RANKING ·
Lowest efficiency ratio in Connecticut
27 of 28 banks in Connecticut that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Bankwell Bank | New Canaan, CT | 40.2% | $3.5 billion |
| 2 | Dr Bank | Darien, CT | 48.0% | $913 million |
| 3 | Webster Bank N.A. | Stamford, CT | 50.6% | $85.9 billion |
| 4 | Stafford Savings Bank | Stafford Springs, CT | 50.8% | $507 million |
| 5 | Chelsea Groton Bank | Groton, CT | 56.7% | $1.8 billion |
| 6 | Ives Bank | Danbury, CT | 63.4% | $1.7 billion |
| 7 | Thomaston Savings Bank | Thomaston, CT | 63.4% | $1.9 billion |
| 8 | The First Bank of Greenwich | Cos Cob, CT | 65.2% | $812 million |
| 9 | Ascend Bank | Guilford, CT | 67.6% | $1.5 billion |
| 10 | The National Iron Bank | Salisbury, CT | 68.1% | $318 million |
| 11 | Union Savings Bank | Danbury, CT | 69.2% | $3.3 billion |
| 12 | Dime Bank | Norwich, CT | 69.7% | $1.2 billion |
| 13 | Newtown Savings Bank | Newtown, CT | 70.8% | $1.9 billion |
| 14 | Jewett City Savings Bank | Jewett City, CT | 72.0% | $494 million |
| 15 | Fairfield County Bank | Ridgefield, CT | 72.5% | $1.9 billion |
| 16 | Ion Bank | Naugatuck, CT | 73.3% | $2.8 billion |
| 17 | Windsor Federal Bank | Windsor, CT | 73.7% | $895 million |
| 18 | Liberty Bank | Middletown, CT | 75.0% | $9.4 billion |
| 19 | Milford Bank the | Milford, CT | 75.3% | $652 million |
| 20 | The Torrington Savings Bank | Torrington, CT | 75.6% | $1.0 billion |
| 21 | Northwest Community Bank | Winsted, CT | 78.2% | $1.3 billion |
| 22 | Essex Bank | Essex, CT | 79.9% | $537 million |
| 23 | First County Bank | Stamford, CT | 81.2% | $2.4 billion |
| 24 | Patriot Bank N.A. | Stamford, CT | 85.6% | $1.3 billion |
| 25 | Connecticut Community Bank N.A. | Norwalk, CT | 89.2% | $526 million |
| 26 | New Haven Bank | New Haven, CT | 92.6% | $200 million |
| 27 | Fieldpoint Private Bank & Trust | Greenwich, CT | 116.6% | $867 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings