RANKING ·
Highest net interest margin in North Carolina
26 of 57 credit unions in North Carolina that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin on average assets | Total assets |
|---|---|---|---|---|
| 1 | Marine Federal Credit Union | Jacksonville, NC | 4.78% | $1.1 billion |
| 2 | Latino Community Credit Union | Durham, NC | 4.71% | $1.0 billion |
| 3 | Summit Credit Union | Greensboro, NC | 4.67% | $369 million |
| 4 | North Carolina Community Federal Credit Union | Goldsboro, NC | 4.40% | $107 million |
| 5 | Mountain Credit Union | Waynesville, NC | 4.35% | $372 million |
| 6 | First Flight Federal Credit Union | Cary, NC | 4.34% | $284 million |
| 7 | Truliant Federal Credit Union | Winston Salem, NC | 4.31% | $5.6 billion |
| 8 | Members Credit Union | Winston Salem, NC | 4.25% | $477 million |
| 9 | American Partners Federal Credit Union | Reidsville, NC | 4.25% | $108 million |
| 10 | Champion Credit Union | Canton, NC | 4.03% | $552 million |
| 11 | Nova Credit Union | Charlotte, NC | 3.90% | $121 million |
| 12 | Bragg Mutual Federal Credit Union | Fayetteville, NC | 3.84% | $131 million |
| 13 | Duke University Federal Credit Union | Durham, NC | 3.83% | $203 million |
| 14 | Self-Help Credit Union | Durham, NC | 3.74% | $2.2 billion |
| 15 | Skyla Federal Credit Union | Charlotte, NC | 3.67% | $1.7 billion |
| 16 | R T P Federal Credit Union | Rtp, NC | 3.56% | $142 million |
| 17 | Carolinas Telco Federal Credit Union | Charlotte, NC | 3.54% | $506 million |
| 18 | Allegacy Financial Federal Credit Union | Winston Salem, NC | 3.53% | $2.6 billion |
| 19 | Telco Community Credit Union | Candler, NC | 3.47% | $429 million |
| 20 | Self-Help Federal Credit Union | Durham, NC | 3.41% | $2.4 billion |
| 21 | Coastal Federal Credit Union | Raleigh, NC | 3.15% | $6.2 billion |
| 22 | Fort Bragg Federal Credit Union | Fayetteville, NC | 3.14% | $690 million |
| 23 | Piedmont Advantage Credit Union | Winston Salem, NC | 3.10% | $368 million |
| 24 | Weyco Community Credit Union | Plymouth, NC | 3.08% | $115 million |
| 25 | State Employees' Credit Union | Raleigh, NC | 2.91% | $60.0 billion |
| 26 | Civic Federal Credit Union | Raleigh, NC | 2.42% | $3.1 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings