RANKING ·
Highest net interest margin in Florida
71 of 107 credit unions in Florida that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin on average assets | Total assets |
|---|---|---|---|---|
| 1 | Baptist Health South Florida Federal Credit Union | Miami, FL | 5.10% | $140 million |
| 2 | Harvesters Federal Credit Union | Cantonment, FL | 4.78% | $317 million |
| 3 | Keys Federal Credit Union | Key West, FL | 4.67% | $253 million |
| 4 | Priorityone Credit Union of Florida | Sunrise, FL | 4.53% | $162 million |
| 5 | Calhoun Liberty Credit Union | Blountstown, FL | 4.50% | $180 million |
| 6 | Loyalty Credit Union | Pensacola, FL | 4.48% | $300 million |
| 7 | Connect Credit Union | Fort Lauderdale, FL | 4.38% | $103 million |
| 8 | Jm Associates Federal Credit Union | Jacksonville, FL | 4.32% | $151 million |
| 9 | Sun Credit Union | Hollywood, FL | 4.27% | $129 million |
| 10 | Tru Fi Credit Union | Macclenny, FL | 4.17% | $146 million |
| 11 | Hello Credit Union | Panama City, FL | 4.15% | $160 million |
| 12 | Launch Credit Union | Merritt Island, FL | 4.14% | $1.4 billion |
| 13 | Dade County Federal Credit Union | Sweetwater, FL | 4.12% | $1.5 billion |
| 14 | Tropical Financial Credit Union | Miramar, FL | 4.12% | $1.0 billion |
| 15 | Guardians Credit Union | West Palm Beach, FL | 4.11% | $310 million |
| 16 | Tampa Bay Federal Credit Union | Tampa, FL | 3.96% | $494 million |
| 17 | Members First Credit Union of Flori | Pensacola, FL | 3.92% | $316 million |
| 18 | Community South Credit Union | Chipley, FL | 3.87% | $245 million |
| 19 | Brightstar Credit Union | Fort Lauderdale, FL | 3.87% | $1.1 billion |
| 20 | Coastline Federal Credit Union | Jacksonville, FL | 3.86% | $136 million |
| 21 | Orlando Credit Union | Orlando, FL | 3.82% | $379 million |
| 22 | Florida Credit Union | Gainesville, FL | 3.82% | $2.8 billion |
| 23 | Gulf Winds Credit Union | Pensacola, FL | 3.81% | $1.4 billion |
| 24 | Jetstream Federal Credit Union | Miami Lakes, FL | 3.79% | $307 million |
| 25 | Panhandle Credit Union | Panama City, FL | 3.77% | $368 million |
| 26 | Radifi Federal Credit Union | Jacksonville, FL | 3.76% | $715 million |
| 27 | Grow Financial Federal Credit Union | Tampa, FL | 3.75% | $3.9 billion |
| 28 | Radiant Credit Union | Gainesville, FL | 3.74% | $1.1 billion |
| 29 | Blue Coast Federal Credit Union | Perry, FL | 3.72% | $189 million |
| 30 | Usf Federal Credit Union | Tampa, FL | 3.72% | $1.4 billion |
| 31 | Miami Postal Service Credit Union | Miami, FL | 3.69% | $184 million |
| 32 | Educational Federal Credit Union | Miami, FL | 3.68% | $1.8 billion |
| 33 | San Antonio Citizens Federal Credit Union | San Antonio, FL | 3.68% | $400 million |
| 34 | Addition Financial Credit Union | Lake Mary, FL | 3.67% | $3.8 billion |
| 35 | Gte Federal Credit Union | Tampa, FL | 3.64% | $3.1 billion |
| 36 | Achieva Credit Union | Dunedin, FL | 3.60% | $3.2 billion |
| 37 | Okaloosa County Teachers Federal Credit Union | Crestview, FL | 3.60% | $135 million |
| 38 | Gold Coast Federal Credit Union | Palm Springs, FL | 3.60% | $270 million |
| 39 | Adventhealth Credit Union | Altamonte Sprin, FL | 3.59% | $125 million |
| 40 | Suncoast Credit Union | Tampa, FL | 3.58% | $20.8 billion |
| 41 | Publix Employees Federal Credit Union | Lakeland, FL | 3.57% | $1.8 billion |
| 42 | Santa Rosa County Federal Credit Union | Milton, FL | 3.54% | $223 million |
| 43 | Community Credit Union of Florida | Rockledge, FL | 3.49% | $1.4 billion |
| 44 | Innovations Financial Credit Union | Panama City, FL | 3.46% | $696 million |
| 45 | Community First Credit Union of Flo | Jacksonville, FL | 3.42% | $3.2 billion |
| 46 | Florida West Coast Credit Union | Brandon, FL | 3.41% | $144 million |
| 47 | First Commerce Credit Union | Tallahassee, FL | 3.41% | $1.2 billion |
| 48 | Vystar Credit Union | Jacksonville, FL | 3.41% | $14.3 billion |
| 49 | Space Coast Credit Union | Melbourne, FL | 3.40% | $9.2 billion |
| 50 | Pinellas Federal Credit Union | Largo, FL | 3.35% | $170 million |
| 51 | Floridacentral Credit Union | Tampa, FL | 3.35% | $622 million |
| 52 | Champions First Credit Union | Tallahassee, FL | 3.33% | $541 million |
| 53 | Midflorida Credit Union | Lakeland, FL | 3.32% | $9.8 billion |
| 54 | Insight Credit Union | Winter Springs, FL | 3.30% | $629 million |
| 55 | Mccoy Federal Credit Union | Orlando, FL | 3.30% | $1.0 billion |
| 56 | Ithink Financial Credit Union | Boca Raton, FL | 3.27% | $2.4 billion |
| 57 | Broward Healthcare Federal Credit Union | Fort Lauderdale, FL | 3.17% | $134 million |
| 58 | Alive Credit Union | Jacksonville, FL | 3.16% | $296 million |
| 59 | Trax Federal Credit Union | Tampa, FL | 3.14% | $485 million |
| 60 | Penair Credit Union | Pensacola, FL | 3.13% | $2.8 billion |
| 61 | Power Financial Credit Union | Pembroke Pines, FL | 3.07% | $1.0 billion |
| 62 | Tyndall Federal Credit Union | Panama City, FL | 3.05% | $1.9 billion |
| 63 | Miami Firefighters Federal Credit Union | Miami, FL | 3.04% | $189 million |
| 64 | First Florida Credit Union | Jacksonville, FL | 3.03% | $1.5 billion |
| 65 | Campus USA Credit Union | Gainesville, FL | 3.02% | $4.0 billion |
| 66 | We Florida Financial Credit Union | Fort Lauderdale, FL | 3.01% | $700 million |
| 67 | Powernet Credit Union | Tampa, FL | 2.99% | $125 million |
| 68 | First Choice Credit Union | West Palm Beach, FL | 2.94% | $161 million |
| 69 | Eglin Federal Credit Union | Fort Walton Bea, FL | 2.84% | $3.1 billion |
| 70 | University Credit Union | Miami, FL | 2.79% | $229 million |
| 71 | Fairwinds Credit Union | Orlando, FL | 2.42% | $5.3 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings