RANKING ·
Highest net interest margin
1817 of 4299 credit unions that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Net interest margin on average assets | Total assets |
|---|---|---|---|---|
| 1 | Golden Circle Credit Union | Massillon, OH | 6.97% | $107 million |
| 2 | Natco Credit Union | Richmond, IN | 6.81% | $154 million |
| 3 | Great Northwest Federal Credit Union | Aberdeen, WA | 6.39% | $375 million |
| 4 | Urw Community Federal Credit Union | Danville, VA | 6.06% | $224 million |
| 5 | Community First Federal Credit Union | Lakeview, MI | 5.83% | $149 million |
| 6 | Pelican Credit Union | Baton Rouge, LA | 5.81% | $885 million |
| 7 | Northridge Community Credit Union | Virginia, MN | 5.80% | $113 million |
| 8 | Alltru Federal Credit Union | Wentzville, MO | 5.74% | $401 million |
| 9 | American 1 Credit Union | Jackson, MI | 5.70% | $661 million |
| 10 | Sebasticook Valley Federal Credit Union | Pittsfield, ME | 5.68% | $186 million |
| 11 | Ufirst Federal Credit Union | Plattsburgh, NY | 5.63% | $129 million |
| 12 | Wichita Federal Credit Union | Wichita, KS | 5.61% | $280 million |
| 13 | Marine Credit Union | La Crosse, WI | 5.61% | $1.1 billion |
| 14 | Northwoods Credit Union | Cloquet, MN | 5.59% | $175 million |
| 15 | Centuryfirst Federal Credit Union | Hattiesburg, MS | 5.58% | $145 million |
| 16 | Heartland Credit Union | Hutchinson, KS | 5.57% | $726 million |
| 17 | Merco Credit Union | Merced, CA | 5.47% | $207 million |
| 18 | Trius Federal Credit Union | Kearney, NE | 5.47% | $152 million |
| 19 | Eagle Community Credit Union | Lake Forest, CA | 5.45% | $409 million |
| 20 | Openland Credit Union | League City, TX | 5.44% | $588 million |
| 21 | Magnolia Federal Credit Union | Jackson, MS | 5.42% | $186 million |
| 22 | Siskiyou Credit Union | Yreka, CA | 5.40% | $144 million |
| 23 | Caribe Federal Credit Union | San Juan, PR | 5.40% | $800 million |
| 24 | White River Credit Union | Enumclaw, WA | 5.39% | $114 million |
| 25 | Liberty Savings Federal Credit Union | Jersey City, NJ | 5.39% | $135 million |
| 26 | My Community Credit Union | Midland, TX | 5.38% | $555 million |
| 27 | Ironworkers USA Federal Credit Union | Portland, OR | 5.36% | $156 million |
| 28 | Education Credit Union | Amarillo, TX | 5.28% | $469 million |
| 29 | Community Credit Union | Lewiston, ME | 5.25% | $120 million |
| 30 | West Community Credit Union | O Fallon, MO | 5.25% | $656 million |
| 31 | Advantage One Credit Union | Brownstown, MI | 5.25% | $268 million |
| 32 | Navigator Federal Credit Union | Pascagoula, MS | 5.24% | $407 million |
| 33 | Hawaii Federal Credit Union | Honolulu, HI | 5.21% | $104 million |
| 34 | Department of Corrections Credit Union | Baton Rouge, LA | 5.18% | $126 million |
| 35 | Towpath Credit Union | Fairlawn, OH | 5.17% | $215 million |
| 36 | Cherokee Strip Credit Union | Ponca City, OK | 5.16% | $106 million |
| 37 | Hughes Federal Credit Union | Tucson, AZ | 5.13% | $2.6 billion |
| 38 | Ozark Federal Credit Union | Poplar Bluff, MO | 5.13% | $143 million |
| 39 | Extra Credit Union | Warren, MI | 5.12% | $345 million |
| 40 | Buffalo Metropolitan Federal Credit Union | Buffalo, NY | 5.12% | $144 million |
| 41 | Kerr County Federal Credit Union | Kerrville, TX | 5.12% | $156 million |
| 42 | Corazo Credit Union | El Centro, CA | 5.11% | $244 million |
| 43 | Baptist Health South Florida Federal Credit Union | Miami, FL | 5.10% | $140 million |
| 44 | Prime Financial Credit Union | Cudahy, WI | 5.09% | $161 million |
| 45 | 44 North Credit Union | Lebanon, OR | 5.08% | $158 million |
| 46 | Ascension Credit Union | Gonzales, LA | 5.08% | $108 million |
| 47 | Ghs Federal Credit Union | Binghamton, NY | 5.07% | $253 million |
| 48 | Caro Federal Credit Union | Columbia, SC | 5.06% | $175 million |
| 49 | Upstate Federal Credit Union | Anderson, SC | 5.05% | $149 million |
| 50 | Centricity Credit Union | Hermantown, MN | 5.04% | $341 million |
| 51 | Healthcare Employees Federal Credit Union | Princeton, NJ | 5.03% | $137 million |
| 52 | Market USA Federal Credit Union | Laurel, MD | 5.02% | $142 million |
| 53 | Georgetown Kraft Credit Union | Georgetown, SC | 4.99% | $192 million |
| 54 | Navy Federal Credit Union | Vienna, VA | 4.97% | $204 billion |
| 55 | Advantage Credit Union | Newton, IA | 4.97% | $106 million |
| 56 | Ripco Credit Union | Rhinelander, WI | 4.97% | $189 million |
| 57 | Tucoemas Federal Credit Union | Visalia, CA | 4.97% | $332 million |
| 58 | Credit Union of Dodge City | Dodge City, KS | 4.96% | $103 million |
| 59 | True Community Credit Union | Jackson, MI | 4.94% | $955 million |
| 60 | Madison County Federal Credit Union | Anderson, IN | 4.94% | $114 million |
| 61 | Puerto Rico Federal Credit Union | Caparra, PR | 4.94% | $188 million |
| 62 | Singing River Federal Credit Union | Moss Point, MS | 4.93% | $397 million |
| 63 | Peoples Federal Credit Union | Nitro, WV | 4.92% | $131 million |
| 64 | Peoples Advantage Federal Credit Union | Petersburg, VA | 4.92% | $115 million |
| 65 | Strata Federal Credit Union | Bakersfield, CA | 4.92% | $345 million |
| 66 | Oswego County Federal Credit Union | Oswego, NY | 4.92% | $153 million |
| 67 | First Source Federal Credit Union | New Hartford, NY | 4.91% | $1.1 billion |
| 68 | Western Sun Federal Credit Union | Broken Arrow, OK | 4.91% | $181 million |
| 69 | Guadalupe Credit Union | Santa Fe, NM | 4.90% | $348 million |
| 70 | Credit Union 1 | Anchorage, AK | 4.90% | $1.7 billion |
| 71 | The New Orleans Firemen'S Federal Credit Union | Metairie, LA | 4.89% | $284 million |
| 72 | Eagle Louisiana Federal Credit Union | Baton Rouge, LA | 4.89% | $126 million |
| 73 | Southwest Oklahoma Federal Credit Union | Lawton, OK | 4.89% | $116 million |
| 74 | Streator Onized Credit Union | Streator, IL | 4.88% | $423 million |
| 75 | 802 Credit Union | Barre, VT | 4.88% | $508 million |
| 76 | Dupage Credit Union | Naperville, IL | 4.88% | $600 million |
| 77 | True North Federal Credit Union | Juneau, AK | 4.88% | $236 million |
| 78 | Southwest Louisiana Credit Union | Lake Charles, LA | 4.87% | $183 million |
| 79 | Estacado Federal Credit Union | Hobbs, NM | 4.87% | $120 million |
| 80 | Frontier Community Credit Union | Leavenworth, KS | 4.87% | $210 million |
| 81 | Citizens Community Credit Union | Fort Dodge, IA | 4.86% | $254 million |
| 82 | Arsenal Credit Union | Arnold, MO | 4.84% | $387 million |
| 83 | United Community Credit Union | Houston, TX | 4.84% | $128 million |
| 84 | Tongass Federal Credit Union | Ketchikan, AK | 4.83% | $252 million |
| 85 | Nw Preferred Federal Credit Union | Tigard, OR | 4.83% | $189 million |
| 86 | Omni Community Credit Union | Battle Creek, MI | 4.83% | $662 million |
| 87 | Heritage South Community CU | Shelbyville, TN | 4.82% | $362 million |
| 88 | Four Seasons Federal Credit Union | Opelika, AL | 4.82% | $104 million |
| 89 | Tarrant County'S Credit Union | Fort Worth, TX | 4.80% | $124 million |
| 90 | One Community Federal Credit Union | Parkersburg, WV | 4.79% | $101 million |
| 91 | Priority Trust Credit Union | Houston, TX | 4.79% | $191 million |
| 92 | Carolina Trust Federal Credit Union | Myrtle Beach, SC | 4.79% | $422 million |
| 93 | Stagepoint Federal Credit Union | Laramie, WY | 4.78% | $131 million |
| 94 | North Iowa Community Credit Union | Mason City, IA | 4.78% | $128 million |
| 95 | Harvesters Federal Credit Union | Cantonment, FL | 4.78% | $317 million |
| 96 | 4front Credit Union | Traverse City, MI | 4.78% | $1.0 billion |
| 97 | Granite State Credit Union | Manchester, NH | 4.78% | $749 million |
| 98 | Marine Federal Credit Union | Jacksonville, NC | 4.78% | $1.1 billion |
| 99 | Security Credit Union | Grand Blanc, MI | 4.78% | $653 million |
| 100 | Pheple Federal Credit Union | Greensburg, PA | 4.77% | $134 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings