RANKING ·
Lowest cost of deposits in Arkansas
73 of 78 banks in Arkansas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Cost of all deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | First State Bank | Russellville, AR | 0.08% | $665 million |
| 2 | Bank of 1889 | Berryville, AR | 0.99% | $339 million |
| 3 | Bank of England | England, AR | 1.15% | $332 million |
| 4 | Arvest Bank | Fayetteville, AR | 1.22% | $28.1 billion |
| 5 | Farmers Bank | Greenwood, AR | 1.26% | $289 million |
| 6 | First National Bank of Commerce | Walnut Ridge, AR | 1.28% | $297 million |
| 7 | The Peoples Bank | Magnolia, AR | 1.38% | $196 million |
| 8 | Bank of Little Rock | Little Rock, AR | 1.40% | $253 million |
| 9 | First National Bank of Izard County | Calico Rock, AR | 1.43% | $235 million |
| 10 | Merchants & Planters Bank | Newport, AR | 1.50% | $379 million |
| 11 | First National Bank of Eastern Arkansas | Forrest City, AR | 1.54% | $589 million |
| 12 | The First National Bank of Fort Smith | Fort Smith, AR | 1.57% | $2.3 billion |
| 13 | Union Bank | Mena, AR | 1.61% | $710 million |
| 14 | Connect Bank | Star City, AR | 1.63% | $124 million |
| 15 | Citizens Bank & Trust Company | Van Buren, AR | 1.63% | $566 million |
| 16 | Fidelity Bank | West Memphis, AR | 1.66% | $547 million |
| 17 | Eagle Bank and Trust Company | Little Rock, AR | 1.70% | $506 million |
| 18 | Southern Bancorp Bank | Arkadelphia, AR | 1.72% | $3.0 billion |
| 19 | Warren Bank and Trust Company | Warren, AR | 1.81% | $146 million |
| 20 | Logan County Bank | Scranton, AR | 1.82% | $121 million |
| 21 | Fnbc Bank | Ash Flat, AR | 1.84% | $843 million |
| 22 | Fbt Bank & Mortgage | Fordyce, AR | 1.85% | $264 million |
| 23 | Centennial Bank | Conway, AR | 1.86% | $24.6 billion |
| 24 | First Security Bank | Searcy, AR | 1.88% | $8.6 billion |
| 25 | Peoples Bank | Sheridan, AR | 1.89% | $314 million |
| 26 | Petit Jean State Bank | Morrilton, AR | 1.90% | $260 million |
| 27 | Simmons Bank | Pine Bluff, AR | 1.90% | $24.7 billion |
| 28 | Bank of Cave City | Cave City, AR | 1.95% | $194 million |
| 29 | First Arkansas Bank and Trust | Jacksonville, AR | 1.95% | $1.1 billion |
| 30 | The Farmers & Merchants Bank | Stuttgart, AR | 2.06% | $2.0 billion |
| 31 | Armor Bank | Forrest City, AR | 2.08% | $517 million |
| 32 | Partners Bank | Helena, AR | 2.08% | $417 million |
| 33 | Farmers Bank & Trust Company | Magnolia, AR | 2.12% | $3.2 billion |
| 34 | Anstaff Bank | Green Forest, AR | 2.13% | $1.2 billion |
| 35 | Relyance Bank | White Hall, AR | 2.15% | $1.4 billion |
| 36 | Cs Bank | Eureka Springs, AR | 2.16% | $628 million |
| 37 | The Malvern National Bank | Malvern, AR | 2.16% | $728 million |
| 38 | Evolve Bank & Trust | West Memphis, AR | 2.16% | $1.2 billion |
| 39 | First Naturalstate Bank | Mcgehee, AR | 2.17% | $109 million |
| 40 | Smackover State Bank | Smackover, AR | 2.20% | $252 million |
| 41 | Riverwind Bank | Augusta, AR | 2.21% | $168 million |
| 42 | Cross Bank | Wynne, AR | 2.23% | $593 million |
| 43 | Commercial Bank & Trust Company | Monticello, AR | 2.24% | $364 million |
| 44 | Merchants and Farmers Bank | Dumas, AR | 2.24% | $298 million |
| 45 | Legacy National Bank | Springdale, AR | 2.26% | $1.3 billion |
| 46 | Chambers Bank | Danville, AR | 2.27% | $1.6 billion |
| 47 | Union Bank & Trust Company | Monticello, AR | 2.27% | $356 million |
| 48 | Bank of Salem | Salem, AR | 2.34% | $262 million |
| 49 | Fm Bank and Trust | Blytheville, AR | 2.36% | $1.4 billion |
| 50 | The Citizens Bank | Batesville, AR | 2.36% | $1.6 billion |
| 51 | First State Bank | Lonoke, AR | 2.37% | $328 million |
| 52 | First National Bank | Paragould, AR | 2.39% | $2.6 billion |
| 53 | First Western Bank | Booneville, AR | 2.40% | $793 million |
| 54 | Diamond Bank | Murfreesboro, AR | 2.42% | $957 million |
| 55 | Producers Bank & Trust | Mcgehee, AR | 2.43% | $213 million |
| 56 | First Community Bank | Batesville, AR | 2.53% | $3.6 billion |
| 57 | First Financial Bank | El Dorado, AR | 2.54% | $2.0 billion |
| 58 | United Bank | Springdale, AR | 2.58% | $296 million |
| 59 | Bodcaw Bank | Stamps, AR | 2.58% | $247 million |
| 60 | Encore Bank | Little Rock, AR | 2.60% | $3.7 billion |
| 61 | Bank of Delight | Delight, AR | 2.62% | $201 million |
| 62 | Generations Bank | Rogers, AR | 2.62% | $1.1 billion |
| 63 | Signature Bank of Arkansas | Fayetteville, AR | 2.63% | $1.6 billion |
| 64 | Today'S Bank | Huntsville, AR | 2.64% | $351 million |
| 65 | Riverbank | Pocahontas, AR | 2.77% | $174 million |
| 66 | Bank Ozk | Little Rock, AR | 2.81% | $41.7 billion |
| 67 | Horatio State Bank | Horatio, AR | 2.95% | $312 million |
| 68 | First State Bank of Dequeen | De Queen, AR | 2.95% | $525 million |
| 69 | Priority Bank | Fayetteville, AR | 2.95% | $153 million |
| 70 | First Service Bank | Greenbrier, AR | 3.07% | $1.0 billion |
| 71 | Stone Bank | Mountain View, AR | 3.18% | $951 million |
| 72 | Central Bank | Little Rock, AR | 3.70% | $955 million |
| 73 | Gateway Bank | Rison, AR | 3.72% | $181 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings