RANKING ·
Highest net interest margin in South Carolina
41 of 44 banks in South Carolina that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin | Total assets |
|---|---|---|---|---|
| 1 | Anderson Brothers Bank | Mullins, SC | 6.17% | $2.4 billion |
| 2 | First Piedmont Federal Savings and Loan Association | Gaffney, SC | 4.89% | $597 million |
| 3 | Blue Ridge Bank | Walhalla, SC | 4.85% | $199 million |
| 4 | The Bank of South Carolina | Charleston, SC | 4.85% | $571 million |
| 5 | Bank of Greeleyville | Greeleyville, SC | 4.75% | $160 million |
| 6 | Dedicated Community Bank | Darlington, SC | 4.72% | $101 million |
| 7 | Arthur State Bank | Union, SC | 4.60% | $832 million |
| 8 | Carolina Bank & Trust Company | Lamar, SC | 4.34% | $845 million |
| 9 | 1st Federal Savings Bank of Sc Inc. | Walterboro, SC | 4.33% | $152 million |
| 10 | Peoples Bank the | Iva, SC | 4.33% | $447 million |
| 11 | The Citizens Bank | Olanta, SC | 4.28% | $1.1 billion |
| 12 | Bank of York | York, SC | 4.16% | $318 million |
| 13 | Bank of the Lowcountry | Walterboro, SC | 4.00% | $430 million |
| 14 | The Bank of Clarendon | Manning, SC | 3.95% | $438 million |
| 15 | Enterprise Bank of South Carolina | Ehrhardt, SC | 3.92% | $535 million |
| 16 | First Reliance Bank | Florence, SC | 3.90% | $1.1 billion |
| 17 | Countybank | Greenwood, SC | 3.89% | $733 million |
| 18 | Farmers and Merchants Bank of South Carolina | Holly Hill, SC | 3.86% | $414 million |
| 19 | Abbeville First Bank SSB | Abbeville, SC | 3.85% | $139 million |
| 20 | First National Bank of South Carolina | Holly Hill, SC | 3.81% | $310 million |
| 21 | United Community Bank | Greenville, SC | 3.72% | $29.0 billion |
| 22 | Coastal States Bank | Hilton Head Isla, SC | 3.69% | $2.4 billion |
| 23 | First Palmetto Bank | Camden, SC | 3.66% | $1.1 billion |
| 24 | Coastal Carolina National Bank | Myrtle Beach, SC | 3.64% | $1.4 billion |
| 25 | First Community Bank | Lexington, SC | 3.57% | $2.4 billion |
| 26 | First Capital Bank | Charleston, SC | 3.46% | $1.3 billion |
| 27 | The Conway National Bank | Conway, SC | 3.41% | $2.0 billion |
| 28 | South Atlantic Bank | Myrtle Beach, SC | 3.39% | $2.0 billion |
| 29 | Security Federal Bank | Aiken, SC | 3.34% | $1.5 billion |
| 30 | Bank of Travelers Rest | Travelers Rest, SC | 3.33% | $1.6 billion |
| 31 | Palmetto State Bank | Hampton, SC | 3.31% | $597 million |
| 32 | Southern Bank | Spartanburg, SC | 3.26% | $408 million |
| 33 | Pickens Savings and Loan Association, Federal Association | Pickens, SC | 3.20% | $138 million |
| 34 | Spratt Savings Bank | Chester, SC | 3.08% | $154 million |
| 35 | Oconee Federal Savings and Loan Association | Seneca, SC | 3.03% | $679 million |
| 36 | The Commercial Bank | Honea Path, SC | 3.03% | $284 million |
| 37 | Southern First Bank | Greenville, SC | 2.98% | $4.7 billion |
| 38 | Beacon Community Bank | Mount Pleasant, SC | 2.68% | $982 million |
| 39 | Optus Bank | Columbia, SC | 2.47% | $764 million |
| 40 | Woodruff Federal Savings and Loan Association | Woodruff, SC | 2.26% | $104 million |
| 41 | Cbl State Savings Bank | Greer, SC | 2.17% | $191 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings