RANKING ·
Largest net interest margin improvement in West Virginia
36 of 41 banks in West Virginia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | The First National Bank of Williamson | Williamson, WV | +85 bps | $120 million |
| 2 | Freedom Bank Inc. | Belington, WV | +75 bps | $430 million |
| 3 | Jefferson Security Bank | Shepherdstown, WV | +74 bps | $566 million |
| 4 | Capon Valley Bank | Wardensville, WV | +67 bps | $244 million |
| 5 | Fnb Bank Inc. | Romney, WV | +55 bps | $278 million |
| 6 | Mvb Bank Inc. | Fairmont, WV | +50 bps | $3.5 billion |
| 7 | First Exchange Bank | White Hall, WV | +42 bps | $391 million |
| 8 | Potomac Bank Inc. | Charles Town, WV | +41 bps | $980 million |
| 9 | Community Bank of Parkersburg | Parkersburg, WV | +40 bps | $340 million |
| 10 | Calhoun County Bank Inc. | Grantsville, WV | +40 bps | $212 million |
| 11 | The Poca Valley Bank Inc. | Walton, WV | +37 bps | $666 million |
| 12 | Citizens Bank of West Virginia Inc. | Elkins, WV | +37 bps | $772 million |
| 13 | Huntington Federal Savings Bank | Huntington, WV | +36 bps | $532 million |
| 14 | Pendleton Community Bank Inc. | Franklin, WV | +33 bps | $850 million |
| 15 | Whitesville State Bank | Whitesville, WV | +32 bps | $138 million |
| 16 | West Union Bank | West Union, WV | +30 bps | $300 million |
| 17 | The Fayette County National Bank of Fayetteville | Fayetteville, WV | +29 bps | $158 million |
| 18 | Hancock County Savings Bank, F.S.B. | Chester, WV | +28 bps | $508 million |
| 19 | The Bank of Monroe | Union, WV | +27 bps | $255 million |
| 20 | Clay County Bank Inc. | Clay, WV | +27 bps | $136 million |
| 21 | Williamstown Bank Inc. | Williamstown, WV | +27 bps | $237 million |
| 22 | The Grant County Bank | Petersburg, WV | +23 bps | $407 million |
| 23 | The Citizens Bank of Weston Inc. | Weston, WV | +23 bps | $303 million |
| 24 | Clear Mountain Bank Inc. | Bruceton Mills, WV | +22 bps | $1.0 billion |
| 25 | Mcnb Bank and Trust Co. | Welch, WV | +19 bps | $357 million |
| 26 | Cnb Bank Inc. | Berkeley Springs, WV | +19 bps | $806 million |
| 27 | Putnam County Bank | Hurricane, WV | +12 bps | $704 million |
| 28 | Mountain Valley Bank N.A. | Elkins, WV | +11 bps | $202 million |
| 29 | Logan Bank & Trust Company | Logan, WV | +5 bps | $359 million |
| 30 | Davis Trust Company | Elkins, WV | +5 bps | $275 million |
| 31 | The Harrison County Bank | Lost Creek, WV | +4 bps | $165 million |
| 32 | City National Bank of West Virginia | Charleston, WV | +1 bps | $6.8 billion |
| 33 | Pioneer Community Bank Inc. | Iaeger, WV | +1 bps | $191 million |
| 34 | Wesbanco Bank Inc. | Wheeling, WV | +1 bps | $27.7 billion |
| 35 | Guaranty Bank Inc. | Williamson, WV | -17 bps | $152 million |
| 36 | The Bank of Romney | Romney, WV | -34 bps | $369 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings