RANKING · Q2 2026

Lowest efficiency ratio in Louisiana

91 of 104 banks in Louisiana that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Lowest efficiency ratio in Louisiana, Q2 2026
Rank	Institution	Headquarters	Efficiency ratio (noninterest expense / revenue)	Total assets
1	Bank of Louisiana	New Orleans, LA	11.0%	$110 million
2	Jonesboro State Bank	Jonesboro, LA	32.2%	$1.3 billion
3	Hodge Bank & Trust Company	Hodge, LA	42.1%	$128 million
4	Exchange Bank and Trust Company	Natchitoches, LA	43.1%	$213 million
5	Currency Bank	Baton Rouge, LA	47.3%	$249 million
6	Synergy Bank	Houma, LA	48.6%	$1.3 billion
7	Commercial Capital Bank	Delhi, LA	49.2%	$611 million
8	Century Next Bank	Ruston, LA	49.4%	$916 million
9	Rayne State Bank & Trust Company	Rayne, LA	50.5%	$541 million
10	Community Bank of Louisiana	Mansfield, LA	51.5%	$853 million
11	The Bank	Jennings, LA	51.6%	$462 million
12	The Cottonport Bank	Cottonport, LA	51.7%	$582 million
13	Guaranty Bank & Trust Company of Delhi	Delhi, LA	52.5%	$457 million
14	The First National Bank of Jeanerette	Jeanerette, LA	53.5%	$646 million
15	Red River Bank	Alexandria, LA	54.4%	$3.3 billion
16	Delta Bank	Vidalia, LA	54.6%	$632 million
17	First National Bank USA	Boutte, LA	54.8%	$249 million
18	First National Bank of Louisiana	Crowley, LA	55.3%	$631 million
19	Origin Bank	Choudrant, LA	55.4%	$10.2 billion
20	Louisiana National Bank	Ruston, LA	55.8%	$474 million
21	The Evangeline Bank and Trust Company	Ville Platte, LA	56.3%	$1.1 billion
22	Bank of Sunset & Trust Company	Sunset, LA	56.6%	$192 million
23	Farmers State Bank & Trust Company	Church Point, LA	57.2%	$175 million
24	South Louisiana Bank	Houma, LA	57.5%	$660 million
25	Clb the Community Bank	Jonesville, LA	57.5%	$351 million
26	First National Bank in Deridder	Deridder, LA	57.6%	$419 million
27	Simmesport State Bank	Simmesport, LA	57.7%	$198 million
28	American Bank & Trust Company	Opelousas, LA	57.7%	$267 million
29	Tensas State Bank	Newellton, LA	58.6%	$185 million
30	Community First Bank	New Iberia, LA	58.8%	$782 million
31	Metairie Bank & Trust Company	Metairie, LA	59.7%	$666 million
32	Home Bank N.A.	Lafayette, LA	60.1%	$3.6 billion
33	Homeland Federal Savings Bank	Columbia, LA	60.7%	$658 million
34	Winnsboro State Bank & Trust Company	Winnsboro, LA	61.7%	$426 million
35	B1bank	Baton Rouge, LA	61.8%	$8.9 billion
36	Vermilion Bank & Trust Company	Kaplan, LA	62.0%	$145 million
37	Citizens Bank and Trust Company	Plaquemine, LA	62.6%	$481 million
38	Franklin State Bank & Trust Company	Winnsboro, LA	62.9%	$225 million
39	State Bank & Trust Company	Golden Meadow, LA	63.1%	$165 million
40	Feliciana Bank & Trust Company	Clinton, LA	63.4%	$180 million
41	First American Bank and Trust	Vacherie, LA	63.5%	$1.4 billion
42	Sabine State Bank and Trust Company	Many, LA	63.6%	$1.3 billion
43	Bank of St. Francisville	Saint Francisvil, LA	63.8%	$399 million
44	Guaranty Bank and Trust Company	New Roads, LA	63.9%	$319 million
45	Home Federal Bank	Shreveport, LA	63.9%	$644 million
46	Bank of Abbeville & Trust Company	Abbeville, LA	64.3%	$245 million
47	City Bank & Trust Co.	Natchitoches, LA	64.4%	$382 million
48	Resource Bank	Covington, LA	65.2%	$981 million
49	Investar Bank N.A.	Baton Rouge, LA	66.1%	$3.9 billion
50	Washington State Bank	Washington, LA	66.9%	$309 million
51	Lakeside Bank	Lake Charles, LA	67.5%	$382 million
52	First Guaranty Bank	Hammond, LA	67.6%	$3.9 billion
53	Merchants & Farmers Bank & Trust Company	Leesville, LA	67.6%	$541 million
54	Southern Heritage Bank	Jonesville, LA	67.9%	$398 million
55	Concordia Bank & Trust Company	Vidalia, LA	68.2%	$667 million
56	United Community Bank	Raceland, LA	69.8%	$666 million
57	Citizens Savings Bank	Bogalusa, LA	69.9%	$329 million
58	Bank of Oak Ridge	Oak Ridge, LA	70.0%	$139 million
59	Jd Bank	Jennings, LA	70.9%	$1.3 billion
60	Liberty Bank and Trust Company	New Orleans, LA	71.2%	$1.1 billion
61	Bank of Zachary	Zachary, LA	71.6%	$416 million
62	Beauregard Federal Savings Bank	Deridder, LA	71.7%	$106 million
63	Gulf Coast Bank	Abbeville, LA	72.0%	$514 million
64	Bonvenu Bank N.A.	Bossier City, LA	72.1%	$1.6 billion
65	Plaquemine Bank and Trust Company	Plaquemine, LA	73.1%	$218 million
66	Gulf Coast Bank and Trust Company	New Orleans, LA	73.3%	$3.9 billion
67	Gibsland Bank & Trust Company	Gibsland, LA	73.6%	$574 million
68	Bom Bank	Natchitoches, LA	74.1%	$1.6 billion
69	American Bank	Covington, LA	74.5%	$367 million
70	Marion State Bank	Marion, LA	75.0%	$237 million
71	Catalyst Bank	Opelousas, LA	76.3%	$287 million
72	Citizens Bank & Trust Company	Covington, LA	76.6%	$184 million
73	Patterson State Bank	Patterson, LA	77.6%	$331 million
74	Landmark Bank	Clinton, LA	78.2%	$230 million
75	Progressive National Bank	Mansfield, LA	79.0%	$123 million
76	First Federal Bank of Louisiana	Lake Charles, LA	79.0%	$1.1 billion
77	Colfax Banking Company	Colfax, LA	79.5%	$152 million
78	Bank of Winnfield & Trust Company	Winnfield, LA	79.5%	$156 million
79	Bank of Coushatta	Coushatta, LA	79.7%	$317 million
80	First National Bankers Bank	Baton Rouge, LA	80.7%	$983 million
81	Bank of Commerce & Trust Company	Crowley, LA	81.4%	$378 million
82	Fifth District Savings Bank	New Orleans, LA	85.2%	$532 million
83	Citizens Progressive Bank	Winnsboro, LA	86.9%	$243 million
84	South Lafourche Bank & Trust Company	Larose, LA	87.0%	$178 million
85	Caldwell Bank & Trust Company	Columbia, LA	87.7%	$299 million
86	Citizens Bank & Trust Company of Vivian, Louisiana	Vivian, LA	87.9%	$160 million
87	Hibernia Bank	New Orleans, LA	88.1%	$257 million
88	St. Landry Bank and Trust Company	Opelousas, LA	88.4%	$295 million
89	Anthem Bank & Trust	Plaquemine, LA	90.4%	$250 million
90	Fidelity Bank	New Orleans, LA	90.6%	$1.2 billion
91	Bank of Erath	Erath, LA	98.2%	$105 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings