ResearchRankings
Free access
RANKING ·

Lowest cost of deposits in Tennessee

103 of 109 banks in Tennessee that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Lowest cost of deposits in Tennessee, Q2 2026
RankInstitutionHeadquartersCost of all deposits, annualized for the quarterTotal assets
1First Farmers and Merchants BankColumbia, TN0.70%$1.8 billion
2Citizens Bank and Trust Company of Grainger CountyRutledge, TN0.74%$273 million
3Tennessee State BankPigeon Forge, TN1.20%$991 million
4Peoples Bank of East TennesseeMadisonville, TN1.22%$456 million
5Bank of DicksonDickson, TN1.24%$291 million
6Peoples Bank & Trust CompanyManchester, TN1.30%$169 million
7First National Bank of TennesseeLivingston, TN1.32%$1.4 billion
8Cbbc BankMaryville, TN1.34%$562 million
9The Bank of MilanMilan, TN1.36%$101 million
10One Bank of TennesseeCookeville, TN1.37%$1.7 billion
11Security BankNewbern, TN1.39%$224 million
12Foundation BankMc Kenzie, TN1.40%$218 million
13Bank of BartlettBartlett, TN1.41%$552 million
14First Peoples Bank of TennesseeJefferson City, TN1.42%$220 million
15Home Federal Bank of TennesseeKnoxville, TN1.47%$2.7 billion
16Commercial Bank & Trust CompanyParis, TN1.48%$1.1 billion
17Builtwell BankChattanooga, TN1.49%$2.3 billion
18Andrew Johnson BankGreeneville, TN1.51%$612 million
19Farmers State BankMountain City, TN1.52%$233 million
20Homeland Community BankMcminnville, TN1.58%$244 million
21Home Banking CompanySelmer, TN1.61%$124 million
22Patriot BankMillington, TN1.63%$451 million
23Bank of CrockettBells, TN1.63%$299 million
24Volunteer Federal Savings BankMadisonville, TN1.64%$397 million
25Bank of TennesseeKingsport, TN1.65%$2.3 billion
26The Farmers BankPortland, TN1.66%$943 million
27Central BankSavannah, TN1.67%$160 million
28Union BankJamestown, TN1.67%$247 million
29Commercial BankHarrogate, TN1.68%$2.4 billion
30Newport Federal BankNewport, TN1.69%$277 million
31First Horizon BankMemphis, TN1.75%$84.1 billion
32Millennium BankOoltewah, TN1.76%$781 million
33Bank of HallsHalls, TN1.79%$135 million
34Peoples Bank of the SouthLa Follette, TN1.80%$232 million
35Bank of Lincoln CountyFayetteville, TN1.82%$230 million
36TnbankOak Ridge, TN1.83%$318 million
37Elizabethton Federal Savings BankElizabethton, TN1.84%$326 million
38First Federal BankDickson, TN1.86%$1.1 billion
39The Peoples BankSardis, TN1.90%$113 million
40Citizens National BankSevierville, TN1.91%$2.0 billion
41First National BankOneida, TN1.91%$368 million
42Bank of FrankewingFrankewing, TN1.93%$413 million
43Insouth BankBrownsville, TN1.94%$592 million
44First National Bank of PulaskiPulaski, TN1.97%$1.5 billion
45Greeneville Federal Bank, F.S.B.Greeneville, TN2.00%$204 million
46Mountain Valley BankDunlap, TN2.00%$255 million
47Volunteer BankNashville, TN2.01%$3.0 billion
48Tower Community BankJasper, TN2.01%$375 million
49Citizens Community BankWinchester, TN2.02%$353 million
50SmartbankPigeon Forge, TN2.10%$6.1 billion
51Legends BankClarksville, TN2.10%$928 million
52First Commerce BankLewisburg, TN2.10%$935 million
53Citizens BankCarthage, TN2.12%$832 million
54Pinnacle BankNashville, TN2.13%$129 billion
55The Hardin County BankSavannah, TN2.15%$677 million
56First Century BankTazewell, TN2.17%$810 million
57Coffee County BankManchester, TN2.17%$428 million
58First National Bank of Middle TennesseeMcminnville, TN2.21%$952 million
59Bank of GleasonGleason, TN2.22%$138 million
60Wellworth BankLafayette, TN2.22%$1.8 billion
61FirstbankNashville, TN2.22%$16.8 billion
62Tristar BankDickson, TN2.24%$563 million
63First Farmers and Commercial BankPikeville, TN2.24%$226 million
64Heritage Community BankGreeneville, TN2.26%$184 million
65First Vision Bank of TennesseeTullahoma, TN2.27%$414 million
66Wilson Bank & TrustLebanon, TN2.32%$6.0 billion
67UbankKnoxville, TN2.33%$183 million
68Traditions First BankErin, TN2.33%$337 million
69Heritage Bank & TrustColumbia, TN2.35%$418 million
70Security Federal Savings Bank of McminnvilleMcminnville, TN2.37%$386 million
71Citizens Tri-County BankDunlap, TN2.37%$1.6 billion
72Decatur County BankDecaturville, TN2.37%$326 million
73BanktennesseeCollierville, TN2.41%$630 million
74Paragon BankMemphis, TN2.41%$908 million
75Bank of Perry CountyLobelville, TN2.43%$253 million
76Centennial BankTrezevant, TN2.45%$1.1 billion
77Security Bank and Trust CompanyParis, TN2.47%$1.7 billion
78Apex BankCamden, TN2.49%$1.5 billion
79First Freedom BankLebanon, TN2.49%$818 million
80Citizens BankElizabethton, TN2.51%$1.4 billion
81Carroll Bank and TrustHuntingdon, TN2.51%$662 million
82Wayne County BankWaynesboro, TN2.51%$595 million
83Putnam 1st Mercantile BankCookeville, TN2.52%$179 million
84Macon Bank and Trust CompanyLafayette, TN2.54%$821 million
85The Bank of Fayette CountyPiperton, TN2.58%$1.1 billion
86Rockpointbank N.A.Chattanooga, TN2.60%$384 million
87Thread BankRogersville, TN2.62%$1.1 billion
88Studio BankNashville, TN2.64%$1.3 billion
89Southern Bank of TennesseeMount Juliet, TN2.69%$533 million
90Sonata BankBrentwood, TN2.69%$282 million
91Peoples BankClifton, TN2.72%$445 million
92Truxton Trust CompanyNashville, TN2.75%$1.4 billion
93Community Bank, Lexington, TennesseeLexington, TN2.76%$358 million
94Bank3Memphis, TN2.79%$492 million
95Citizens Savings Bank and Trust CompanyNashville, TN2.80%$188 million
96First Community Bank of TennesseeShelbyville, TN2.82%$944 million
97Independent BankMemphis, TN2.83%$1.9 billion
98Greenfield Banking CompanyGreenfield, TN2.85%$151 million
99People'S Bank and Trust Company of Pickett CountyByrdstown, TN2.92%$319 million
100Southeast BankFarragut, TN2.92%$3.6 billion

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings