RANKING ·
Lowest efficiency ratio in Oregon
14 of 14 banks in Oregon that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | U.S. Bank Trust Company N.A. | Portland, OR | 22.3% | $3.2 billion |
| 2 | Pioneer Trust Bank N.A. | Salem, OR | 35.6% | $713 million |
| 3 | Summit Bank | Eugene, OR | 53.9% | $1.3 billion |
| 4 | Columbia Bank | Roseburg, OR | 54.6% | $65.4 billion |
| 5 | Bank of Eastern Oregon | Heppner, OR | 55.6% | $934 million |
| 6 | People'S Bank of Commerce | Medford, OR | 62.7% | $777 million |
| 7 | Oregon Pacific Banking Co. Dba Oregon Pacific Bank | Florence, OR | 62.7% | $825 million |
| 8 | Evergreen Federal Bank | Grants Pass, OR | 66.5% | $622 million |
| 9 | Oregon Coast Bank | Newport, OR | 69.0% | $446 million |
| 10 | First Federal Savings and Loan Association of Mcminnville | Mcminnville, OR | 74.8% | $679 million |
| 11 | Clackamas County Bank | Sandy, OR | 76.7% | $266 million |
| 12 | Willamette Valley Bank | Salem, OR | 79.5% | $465 million |
| 13 | Pacific West Bank | West Linn, OR | 82.0% | $421 million |
| 14 | Citizens Bank | Corvallis, OR | 90.3% | $823 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings