RANKING · Q2 2026

Lowest cost of deposits in Oklahoma

131 of 171 banks in Oklahoma that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Lowest cost of deposits in Oklahoma, Q2 2026
Rank	Institution	Headquarters	Cost of all deposits, annualized for the quarter	Total assets
1	Stride Bank N.A.	Enid, OK	0.16%	$5.4 billion
2	Fsnb N.A.	Lawton, OK	0.29%	$478 million
3	The First National Bank and Trust Company of Broken Arrow	Broken Arrow, OK	0.78%	$269 million
4	Bank of Commerce	Chelsea, OK	0.81%	$203 million
5	Old Glory Bank	Elmore City, OK	0.82%	$277 million
6	Fnb Community Bank	Midwest City, OK	0.84%	$480 million
7	The First National Bank and Trust Company of Miami	Miami, OK	0.87%	$191 million
8	First Texoma National Bank	Durant, OK	0.90%	$225 million
9	The First Bank of Okarche	Okarche, OK	0.96%	$137 million
10	Triad Bank N.A.	Tulsa, OK	0.98%	$229 million
11	First State Bank	Valliant, OK	0.98%	$100 million
12	Rcb Bank	Claremore, OK	1.01%	$4.0 billion
13	International Bank of Commerce	Oklahoma City, OK	1.11%	$1.6 billion
14	Fnb Coweta	Coweta, OK	1.12%	$128 million
15	The Farmers and Merchants National Bank of Fairview	Fairview, OK	1.21%	$119 million
16	The Exchange Bank	Skiatook, OK	1.23%	$158 million
17	The City National Bank and Trust Company of Lawton, Oklahoma	Lawton, OK	1.31%	$446 million
18	Citizens Bank & Trust Company of Ardmore	Ardmore, OK	1.32%	$319 million
19	Mcclain Bank	Purcell, OK	1.38%	$294 million
20	The Bank, National Association	Mcalester, OK	1.40%	$488 million
21	Citizens Bank of Ada	Ada, OK	1.41%	$354 million
22	Community Bank	Bristow, OK	1.41%	$119 million
23	First National Bank	Heavener, OK	1.41%	$113 million
24	American Heritage Bank	Sapulpa, OK	1.41%	$1.5 billion
25	First National Bank and Trust Company of Ardmore	Ardmore, OK	1.43%	$687 million
26	The Stock Exchange Bank	Woodward, OK	1.43%	$310 million
27	First Bank	Erick, OK	1.43%	$118 million
28	Chickasaw Community Bank	Oklahoma City, OK	1.44%	$557 million
29	Security State Bank of Oklahoma	Wewoka, OK	1.47%	$388 million
30	Security State Bank	Cheyenne, OK	1.48%	$280 million
31	The Farmers State Bank	Quinton, OK	1.48%	$194 million
32	Carson Community Bank	Stilwell, OK	1.49%	$167 million
33	First National Bank & Trust Company of Mcalester	Mcalester, OK	1.49%	$580 million
34	Security First National Bank of Hugo	Hugo, OK	1.52%	$138 million
35	Ameristate Bank	Atoka, OK	1.54%	$478 million
36	The Peoples National Bank of Checotah	Checotah, OK	1.57%	$172 million
37	Cowboy Bank	Kremlin, OK	1.57%	$350 million
38	The First National Bank and Trust Company, Chickasha, Oklahoma	Chickasha, OK	1.57%	$1.1 billion
39	Avb Bank	Broken Arrow, OK	1.57%	$612 million
40	Firstbank	Antlers, OK	1.59%	$684 million
41	First Bank & Trust Company	Duncan, OK	1.60%	$952 million
42	Patrons Bank N.A.	Okmulgee, OK	1.61%	$314 million
43	American Exchange Bank	Henryetta, OK	1.63%	$104 million
44	First Bank & Trust Company	Perry, OK	1.64%	$255 million
45	First State Bank	Anadarko, OK	1.65%	$140 million
46	Ynb	Yukon, OK	1.65%	$261 million
47	The Bank of Beaver City	Beaver, OK	1.67%	$189 million
48	First National Bank & Trust, Elk City, Oklahoma	Elk City, OK	1.70%	$294 million
49	Grand Bank	Tulsa, OK	1.71%	$713 million
50	Shamrock Bank N.A.	Coalgate, OK	1.74%	$501 million
51	Mabrey Bank	Bixby, OK	1.75%	$2.0 billion
52	The State Bank of Wynnewood	Wynnewood, OK	1.76%	$111 million
53	First Fidelity Bank	Oklahoma City, OK	1.78%	$3.0 billion
54	The Pauls Valley National Bank	Pauls Valley, OK	1.79%	$357 million
55	Vision Bank	Ada, OK	1.80%	$1,000 million
56	Bank of Grand Lake	Grove, OK	1.82%	$249 million
57	Cleo State Bank	Cleo Springs, OK	1.82%	$123 million
58	Sooner State Bank	Tuttle, OK	1.84%	$355 million
59	Frazer Bank	Altus, OK	1.85%	$354 million
60	F & M Bank	Edmond, OK	1.87%	$915 million
61	Firstar Bank	Sallisaw, OK	1.88%	$1.2 billion
62	First Bethany Bank & Trust	Bethany, OK	1.88%	$317 million
63	Bancfirst	Oklahoma City, OK	1.90%	$12.8 billion
64	Oklahoma Bank and Trust Company	Clinton, OK	1.90%	$202 million
65	Welch State Bank of Welch, Okla.	Welch, OK	1.90%	$450 million
66	First Enterprise Bank	Oklahoma City, OK	1.90%	$190 million
67	The Security National Bank of Enid	Enid, OK	1.91%	$400 million
68	First Bank of Owasso	Owasso, OK	1.93%	$639 million
69	Grand Savings Bank	Grove, OK	1.96%	$1.0 billion
70	Alva State Bank & Trust Company	Alva, OK	1.97%	$601 million
71	Liberty National Bank	Lawton, OK	1.97%	$1.3 billion
72	The Community State Bank	Poteau, OK	1.98%	$393 million
73	The Citizens Bank of Edmond	Edmond, OK	2.02%	$432 million
74	Armstrong Bank	Muskogee, OK	2.04%	$2.8 billion
75	Anchor D Bank	Texhoma, OK	2.04%	$405 million
76	Legacy Bank	Hinton, OK	2.06%	$686 million
77	The Payne County Bank	Perkins, OK	2.08%	$313 million
78	The Idabel National Bank	Idabel, OK	2.11%	$242 million
79	Kirkpatrick Bank	Edmond, OK	2.11%	$1.0 billion
80	Quail Creek Bank	Oklahoma City, OK	2.13%	$831 million
81	Bokf N.A.	Tulsa, OK	2.14%	$53.0 billion
82	Mccurtain County National Bank	Broken Bow, OK	2.15%	$384 million
83	First United Bank and Trust Company	Durant, OK	2.16%	$16.6 billion
84	American Bank and Trust Company	Tulsa, OK	2.16%	$324 million
85	Interbank	Oklahoma City, OK	2.17%	$5.3 billion
86	Bank7	Oklahoma City, OK	2.19%	$1.9 billion
87	The Bank of the West	Thomas, OK	2.20%	$192 million
88	Acb Bank	Cherokee, OK	2.22%	$135 million
89	American Nation Bank	Ardmore, OK	2.22%	$691 million
90	Midfirst Bank	Oklahoma City, OK	2.24%	$42.8 billion
91	Snb Bank N.A.	Shattuck, OK	2.25%	$129 million
92	Bank of Western Oklahoma	Elk City, OK	2.25%	$470 million
93	Panhandle First Bank	Guymon, OK	2.29%	$569 million
94	Exchange Bank and Trust Company	Perry, OK	2.31%	$429 million
95	Spiro State Bank	Spiro, OK	2.34%	$130 million
96	Great Plains National Bank	Elk City, OK	2.35%	$1.9 billion
97	Vast Bank N.A.	Tulsa, OK	2.35%	$540 million
98	The First State Bank	Boise City, OK	2.36%	$160 million
99	Gateway First Bank	Jenks, OK	2.37%	$2.1 billion
100	The Seiling State Bank	Seiling, OK	2.39%	$195 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings