RANKING ·
Largest net interest margin improvement in Virginia
52 of 57 banks in Virginia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Cornerstone Bank | Lexington, VA | +88 bps | $233 million |
| 2 | Pioneer Bank | Stanley, VA | +73 bps | $372 million |
| 3 | Lee Bank & Trust Company | Pennington Gap, VA | +61 bps | $257 million |
| 4 | Carter Bank & Trust | Martinsville, VA | +60 bps | $4.8 billion |
| 5 | Trupoint Bank | Grundy, VA | +60 bps | $691 million |
| 6 | Bank of Clarke | Berryville, VA | +56 bps | $1.8 billion |
| 7 | Primis Bank | Tappahannock, VA | +52 bps | $4.3 billion |
| 8 | Fvcbank | Fairfax, VA | +49 bps | $2.4 billion |
| 9 | Capital One N.A. | Mclean, VA | +49 bps | $662 billion |
| 10 | The National Bank of Blacksburg | Blacksburg, VA | +46 bps | $1.8 billion |
| 11 | The Farmers Bank of Appomattox | Appomattox, VA | +42 bps | $375 million |
| 12 | Chesapeake Bank | Kilmarnock, VA | +42 bps | $1.7 billion |
| 13 | Citizens Bank and Trust Company | Blackstone, VA | +41 bps | $578 million |
| 14 | The Bank of Southside Virginia | Carson, VA | +40 bps | $670 million |
| 15 | Skyline National Bank | Independence, VA | +37 bps | $1.3 billion |
| 16 | The First Bank and Trust Company | Lebanon, VA | +36 bps | $4.3 billion |
| 17 | Integrity Bank for Business | Virginia Beach, VA | +35 bps | $112 million |
| 18 | Townebank | Portsmouth, VA | +35 bps | $22.6 billion |
| 19 | Trustar Bank | Great Falls, VA | +34 bps | $1.1 billion |
| 20 | Chain Bridge Bank N.A. | Mclean, VA | +34 bps | $2.2 billion |
| 21 | Powell Valley National Bank | Jonesville, VA | +33 bps | $516 million |
| 22 | Farmers & Merchants Bank | Timberville, VA | +33 bps | $1.4 billion |
| 23 | Movement Bank | Danville, VA | +29 bps | $165 million |
| 24 | John Marshall Bank | Reston, VA | +28 bps | $2.4 billion |
| 25 | Bank of Botetourt | Buchanan, VA | +28 bps | $939 million |
| 26 | New Peoples Bank Inc. | Honaker, VA | +27 bps | $942 million |
| 27 | Bank of the James | Lynchburg, VA | +27 bps | $1.0 billion |
| 28 | New Horizon Bank N.A. | Powhatan, VA | +26 bps | $359 million |
| 29 | Old Dominion National Bank | Charlottesville, VA | +26 bps | $1.8 billion |
| 30 | Virginia National Bank | Charlottesville, VA | +25 bps | $1.6 billion |
| 31 | Select Bank | Forest, VA | +25 bps | $524 million |
| 32 | The Bank of Marion | Marion, VA | +23 bps | $634 million |
| 33 | Burke and Herbert Bank and Trust Company | Alexandria, VA | +22 bps | $11.0 billion |
| 34 | The Bank of Charlotte County | Phenix, VA | +20 bps | $223 million |
| 35 | Legacy Bank | Grundy, VA | +19 bps | $360 million |
| 36 | Citizens and Farmers Bank | West Point, VA | +17 bps | $2.8 billion |
| 37 | Locus Bank Inc. | Richmond, VA | +14 bps | $359 million |
| 38 | The Freedom Bank of Virginia | Fairfax, VA | +14 bps | $1.0 billion |
| 39 | Benchmark Community Bank | Kenbridge, VA | +13 bps | $1.4 billion |
| 40 | First Bank | Strasburg, VA | +13 bps | $2.1 billion |
| 41 | Highlands Community Bank | Covington, VA | +9 bps | $189 million |
| 42 | First National Bank | Altavista, VA | +8 bps | $1.1 billion |
| 43 | United Bank | Fairfax, VA | +1 bps | $33.6 billion |
| 44 | First Sentinel Bank | Richlands, VA | +1 bps | $398 million |
| 45 | HSBC Bank USA N.A. | Tysons, VA | -2 bps | $173 billion |
| 46 | First Community Bank | Bluefield, VA | -3 bps | $3.6 billion |
| 47 | Farmers and Miners Bank | Pennington Gap, VA | -5 bps | $193 million |
| 48 | Community Bankers' Bank | Midlothian, VA | -13 bps | $139 million |
| 49 | Mainstreet Bank | Fairfax, VA | -21 bps | $2.2 billion |
| 50 | Blue Ridge Bank N.A. | Martinsville, VA | -31 bps | $2.3 billion |
| 51 | Oak View National Bank | Warrenton, VA | -39 bps | $966 million |
| 52 | Atlantic Union Bank | Richmond City, VA | -87 bps | $38.0 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings