RANKING · Q2 2026

Highest net interest margin in Nebraska

103 of 139 banks in Nebraska that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Highest net interest margin in Nebraska, Q2 2026
Rank	Institution	Headquarters	Net interest margin	Total assets
1	First National Bank of Omaha	Omaha, NE	6.73%	$34.2 billion
2	American Interstate Bank	Elkhorn, NE	5.60%	$132 million
3	Horizon Bank	Waverly, NE	5.25%	$574 million
4	South Central State Bank	Campbell, NE	5.07%	$192 million
5	I3 Bank	Bennington, NE	4.90%	$225 million
6	Adams Bank & Trust	Ogallala, NE	4.88%	$1.3 billion
7	Western Nebraska Bank	Curtis, NE	4.71%	$193 million
8	Bank of Hartington	Hartington, NE	4.67%	$151 million
9	Banner Capital Bank	Harrisburg, NE	4.64%	$380 million
10	First Nebraska Bank	Valley, NE	4.63%	$371 million
11	The Tri-County Bank	Stuart, NE	4.63%	$299 million
12	Rvr Bank	Fremont, NE	4.57%	$570 million
13	First State Bank	Loomis, NE	4.57%	$232 million
14	Heritage Bank	Wood River, NE	4.50%	$612 million
15	Nebraska State Bank and Trust Company	Broken Bow, NE	4.47%	$286 million
16	The First National Bank of Gordon	Gordon, NE	4.45%	$358 million
17	Heartland Bank	Geneva, NE	4.43%	$911 million
18	Town & Country Bank	Ravenna, NE	4.41%	$229 million
19	Premier Bank N.A.	Omaha, NE	4.39%	$342 million
20	State Bank of Table Rock	Table Rock, NE	4.38%	$150 million
21	Security National Bank of Omaha	Omaha, NE	4.38%	$1.9 billion
22	Riverstone Bank	Eagle, NE	4.34%	$593 million
23	F & M Bank	West Point, NE	4.31%	$355 million
24	York State Bank	York, NE	4.28%	$200 million
25	Security Bank	Laurel, NE	4.28%	$310 million
26	Platte Valley Bank	Scottsbluff, NE	4.28%	$1.2 billion
27	Charter West Bank	West Point, NE	4.27%	$548 million
28	Farmers and Merchants Bank of Ashland	Ashland, NE	4.24%	$152 million
29	Waypoint Bank	Cozad, NE	4.24%	$391 million
30	Bankfirst	Norfolk, NE	4.23%	$1.2 billion
31	Arbor Bank	Nebraska City, NE	4.23%	$702 million
32	Bank of Dixon County	Ponca, NE	4.22%	$142 million
33	First Central Bank Mccook	Mccook, NE	4.21%	$123 million
34	Minden Exchange Bank & Trust Company	Minden, NE	4.20%	$201 million
35	Washington County Bank	Blair, NE	4.20%	$662 million
36	First Westroads Bank Inc.	Omaha, NE	4.17%	$395 million
37	Sandhills State Bank	North Platte, NE	4.17%	$383 million
38	Western National Bank	Chester, NE	4.17%	$257 million
39	First Central Bank	Cambridge, NE	4.15%	$138 million
40	Homestead Bank	Cozad, NE	4.15%	$537 million
41	Henderson State Bank	Henderson, NE	4.11%	$678 million
42	West Plains Bank	Ainsworth, NE	4.07%	$139 million
43	The Hershey State Bank	Hershey, NE	4.07%	$141 million
44	Nebraska Bank	Dodge, NE	4.04%	$552 million
45	First National Bank in Ord	Ord, NE	4.02%	$166 million
46	Bank of the Valley	Bellwood, NE	4.01%	$582 million
47	Cattle Bank & Trust	Seward, NE	4.00%	$422 million
48	Commercial State Bank	Wausa, NE	3.99%	$264 million
49	Home Federal Savings and Loan Association of Grand Island	Grand Island, NE	3.89%	$563 million
50	City Bank & Trust Co.	Lincoln, NE	3.89%	$323 million
51	Bruning Bank	Bruning, NE	3.89%	$660 million
52	Custer Federal State Bank	Broken Bow, NE	3.89%	$121 million
53	Brunswick State Bank	Brunswick, NE	3.88%	$176 million
54	Dundee Bank	Omaha, NE	3.85%	$976 million
55	Equitable Bank	Grand Island, NE	3.84%	$524 million
56	Farmers and Merchants State Bank, Bloomfield, Nebraska	Bloomfield, NE	3.84%	$233 million
57	Flatwater Bank	Gothenburg, NE	3.83%	$368 million
58	Legends West Bank	Lewellen, NE	3.83%	$158 million
59	West Gate Bank	Lincoln, NE	3.82%	$1.5 billion
60	Platte Valley Bank	North Bend, NE	3.77%	$107 million
61	First Community Bank	Beemer, NE	3.77%	$342 million
62	Columbus Bank and Trust Company	Columbus, NE	3.76%	$275 million
63	Midwest Bank	Pierce, NE	3.76%	$1.2 billion
64	Nebraska Bank of Commerce	Lincoln, NE	3.72%	$241 million
65	Union Bank and Trust Company	Lincoln, NE	3.70%	$9.2 billion
66	Wahoo State Bank	Wahoo, NE	3.68%	$117 million
67	Access Bank	Omaha, NE	3.67%	$1.1 billion
68	Firstier Bank	Kimball, NE	3.64%	$1.0 billion
69	Security First Bank	Lincoln, NE	3.63%	$2.3 billion
70	State Nebraska Bank & Trust	Wayne, NE	3.62%	$244 million
71	First State Bank Nebraska	Lincoln, NE	3.60%	$1.1 billion
72	Exchange Bank	Kearney, NE	3.58%	$1.6 billion
73	Cedar Rapids State Bank	Cedar Rapids, NE	3.55%	$175 million
74	Citizens State Bank	Wisner, NE	3.55%	$653 million
75	Mnb Bank	Mccook, NE	3.55%	$594 million
76	F & M Bank	Falls City, NE	3.52%	$135 million
77	Great Plains State Bank	Petersburg, NE	3.51%	$392 million
78	Elkhorn Valley Bank & Trust	Norfolk, NE	3.50%	$1.5 billion
79	Cornerstone Bank	York, NE	3.50%	$2.7 billion
80	Countryside Bank	Unadilla, NE	3.50%	$119 million
81	Cornhusker Bank	Lincoln, NE	3.46%	$1.0 billion
82	Pathway Bank	Cairo, NE	3.46%	$338 million
83	Pinnacle Bank	Lincoln, NE	3.45%	$9.2 billion
84	First Bank and Trust of Fullerton	Fullerton, NE	3.40%	$108 million
85	Farmers and Merchants Bank	Milligan, NE	3.38%	$215 million
86	Citizens Bank & Trust Company	Saint Paul, NE	3.34%	$242 million
87	Core Bank	Omaha, NE	3.29%	$1.1 billion
88	Five Points Bank	Grand Island, NE	3.22%	$2.2 billion
89	Jones Bank	Seward, NE	3.21%	$441 million
90	Enterprise Bank	Omaha, NE	3.19%	$574 million
91	First State Bank	Farnam, NE	3.19%	$200 million
92	Firstbank of Nebraska	Wahoo, NE	3.09%	$498 million
93	Adams County Bank	Kenesaw, NE	3.07%	$241 million
94	First Northeast Bank of Nebraska	Lyons, NE	3.06%	$473 million
95	Foundation One Bank	Waterloo, NE	2.98%	$182 million
96	Madison County Bank	Madison, NE	2.95%	$613 million
97	Auburn State Bank	Auburn, NE	2.91%	$251 million
98	Dayspring Bank	Gothenburg, NE	2.90%	$1.2 billion
99	Nebraskaland Bank	North Platte, NE	2.89%	$1.1 billion
100	United Republic Bank	Elkhorn, NE	2.59%	$186 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings