RANKING · Q2 2026

Lowest cost of deposits in Nebraska

103 of 139 banks in Nebraska that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Lowest cost of deposits in Nebraska, Q2 2026
Rank	Institution	Headquarters	Cost of all deposits, annualized for the quarter	Total assets
1	American Interstate Bank	Elkhorn, NE	0.58%	$132 million
2	Heritage Bank	Wood River, NE	0.91%	$612 million
3	The First National Bank of Gordon	Gordon, NE	0.95%	$358 million
4	Minden Exchange Bank & Trust Company	Minden, NE	1.19%	$201 million
5	Wahoo State Bank	Wahoo, NE	1.19%	$117 million
6	F & M Bank	Falls City, NE	1.23%	$135 million
7	First National Bank in Ord	Ord, NE	1.29%	$166 million
8	York State Bank	York, NE	1.35%	$200 million
9	Waypoint Bank	Cozad, NE	1.36%	$391 million
10	Homestead Bank	Cozad, NE	1.41%	$537 million
11	West Plains Bank	Ainsworth, NE	1.43%	$139 million
12	Premier Bank N.A.	Omaha, NE	1.47%	$342 million
13	First Nebraska Bank	Valley, NE	1.49%	$371 million
14	Nebraska State Bank and Trust Company	Broken Bow, NE	1.49%	$286 million
15	First State Bank	Loomis, NE	1.52%	$232 million
16	Sandhills State Bank	North Platte, NE	1.52%	$383 million
17	Heartland Bank	Geneva, NE	1.55%	$911 million
18	Security National Bank of Omaha	Omaha, NE	1.56%	$1.9 billion
19	I3 Bank	Bennington, NE	1.56%	$225 million
20	Rvr Bank	Fremont, NE	1.62%	$570 million
21	Town & Country Bank	Ravenna, NE	1.62%	$229 million
22	Auburn State Bank	Auburn, NE	1.63%	$251 million
23	Platte Valley Bank	North Bend, NE	1.63%	$107 million
24	Washington County Bank	Blair, NE	1.64%	$662 million
25	First State Bank	Farnam, NE	1.64%	$200 million
26	First Westroads Bank Inc.	Omaha, NE	1.71%	$395 million
27	Countryside Bank	Unadilla, NE	1.71%	$119 million
28	Farmers and Merchants State Bank, Bloomfield, Nebraska	Bloomfield, NE	1.76%	$233 million
29	South Central State Bank	Campbell, NE	1.77%	$192 million
30	F & M Bank	West Point, NE	1.77%	$355 million
31	Mnb Bank	Mccook, NE	1.81%	$594 million
32	Adams County Bank	Kenesaw, NE	1.83%	$241 million
33	First National Bank of Omaha	Omaha, NE	1.84%	$34.2 billion
34	First Bank and Trust of Fullerton	Fullerton, NE	1.84%	$108 million
35	Farmers and Merchants Bank of Ashland	Ashland, NE	1.85%	$152 million
36	Horizon Bank	Waverly, NE	1.86%	$574 million
37	Western National Bank	Chester, NE	1.86%	$257 million
38	Jones Bank	Seward, NE	1.88%	$441 million
39	Adams Bank & Trust	Ogallala, NE	1.88%	$1.3 billion
40	Security Bank	Laurel, NE	1.89%	$310 million
41	Platte Valley Bank	Scottsbluff, NE	1.92%	$1.2 billion
42	Arbor Bank	Nebraska City, NE	1.93%	$702 million
43	The Tri-County Bank	Stuart, NE	1.94%	$299 million
44	Pinnacle Bank	Lincoln, NE	1.94%	$9.2 billion
45	Nebraskaland Bank	North Platte, NE	1.97%	$1.1 billion
46	Bank of Dixon County	Ponca, NE	1.97%	$142 million
47	Custer Federal State Bank	Broken Bow, NE	1.98%	$121 million
48	State Nebraska Bank & Trust	Wayne, NE	2.00%	$244 million
49	Bruning Bank	Bruning, NE	2.01%	$660 million
50	Riverstone Bank	Eagle, NE	2.04%	$593 million
51	Bank of Hartington	Hartington, NE	2.05%	$151 million
52	Five Points Bank of Hastings	Hastings, NE	2.05%	$552 million
53	Cattle Bank & Trust	Seward, NE	2.06%	$422 million
54	Five Points Bank	Grand Island, NE	2.10%	$2.2 billion
55	Citizens Bank & Trust Company	Saint Paul, NE	2.10%	$242 million
56	Home Federal Savings and Loan Association of Grand Island	Grand Island, NE	2.11%	$563 million
57	First Central Bank	Cambridge, NE	2.11%	$138 million
58	First Northeast Bank of Nebraska	Lyons, NE	2.11%	$473 million
59	Western Nebraska Bank	Curtis, NE	2.11%	$193 million
60	Cornhusker Bank	Lincoln, NE	2.11%	$1.0 billion
61	Bankfirst	Norfolk, NE	2.15%	$1.2 billion
62	City Bank & Trust Co.	Lincoln, NE	2.20%	$323 million
63	State Bank of Table Rock	Table Rock, NE	2.20%	$150 million
64	Security First Bank	Lincoln, NE	2.22%	$2.3 billion
65	Cornerstone Bank	York, NE	2.23%	$2.7 billion
66	Nebraska Bank	Dodge, NE	2.25%	$552 million
67	Farmers and Merchants Bank	Milford, NE	2.26%	$1.1 billion
68	Access Bank	Omaha, NE	2.34%	$1.1 billion
69	Firstbank of Nebraska	Wahoo, NE	2.35%	$498 million
70	Midwest Bank	Pierce, NE	2.35%	$1.2 billion
71	First State Bank Nebraska	Lincoln, NE	2.35%	$1.1 billion
72	Flatwater Bank	Gothenburg, NE	2.35%	$368 million
73	West Gate Bank	Lincoln, NE	2.36%	$1.5 billion
74	Core Bank	Omaha, NE	2.38%	$1.1 billion
75	Banner Capital Bank	Harrisburg, NE	2.38%	$380 million
76	Citizens State Bank	Wisner, NE	2.42%	$653 million
77	First Central Bank Mccook	Mccook, NE	2.43%	$123 million
78	Columbus Bank and Trust Company	Columbus, NE	2.43%	$275 million
79	The Hershey State Bank	Hershey, NE	2.44%	$141 million
80	Equitable Bank	Grand Island, NE	2.44%	$524 million
81	Madison County Bank	Madison, NE	2.50%	$613 million
82	Elkhorn Valley Bank & Trust	Norfolk, NE	2.54%	$1.5 billion
83	Charter West Bank	West Point, NE	2.60%	$548 million
84	Union Bank and Trust Company	Lincoln, NE	2.64%	$9.2 billion
85	Bank of the Valley	Bellwood, NE	2.64%	$582 million
86	Pathway Bank	Cairo, NE	2.68%	$338 million
87	First Community Bank	Beemer, NE	2.71%	$342 million
88	Commercial State Bank	Wausa, NE	2.86%	$264 million
89	Exchange Bank	Kearney, NE	2.88%	$1.6 billion
90	Brunswick State Bank	Brunswick, NE	2.89%	$176 million
91	Cedar Rapids State Bank	Cedar Rapids, NE	2.90%	$175 million
92	Foundation One Bank	Waterloo, NE	2.95%	$182 million
93	Henderson State Bank	Henderson, NE	2.96%	$678 million
94	Enterprise Bank	Omaha, NE	2.96%	$574 million
95	Firstier Bank	Kimball, NE	3.01%	$1.0 billion
96	Dundee Bank	Omaha, NE	3.05%	$976 million
97	Lincoln Federal Savings Bank of Nebraska	Lincoln, NE	3.06%	$387 million
98	Dayspring Bank	Gothenburg, NE	3.06%	$1.2 billion
99	Great Plains State Bank	Petersburg, NE	3.07%	$392 million
100	Farmers and Merchants Bank	Milligan, NE	3.28%	$215 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings