RANKING · Q2 2026

Lowest cost of deposits in Massachusetts

89 of 94 banks in Massachusetts that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Lowest cost of deposits in Massachusetts, Q2 2026
Rank	Institution	Headquarters	Cost of all deposits, annualized for the quarter	Total assets
1	Marblehead Bank	Marblehead, MA	0.91%	$263 million
2	Dean Co-Operative Bank	Franklin, MA	1.15%	$494 million
3	Watertown Savings Bank	Watertown, MA	1.20%	$1.4 billion
4	Avidia Bank	Hudson, MA	1.24%	$2.8 billion
5	Rockland Trust Company	Rockland, MA	1.33%	$25.0 billion
6	Martha'S Vineyard Bank	Edgartown, MA	1.34%	$1.3 billion
7	Florence Bank	Florence, MA	1.37%	$2.0 billion
8	Bankhometown	Oxford, MA	1.42%	$1.6 billion
9	Greenfield Co-Operative Bank	Greenfield, MA	1.43%	$902 million
10	Eastern Bank	Boston, MA	1.45%	$31.1 billion
11	Unibank for Savings	Whitinsville, MA	1.47%	$3.1 billion
12	Webster Five Cents Savings Bank	Webster, MA	1.47%	$1.3 billion
13	Seamens Bank	Provincetown, MA	1.47%	$478 million
14	Lee Bank	Lee, MA	1.51%	$591 million
15	Charles River Bank	Medway, MA	1.55%	$336 million
16	Methuen Co-Operative Bank	Methuen, MA	1.60%	$141 million
17	North Brookfield Savings Bank	North Brookfield, MA	1.61%	$449 million
18	North Shore Bank, A Co-Operative Bank	Peabody, MA	1.62%	$3.3 billion
19	Clinton Savings Bank	Clinton, MA	1.63%	$745 million
20	National Grand Bank of Marblehead	Marblehead, MA	1.64%	$445 million
21	Savers Co-Operative Bank	Southbridge, MA	1.65%	$783 million
22	The Bank of Canton	Canton, MA	1.70%	$783 million
23	Winter Hill Bank FSB	Somerville, MA	1.70%	$408 million
24	Bankgloucester	Gloucester, MA	1.70%	$387 million
25	Westfield Bank	Westfield, MA	1.74%	$2.7 billion
26	Coastal Heritage Bank	Weymouth, MA	1.74%	$984 million
27	Stoughton Co-Operative Bank	Stoughton, MA	1.75%	$135 million
28	Cape Cod Five Cents Savings Bank	Hyannis, MA	1.75%	$5.6 billion
29	Cornerstone Bank	Spencer, MA	1.78%	$2.6 billion
30	North Easton Savings Bank	South Easton, MA	1.80%	$1.8 billion
31	Country Bank for Savings	Ware, MA	1.80%	$2.2 billion
32	Canton Co-Operative Bank	Canton, MA	1.81%	$155 million
33	Baycoast Bank	Swansea, MA	1.81%	$2.9 billion
34	Bay State Savings Bank	Worcester, MA	1.84%	$580 million
35	Monson Savings Bank	Monson, MA	1.85%	$806 million
36	Bristol County Savings Bank	Taunton, MA	1.86%	$3.3 billion
37	Adams Community Bank	Adams, MA	1.86%	$1.0 billion
38	Pittsfield Co-Operative Bank	Pittsfield, MA	1.86%	$452 million
39	Fall River Five Cents Savings Bank	Fall River, MA	1.88%	$1.9 billion
40	Fidelity Co-Operative Bank	Leominster, MA	1.88%	$1.3 billion
41	East Cambridge Savings Bank	Cambridge, MA	1.91%	$1.7 billion
42	Mountainone Bank	North Adams, MA	1.91%	$1.1 billion
43	Commonwealth Cooperative Bank	Hyde Park, MA	1.92%	$205 million
44	Beacon Bank & Trust	Brookline, MA	1.92%	$22.2 billion
45	Washington Savings Bank	Lowell, MA	1.93%	$302 million
46	Oneunited Bank	Boston, MA	1.93%	$638 million
47	State Street Bank and Trust Company	Boston, MA	1.93%	$413 billion
48	Reading Co-Operative Bank	Reading, MA	1.97%	$1.2 billion
49	Milford Federal Bank	Milford, MA	1.97%	$545 million
50	Cape & Coast Bank	Yarmouth Port, MA	1.98%	$1.7 billion
51	The Cooperative Bank	Roslindale, MA	1.99%	$548 million
52	Greenfield Savings Bank	Greenfield, MA	2.00%	$1.5 billion
53	Bankesb	Easthampton, MA	2.00%	$2.0 billion
54	Middlesex Savings Bank	Natick, MA	2.01%	$6.1 billion
55	Haverhill Bank	Haverhill, MA	2.02%	$637 million
56	Mechanics Cooperative Bank	Taunton, MA	2.05%	$899 million
57	Wrentham Co-Operative Bank	Wrentham, MA	2.06%	$193 million
58	Peoplesbank	Holyoke, MA	2.09%	$4.6 billion
59	Pentucket Bank	Haverhill, MA	2.12%	$1.1 billion
60	South Shore Bank	South Weymouth, MA	2.12%	$2.5 billion
61	Cape Ann Savings Bank	Gloucester, MA	2.12%	$1.1 billion
62	Main Street Bank	Marlborough, MA	2.13%	$1.7 billion
63	New Valley Bank & Trust	Springfield, MA	2.15%	$385 million
64	Bluestone Bank	Raynham, MA	2.15%	$1.6 billion
65	Bank of Easton	North Easton, MA	2.15%	$249 million
66	The Savings Bank	Wakefield, MA	2.16%	$891 million
67	Stonehambank	Stoneham, MA	2.18%	$918 million
68	The Lowell Five Cent Savings Bank	Tewksbury, MA	2.19%	$1.9 billion
69	Dedham Institution for Savings	Dedham, MA	2.21%	$2.6 billion
70	Eagle Bank	Everett, MA	2.22%	$709 million
71	Rollstone Bank & Trust	Fitchburg, MA	2.28%	$816 million
72	Cambridge Savings Bank	Cambridge, MA	2.33%	$7.0 billion
73	Millbury National Bank	Millbury, MA	2.36%	$147 million
74	Hingham Institution for Savings	Hingham, MA	2.38%	$4.6 billion
75	Salem Five Cents Savings Bank	Salem, MA	2.40%	$8.8 billion
76	Middlesex Federal Savings F.A.	Somerville, MA	2.40%	$654 million
77	The Village Bank	Newton, MA	2.45%	$2.1 billion
78	Newburyport Five Cents Savings Bank	Newburyport, MA	2.45%	$1.6 billion
79	Northern Bank & Trust Company	Woburn, MA	2.48%	$3.4 billion
80	Onelocal Bank	Norwood, MA	2.54%	$1.1 billion
81	Walpole Co-Operative Bank	Walpole, MA	2.55%	$646 million
82	Winchester Co-Operative Bank	Winchester, MA	2.62%	$947 million
83	Needham Bank	Needham, MA	2.63%	$7.4 billion
84	Leader Bank N.A.	Arlington, MA	2.63%	$5.3 billion
85	Winchester Savings Bank	Winchester, MA	2.65%	$1.1 billion
86	Institution for Savings in Newburyport and Its Vicinity	Newburyport, MA	2.79%	$5.6 billion
87	Mutualone Bank	Framingham, MA	2.90%	$1.2 billion
88	Everett Co-Operative Bank	Everett, MA	3.16%	$1.7 billion
89	42 North Private Bank	Canton, MA	3.61%	$182 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings