RANKING ·
Largest net interest margin improvement in Kansas
137 of 185 banks in Kansas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Farmers Bank & Trust | Atwood, KS | +96 bps | $159 million |
| 2 | The First National Bank of Louisburg | Louisburg, KS | +90 bps | $201 million |
| 3 | Exchange State Bank | Saint Paul, KS | +80 bps | $105 million |
| 4 | The Kaw Valley State Bank and Trust Company, of Wamego, Kansas | Wamego, KS | +79 bps | $296 million |
| 5 | Cornerstone Bank | Overland Park, KS | +77 bps | $505 million |
| 6 | Great American Bank | Lawrence, KS | +75 bps | $513 million |
| 7 | The Bank of Tescott | Tescott, KS | +68 bps | $648 million |
| 8 | The First Security Bank | Overbrook, KS | +68 bps | $226 million |
| 9 | Home Bank and Trust Company | Eureka, KS | +59 bps | $183 million |
| 10 | Dream First Bank N.A. | Syracuse, KS | +59 bps | $964 million |
| 11 | Community Bank of Wichita Inc. | Wichita, KS | +57 bps | $128 million |
| 12 | Sjn Bank of Kansas | Saint John, KS | +57 bps | $303 million |
| 13 | First Bank Kansas | Salina, KS | +56 bps | $619 million |
| 14 | Fusion Bank | Larned, KS | +52 bps | $281 million |
| 15 | The Peoples Bank | Pratt, KS | +51 bps | $531 million |
| 16 | Esb Financial | Emporia, KS | +50 bps | $381 million |
| 17 | First Option Bank | Osawatomie, KS | +49 bps | $818 million |
| 18 | Corefirst Bank & Trust | Topeka, KS | +48 bps | $1.3 billion |
| 19 | First Federal Savings and Loan Bank | Olathe, KS | +46 bps | $109 million |
| 20 | The Farmers State Bank | Mcpherson, KS | +46 bps | $180 million |
| 21 | First National Bank and Trust | Phillipsburg, KS | +44 bps | $322 million |
| 22 | The First National Bank of Hutchinson | Hutchinson, KS | +44 bps | $1.2 billion |
| 23 | The Farmers State Bank of Oakley, Kansas | Oakley, KS | +44 bps | $396 million |
| 24 | Community National Bank & Trust | Chanute, KS | +43 bps | $2.5 billion |
| 25 | The Citizens National Bank | Greenleaf, KS | +43 bps | $229 million |
| 26 | The First State Bank | Norton, KS | +43 bps | $493 million |
| 27 | Centera Bank | Sublette, KS | +41 bps | $318 million |
| 28 | Ks Statebank | Manhattan, KS | +41 bps | $2.6 billion |
| 29 | First National Bank in Cimarron | Cimarron, KS | +41 bps | $143 million |
| 30 | Landmark National Bank | Manhattan, KS | +39 bps | $1.6 billion |
| 31 | Intrust Bank N.A. | Wichita, KS | +39 bps | $6.8 billion |
| 32 | United Bank & Trust | Marysville, KS | +39 bps | $893 million |
| 33 | Citizens State Bank and Trust Co., Ellsworth, Kansas | Ellsworth, KS | +38 bps | $276 million |
| 34 | The First State Bank of Healy | Healy, KS | +37 bps | $109 million |
| 35 | Kansas State Bank | Ottawa, KS | +37 bps | $208 million |
| 36 | First National Bank of Kansas | Burlington, KS | +37 bps | $106 million |
| 37 | Community National Bank | Seneca, KS | +36 bps | $853 million |
| 38 | The Union State Bank of Everest | Everest, KS | +36 bps | $427 million |
| 39 | Capitol Federal Savings Bank | Topeka, KS | +36 bps | $9.7 billion |
| 40 | Commercial Bank | Parsons, KS | +34 bps | $382 million |
| 41 | The Denison State Bank | Holton, KS | +34 bps | $454 million |
| 42 | Fidelity Bank N.A. | Wichita, KS | +34 bps | $3.3 billion |
| 43 | Bank of the Plains | Plains, KS | +33 bps | $446 million |
| 44 | Emprise Bank | Wichita, KS | +32 bps | $2.8 billion |
| 45 | Vintage Bank Kansas | Leon, KS | +31 bps | $289 million |
| 46 | Security State Bank | Scott City, KS | +31 bps | $1.0 billion |
| 47 | The Citizens State Bank | Moundridge, KS | +31 bps | $451 million |
| 48 | Carson Bank | Mulvane, KS | +30 bps | $220 million |
| 49 | Legacy Bank | Colwich, KS | +30 bps | $865 million |
| 50 | Southwest National Bank | Wichita, KS | +29 bps | $502 million |
| 51 | Solutions North Bank | Stockton, KS | +29 bps | $469 million |
| 52 | The Lyon County State Bank | Emporia, KS | +29 bps | $212 million |
| 53 | Bank of Hays | Hays, KS | +28 bps | $379 million |
| 54 | Lyons Federal Bank | Lyons, KS | +28 bps | $198 million |
| 55 | Union State Bank | Arkansas City, KS | +28 bps | $719 million |
| 56 | The Bennington State Bank | Salina, KS | +27 bps | $1.4 billion |
| 57 | Farmers & Merchants Bank of Colby | Colby, KS | +26 bps | $651 million |
| 58 | Citizens State Bank | Hugoton, KS | +26 bps | $137 million |
| 59 | Union State Bank | Clay Center, KS | +26 bps | $206 million |
| 60 | Gnbank, National Association Dba Gnbank N.A. | Girard, KS | +26 bps | $1.1 billion |
| 61 | The Lyndon State Bank | Lyndon, KS | +24 bps | $115 million |
| 62 | Impact Bank | Wellington, KS | +24 bps | $167 million |
| 63 | Citizens Federal Savings Bank | Leavenworth, KS | +24 bps | $190 million |
| 64 | Armed Forces Bank N.A. | Fort Leavenworth, KS | +24 bps | $1.4 billion |
| 65 | Solomon State Bank | Solomon, KS | +24 bps | $183 million |
| 66 | Kaw Valley Bank | Topeka, KS | +23 bps | $340 million |
| 67 | Home Savings Bank | Chanute, KS | +23 bps | $115 million |
| 68 | The Stockgrowers State Bank | Maple Hill, KS | +23 bps | $128 million |
| 69 | The Bank of Protection | Protection, KS | +22 bps | $154 million |
| 70 | Mutual Savings Association | Leavenworth, KS | +22 bps | $399 million |
| 71 | Kcb Bank | Lakin, KS | +22 bps | $322 million |
| 72 | First State Bank and Trust | Tonganoxie, KS | +22 bps | $515 million |
| 73 | Community First National Bank | Manhattan, KS | +21 bps | $375 million |
| 74 | The Citizens State Bank | Gridley, KS | +21 bps | $336 million |
| 75 | Central National Bank | Junction City, KS | +20 bps | $1.4 billion |
| 76 | Golden Belt Bank, Fsa | Hays, KS | +20 bps | $374 million |
| 77 | Silver Lake Bank | Topeka, KS | +19 bps | $548 million |
| 78 | Wilson State Bank | Wilson, KS | +19 bps | $123 million |
| 79 | Bank of the Flint Hills | Wamego, KS | +19 bps | $545 million |
| 80 | Southwind Bank | Natoma, KS | +18 bps | $187 million |
| 81 | First Commerce Bank | Marysville, KS | +18 bps | $138 million |
| 82 | Farmers and Drovers Bank | Council Grove, KS | +17 bps | $222 million |
| 83 | Labette Bank | Altamont, KS | +17 bps | $544 million |
| 84 | The Baldwin State Bank | Baldwin City, KS | +16 bps | $116 million |
| 85 | Bank of Commerce | Chanute, KS | +16 bps | $497 million |
| 86 | Heritage Bank | Topeka, KS | +15 bps | $325 million |
| 87 | Peoples Bank and Trust Company | Mcpherson, KS | +15 bps | $1.6 billion |
| 88 | The Citizens State Bank | Marysville, KS | +14 bps | $442 million |
| 89 | Bendena State Bank | Bendena, KS | +13 bps | $132 million |
| 90 | Guaranty State Bank and Trust Company | Beloit, KS | +12 bps | $381 million |
| 91 | Citizens Bank of Kansas | Kingman, KS | +12 bps | $548 million |
| 92 | American Bank of Baxter Springs | Baxter Springs, KS | +11 bps | $170 million |
| 93 | Bankers' Bank of Kansas | Wichita, KS | +11 bps | $256 million |
| 94 | Tricentury Bank | De Soto, KS | +11 bps | $214 million |
| 95 | Farmers Bank & Trust | Great Bend, KS | +11 bps | $1.1 billion |
| 96 | Security Bank of Kansas City | Kansas City, KS | +10 bps | $3.9 billion |
| 97 | Elk State Bank | Clyde, KS | +10 bps | $139 million |
| 98 | The Riley State Bank of Riley Kansas | Riley, KS | +10 bps | $132 million |
| 99 | Bison State Bank | Bison, KS | +10 bps | $126 million |
| 100 | The First National Bank of Scott City | Scott City, KS | +9 bps | $174 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings