RANKING ·
Highest net interest margin in Virginia
52 of 57 banks in Virginia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin | Total assets |
|---|---|---|---|---|
| 1 | Capital One N.A. | Mclean, VA | 8.56% | $662 billion |
| 2 | Farmers and Miners Bank | Pennington Gap, VA | 4.93% | $193 million |
| 3 | The Bank of Southside Virginia | Carson, VA | 4.84% | $670 million |
| 4 | Pioneer Bank | Stanley, VA | 4.78% | $372 million |
| 5 | Benchmark Community Bank | Kenbridge, VA | 4.78% | $1.4 billion |
| 6 | Cornerstone Bank | Lexington, VA | 4.77% | $233 million |
| 7 | Skyline National Bank | Independence, VA | 4.75% | $1.3 billion |
| 8 | The Bank of Charlotte County | Phenix, VA | 4.68% | $223 million |
| 9 | Citizens Bank and Trust Company | Blackstone, VA | 4.67% | $578 million |
| 10 | Citizens and Farmers Bank | West Point, VA | 4.64% | $2.8 billion |
| 11 | Chesapeake Bank | Kilmarnock, VA | 4.52% | $1.7 billion |
| 12 | Burke and Herbert Bank and Trust Company | Alexandria, VA | 4.50% | $11.0 billion |
| 13 | First Community Bank | Bluefield, VA | 4.40% | $3.6 billion |
| 14 | The Bank of Marion | Marion, VA | 4.35% | $634 million |
| 15 | New Peoples Bank Inc. | Honaker, VA | 4.30% | $942 million |
| 16 | The Farmers Bank of Appomattox | Appomattox, VA | 4.29% | $375 million |
| 17 | The First Bank and Trust Company | Lebanon, VA | 4.27% | $4.3 billion |
| 18 | First National Bank | Altavista, VA | 4.25% | $1.1 billion |
| 19 | Trupoint Bank | Grundy, VA | 4.20% | $691 million |
| 20 | First Bank | Strasburg, VA | 4.20% | $2.1 billion |
| 21 | First Sentinel Bank | Richlands, VA | 4.18% | $398 million |
| 22 | Bank of Botetourt | Buchanan, VA | 4.15% | $939 million |
| 23 | Atlantic Union Bank | Richmond City, VA | 4.04% | $38.0 billion |
| 24 | Bank of Clarke | Berryville, VA | 4.01% | $1.8 billion |
| 25 | Bank of the James | Lynchburg, VA | 3.94% | $1.0 billion |
| 26 | Powell Valley National Bank | Jonesville, VA | 3.90% | $516 million |
| 27 | United Bank | Fairfax, VA | 3.90% | $33.6 billion |
| 28 | Farmers & Merchants Bank | Timberville, VA | 3.85% | $1.4 billion |
| 29 | New Horizon Bank N.A. | Powhatan, VA | 3.85% | $359 million |
| 30 | Townebank | Portsmouth, VA | 3.75% | $22.6 billion |
| 31 | Movement Bank | Danville, VA | 3.74% | $165 million |
| 32 | Mainstreet Bank | Fairfax, VA | 3.71% | $2.2 billion |
| 33 | Integrity Bank for Business | Virginia Beach, VA | 3.70% | $112 million |
| 34 | Virginia National Bank | Charlottesville, VA | 3.66% | $1.6 billion |
| 35 | Locus Bank Inc. | Richmond, VA | 3.66% | $359 million |
| 36 | Primis Bank | Tappahannock, VA | 3.63% | $4.3 billion |
| 37 | Lee Bank & Trust Company | Pennington Gap, VA | 3.57% | $257 million |
| 38 | Carter Bank & Trust | Martinsville, VA | 3.52% | $4.8 billion |
| 39 | Fvcbank | Fairfax, VA | 3.50% | $2.4 billion |
| 40 | Select Bank | Forest, VA | 3.43% | $524 million |
| 41 | Highlands Community Bank | Covington, VA | 3.40% | $189 million |
| 42 | Chain Bridge Bank N.A. | Mclean, VA | 3.39% | $2.2 billion |
| 43 | Legacy Bank | Grundy, VA | 3.25% | $360 million |
| 44 | Trustar Bank | Great Falls, VA | 3.21% | $1.1 billion |
| 45 | The National Bank of Blacksburg | Blacksburg, VA | 3.09% | $1.8 billion |
| 46 | Old Dominion National Bank | Charlottesville, VA | 3.08% | $1.8 billion |
| 47 | John Marshall Bank | Reston, VA | 3.04% | $2.4 billion |
| 48 | Blue Ridge Bank N.A. | Martinsville, VA | 3.00% | $2.3 billion |
| 49 | The Freedom Bank of Virginia | Fairfax, VA | 2.95% | $1.0 billion |
| 50 | Community Bankers' Bank | Midlothian, VA | 2.80% | $139 million |
| 51 | Oak View National Bank | Warrenton, VA | 2.70% | $966 million |
| 52 | HSBC Bank USA N.A. | Tysons, VA | 1.63% | $173 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings