City, UT | 2.83% | $176 million |
| 21 | Utah Power Credit Union | Murray, UT | 2.17% | $1.1 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings