RANKING · Q2 2026

Largest net interest margin improvement in Nebraska

103 of 139 banks in Nebraska that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Largest net interest margin improvement in Nebraska, Q2 2026
Rank	Institution	Headquarters	Net interest margin, change over 12 months	Total assets
1	The Tri-County Bank	Stuart, NE	+84 bps	$299 million
2	Five Points Bank of Hastings	Hastings, NE	+60 bps	$552 million
3	State Nebraska Bank & Trust	Wayne, NE	+58 bps	$244 million
4	Core Bank	Omaha, NE	+56 bps	$1.1 billion
5	Nebraska Bank of Commerce	Lincoln, NE	+55 bps	$241 million
6	Equitable Bank	Grand Island, NE	+53 bps	$524 million
7	Minden Exchange Bank & Trust Company	Minden, NE	+52 bps	$201 million
8	Pinnacle Bank	Lincoln, NE	+52 bps	$9.2 billion
9	Heartland Bank	Geneva, NE	+49 bps	$911 million
10	Lincoln Federal Savings Bank of Nebraska	Lincoln, NE	+49 bps	$387 million
11	Dayspring Bank	Gothenburg, NE	+48 bps	$1.2 billion
12	Security First Bank	Lincoln, NE	+47 bps	$2.3 billion
13	Exchange Bank	Kearney, NE	+46 bps	$1.6 billion
14	Custer Federal State Bank	Broken Bow, NE	+46 bps	$121 million
15	Midwest Bank	Pierce, NE	+44 bps	$1.2 billion
16	Western Nebraska Bank	Curtis, NE	+43 bps	$193 million
17	City Bank & Trust Co.	Lincoln, NE	+42 bps	$323 million
18	South Central State Bank	Campbell, NE	+42 bps	$192 million
19	Waypoint Bank	Cozad, NE	+41 bps	$391 million
20	Cattle Bank & Trust	Seward, NE	+41 bps	$422 million
21	Madison County Bank	Madison, NE	+41 bps	$613 million
22	First Nebraska Bank	Valley, NE	+40 bps	$371 million
23	First State Bank	Loomis, NE	+40 bps	$232 million
24	Elkhorn Valley Bank & Trust	Norfolk, NE	+40 bps	$1.5 billion
25	First State Bank Nebraska	Lincoln, NE	+39 bps	$1.1 billion
26	Farmers and Merchants Bank of Ashland	Ashland, NE	+39 bps	$152 million
27	Cornhusker Bank	Lincoln, NE	+37 bps	$1.0 billion
28	West Gate Bank	Lincoln, NE	+36 bps	$1.5 billion
29	Bruning Bank	Bruning, NE	+36 bps	$660 million
30	First State Bank	Farnam, NE	+36 bps	$200 million
31	Mnb Bank	Mccook, NE	+35 bps	$594 million
32	Bank of the Valley	Bellwood, NE	+34 bps	$582 million
33	Enterprise Bank	Omaha, NE	+34 bps	$574 million
34	Sandhills State Bank	North Platte, NE	+32 bps	$383 million
35	Platte Valley Bank	North Bend, NE	+32 bps	$107 million
36	Wahoo State Bank	Wahoo, NE	+32 bps	$117 million
37	Cornerstone Bank	York, NE	+31 bps	$2.7 billion
38	Five Points Bank	Grand Island, NE	+31 bps	$2.2 billion
39	Nebraskaland Bank	North Platte, NE	+26 bps	$1.1 billion
40	F & M Bank	Falls City, NE	+26 bps	$135 million
41	Security Bank	Laurel, NE	+26 bps	$310 million
42	Arbor Bank	Nebraska City, NE	+25 bps	$702 million
43	Rvr Bank	Fremont, NE	+24 bps	$570 million
44	First Central Bank Mccook	Mccook, NE	+24 bps	$123 million
45	York State Bank	York, NE	+23 bps	$200 million
46	Commercial State Bank	Wausa, NE	+23 bps	$264 million
47	First Westroads Bank Inc.	Omaha, NE	+22 bps	$395 million
48	Jones Bank	Seward, NE	+21 bps	$441 million
49	Western National Bank	Chester, NE	+20 bps	$257 million
50	Nebraska State Bank and Trust Company	Broken Bow, NE	+20 bps	$286 million
51	Security National Bank of Omaha	Omaha, NE	+20 bps	$1.9 billion
52	Auburn State Bank	Auburn, NE	+19 bps	$251 million
53	Bank of Hartington	Hartington, NE	+19 bps	$151 million
54	I3 Bank	Bennington, NE	+17 bps	$225 million
55	Homestead Bank	Cozad, NE	+17 bps	$537 million
56	First Community Bank	Beemer, NE	+16 bps	$342 million
57	Adams County Bank	Kenesaw, NE	+16 bps	$241 million
58	Citizens Bank & Trust Company	Saint Paul, NE	+15 bps	$242 million
59	Home Federal Savings and Loan Association of Grand Island	Grand Island, NE	+15 bps	$563 million
60	Countryside Bank	Unadilla, NE	+15 bps	$119 million
61	Firstbank of Nebraska	Wahoo, NE	+12 bps	$498 million
62	Bankfirst	Norfolk, NE	+11 bps	$1.2 billion
63	Dundee Bank	Omaha, NE	+11 bps	$976 million
64	Platte Valley Bank	Scottsbluff, NE	+10 bps	$1.2 billion
65	Access Bank	Omaha, NE	+9 bps	$1.1 billion
66	Great Plains State Bank	Petersburg, NE	+8 bps	$392 million
67	Bank of Dixon County	Ponca, NE	+8 bps	$142 million
68	State Bank of Table Rock	Table Rock, NE	+8 bps	$150 million
69	Pathway Bank	Cairo, NE	+7 bps	$338 million
70	Union Bank and Trust Company	Lincoln, NE	+7 bps	$9.2 billion
71	First Bank and Trust of Fullerton	Fullerton, NE	+7 bps	$108 million
72	Banner Capital Bank	Harrisburg, NE	+7 bps	$380 million
73	Citizens State Bank	Wisner, NE	+7 bps	$653 million
74	Columbus Bank and Trust Company	Columbus, NE	+6 bps	$275 million
75	United Republic Bank	Elkhorn, NE	+6 bps	$186 million
76	Town & Country Bank	Ravenna, NE	+5 bps	$229 million
77	Brunswick State Bank	Brunswick, NE	+5 bps	$176 million
78	Riverstone Bank	Eagle, NE	+5 bps	$593 million
79	Henderson State Bank	Henderson, NE	+3 bps	$678 million
80	West Plains Bank	Ainsworth, NE	+2 bps	$139 million
81	Cedar Rapids State Bank	Cedar Rapids, NE	0 bps	$175 million
82	First Central Bank	Cambridge, NE	0 bps	$138 million
83	Farmers and Merchants Bank	Milligan, NE	-1 bps	$215 million
84	Charter West Bank	West Point, NE	-3 bps	$548 million
85	Foundation One Bank	Waterloo, NE	-3 bps	$182 million
86	First Northeast Bank of Nebraska	Lyons, NE	-4 bps	$473 million
87	Adams Bank & Trust	Ogallala, NE	-5 bps	$1.3 billion
88	The First National Bank of Gordon	Gordon, NE	-6 bps	$358 million
89	First National Bank in Ord	Ord, NE	-6 bps	$166 million
90	First National Bank of Omaha	Omaha, NE	-7 bps	$34.2 billion
91	Nebraska Bank	Dodge, NE	-7 bps	$552 million
92	Heritage Bank	Wood River, NE	-9 bps	$612 million
93	F & M Bank	West Point, NE	-11 bps	$355 million
94	Farmers and Merchants Bank	Milford, NE	-13 bps	$1.1 billion
95	Flatwater Bank	Gothenburg, NE	-13 bps	$368 million
96	Washington County Bank	Blair, NE	-15 bps	$662 million
97	Farmers and Merchants State Bank, Bloomfield, Nebraska	Bloomfield, NE	-16 bps	$233 million
98	Horizon Bank	Waverly, NE	-16 bps	$574 million
99	Premier Bank N.A.	Omaha, NE	-19 bps	$342 million
100	The Hershey State Bank	Hershey, NE	-27 bps	$141 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings