RANKING ·
Lowest cost of deposits in Kansas
137 of 185 banks in Kansas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Cost of all deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | The Citizens State Bank | Moundridge, KS | 0.78% | $451 million |
| 2 | Citizens State Bank and Trust Company | Hiawatha, KS | 0.84% | $104 million |
| 3 | The Fidelity State Bank and Trust Company | Dodge City, KS | 0.88% | $195 million |
| 4 | Bank of Labor | Overland Park, KS | 0.92% | $1.1 billion |
| 5 | Bankers' Bank of Kansas | Wichita, KS | 1.01% | $256 million |
| 6 | Armed Forces Bank N.A. | Fort Leavenworth, KS | 1.02% | $1.4 billion |
| 7 | Citizens Bank of Kansas | Kingman, KS | 1.07% | $548 million |
| 8 | Southwind Bank | Natoma, KS | 1.07% | $187 million |
| 9 | The Citizens State Bank | Gridley, KS | 1.09% | $336 million |
| 10 | First Bank Kansas | Salina, KS | 1.15% | $619 million |
| 11 | First State Bank and Trust | Tonganoxie, KS | 1.16% | $515 million |
| 12 | Commercial Bank | Parsons, KS | 1.17% | $382 million |
| 13 | First National Bank in Fredonia | Fredonia, KS | 1.18% | $104 million |
| 14 | The First National Bank of Louisburg | Louisburg, KS | 1.18% | $201 million |
| 15 | Corefirst Bank & Trust | Topeka, KS | 1.25% | $1.3 billion |
| 16 | The Lyon County State Bank | Emporia, KS | 1.25% | $212 million |
| 17 | The Citizens National Bank | Greenleaf, KS | 1.25% | $229 million |
| 18 | Farmers Bank & Trust | Atwood, KS | 1.26% | $159 million |
| 19 | Centera Bank | Sublette, KS | 1.26% | $318 million |
| 20 | Labette Bank | Altamont, KS | 1.27% | $544 million |
| 21 | American Bank of Baxter Springs | Baxter Springs, KS | 1.28% | $170 million |
| 22 | Wilson State Bank | Wilson, KS | 1.30% | $123 million |
| 23 | First National Bank of Kansas | Burlington, KS | 1.31% | $106 million |
| 24 | Landmark National Bank | Manhattan, KS | 1.32% | $1.6 billion |
| 25 | Fnb Bank | Goodland, KS | 1.32% | $270 million |
| 26 | First National Bank in Cimarron | Cimarron, KS | 1.36% | $143 million |
| 27 | Sjn Bank of Kansas | Saint John, KS | 1.36% | $303 million |
| 28 | Firstoak Bank | Independence, KS | 1.40% | $241 million |
| 29 | First National Bank and Trust | Phillipsburg, KS | 1.40% | $322 million |
| 30 | The Bank | Oberlin, KS | 1.42% | $617 million |
| 31 | Vintage Bank Kansas | Leon, KS | 1.43% | $289 million |
| 32 | The Community Bank | Liberal, KS | 1.43% | $174 million |
| 33 | Kansas State Bank | Ottawa, KS | 1.44% | $208 million |
| 34 | The Lyndon State Bank | Lyndon, KS | 1.45% | $115 million |
| 35 | Farmers National Bank | Phillipsburg, KS | 1.46% | $173 million |
| 36 | Astra Bank | Scandia, KS | 1.46% | $423 million |
| 37 | Emprise Bank | Wichita, KS | 1.47% | $2.8 billion |
| 38 | First Kansas Bank | Hoisington, KS | 1.49% | $294 million |
| 39 | Exchange Bank & Trust | Atchison, KS | 1.49% | $627 million |
| 40 | Community National Bank | Seneca, KS | 1.49% | $853 million |
| 41 | The Valley State Bank | Belle Plaine, KS | 1.50% | $201 million |
| 42 | The First State Bank | Norton, KS | 1.52% | $493 million |
| 43 | Golden Belt Bank, Fsa | Hays, KS | 1.52% | $374 million |
| 44 | United Bank & Trust | Marysville, KS | 1.52% | $893 million |
| 45 | Security Bank of Kansas City | Kansas City, KS | 1.52% | $3.9 billion |
| 46 | The First National Bank of Scott City | Scott City, KS | 1.54% | $174 million |
| 47 | Bendena State Bank | Bendena, KS | 1.55% | $132 million |
| 48 | Citizens Federal Savings Bank | Leavenworth, KS | 1.55% | $190 million |
| 49 | Union State Bank | Arkansas City, KS | 1.55% | $719 million |
| 50 | Impact Bank | Wellington, KS | 1.56% | $167 million |
| 51 | The Peoples Bank | Pratt, KS | 1.57% | $531 million |
| 52 | Southwest National Bank | Wichita, KS | 1.58% | $502 million |
| 53 | Fusion Bank | Larned, KS | 1.58% | $281 million |
| 54 | Intrust Bank N.A. | Wichita, KS | 1.58% | $6.8 billion |
| 55 | Garden Plain State Bank | Wichita, KS | 1.59% | $191 million |
| 56 | Community Bank | Topeka, KS | 1.60% | $189 million |
| 57 | The Farmers State Bank | Mcpherson, KS | 1.60% | $180 million |
| 58 | Bank of Prairie Village | Prairie Village, KS | 1.60% | $176 million |
| 59 | Stockgrowers State Bank | Ashland, KS | 1.61% | $227 million |
| 60 | Carson Bank | Mulvane, KS | 1.63% | $220 million |
| 61 | The Denison State Bank | Holton, KS | 1.63% | $454 million |
| 62 | The Bank of Commerce and Trust Company | Wellington, KS | 1.64% | $113 million |
| 63 | First Bank | Sterling, KS | 1.65% | $162 million |
| 64 | Bank of Commerce | Chanute, KS | 1.65% | $497 million |
| 65 | Union State Bank | Clay Center, KS | 1.67% | $206 million |
| 66 | Gnbank, National Association Dba Gnbank N.A. | Girard, KS | 1.68% | $1.1 billion |
| 67 | Kaw Valley Bank | Topeka, KS | 1.68% | $340 million |
| 68 | First Option Bank | Osawatomie, KS | 1.69% | $818 million |
| 69 | Exchange State Bank | Saint Paul, KS | 1.70% | $105 million |
| 70 | The Union State Bank of Everest | Everest, KS | 1.70% | $427 million |
| 71 | The Bank of Protection | Protection, KS | 1.70% | $154 million |
| 72 | Bank of the Plains | Plains, KS | 1.73% | $446 million |
| 73 | The First Security Bank | Overbrook, KS | 1.73% | $226 million |
| 74 | First Commerce Bank | Marysville, KS | 1.75% | $138 million |
| 75 | Central National Bank | Junction City, KS | 1.76% | $1.4 billion |
| 76 | Bank of Hays | Hays, KS | 1.78% | $379 million |
| 77 | Esb Financial | Emporia, KS | 1.79% | $381 million |
| 78 | The Halstead Bank | Halstead, KS | 1.80% | $206 million |
| 79 | Elk State Bank | Clyde, KS | 1.80% | $139 million |
| 80 | The Stockgrowers State Bank | Maple Hill, KS | 1.81% | $128 million |
| 81 | Citizens State Bank and Trust Co., Ellsworth, Kansas | Ellsworth, KS | 1.82% | $276 million |
| 82 | Western State Bank | Garden City, KS | 1.83% | $802 million |
| 83 | The Baldwin State Bank | Baldwin City, KS | 1.85% | $116 million |
| 84 | Farmers and Drovers Bank | Council Grove, KS | 1.86% | $222 million |
| 85 | Legacy Bank | Colwich, KS | 1.87% | $865 million |
| 86 | Solutions North Bank | Stockton, KS | 1.87% | $469 million |
| 87 | Citizens State Bank | Hugoton, KS | 1.87% | $137 million |
| 88 | The Riley State Bank of Riley Kansas | Riley, KS | 1.89% | $132 million |
| 89 | Goppert State Service Bank | Garnett, KS | 1.90% | $345 million |
| 90 | Kansas State Bank | Overbrook, KS | 1.91% | $101 million |
| 91 | State Bank of Downs | Downs, KS | 1.91% | $148 million |
| 92 | Equity Bank | Andover, KS | 1.91% | $7.7 billion |
| 93 | Grant County Bank | Ulysses, KS | 1.91% | $298 million |
| 94 | Community National Bank & Trust | Chanute, KS | 1.95% | $2.5 billion |
| 95 | The Bennington State Bank | Salina, KS | 1.96% | $1.4 billion |
| 96 | State Bank of Bern | Bern, KS | 1.97% | $128 million |
| 97 | Peoples Bank and Trust Company | Mcpherson, KS | 1.98% | $1.6 billion |
| 98 | The First National Bank of Hutchinson | Hutchinson, KS | 1.99% | $1.2 billion |
| 99 | Farmers Bank & Trust | Great Bend, KS | 1.99% | $1.1 billion |
| 100 | Home Savings Bank | Chanute, KS | 2.00% | $115 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings