RANKING ·
Highest net interest margin in Missouri
177 of 195 banks in Missouri that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin | Total assets |
|---|---|---|---|---|
| 1 | Tbo Bank | Orrick, MO | 82.50% | $225 million |
| 2 | Lead Bank | Kansas City, MO | 7.56% | $2.8 billion |
| 3 | Citizens Bank | Butler, MO | 6.61% | $188 million |
| 4 | Bank Northwest | Hamilton, MO | 6.18% | $210 million |
| 5 | Progressive Ozark Bank | Salem, MO | 5.76% | $191 million |
| 6 | The Cornerstone Bank | South West City, MO | 5.68% | $211 million |
| 7 | F & C Bank | Holden, MO | 5.59% | $481 million |
| 8 | Bank of Billings | Billings, MO | 5.36% | $105 million |
| 9 | Citizens Bank of Eldon | Eldon, MO | 5.35% | $247 million |
| 10 | Bank 21 | Carrollton, MO | 5.29% | $202 million |
| 11 | Century Bank of the Ozarks | Gainesville, MO | 5.29% | $305 million |
| 12 | The Citizens Bank of Edina | Edina, MO | 5.21% | $107 million |
| 13 | St. Johns Bank & Trust Company | Saint Louis, MO | 5.18% | $297 million |
| 14 | Citizens' Bank of Charleston | Charleston, MO | 5.15% | $185 million |
| 15 | Adrian Bank | Adrian, MO | 5.15% | $196 million |
| 16 | Legends Bank | Linn, MO | 5.07% | $636 million |
| 17 | Security Bank of Southwest Missouri | Cassville, MO | 5.06% | $147 million |
| 18 | The Bank of Advance | Advance, MO | 5.03% | $510 million |
| 19 | Pony Express Bank | Braymer, MO | 4.99% | $399 million |
| 20 | Security Bank of the Ozarks | Eminence, MO | 4.91% | $155 million |
| 21 | Connections Bank | Platte City, MO | 4.91% | $517 million |
| 22 | Jonesburg State Bank | Jonesburg, MO | 4.89% | $146 million |
| 23 | Central Bank of Kansas City | Kansas City, MO | 4.88% | $410 million |
| 24 | Community First Bank | Butler, MO | 4.88% | $259 million |
| 25 | Grand Missouri Bank | Bolivar, MO | 4.86% | $151 million |
| 26 | County Bank | Brunswick, MO | 4.84% | $134 million |
| 27 | Montgomery Bank | Sikeston, MO | 4.78% | $1.2 billion |
| 28 | Bank of Weston | Weston, MO | 4.78% | $246 million |
| 29 | Hnb National Bank | Hannibal, MO | 4.77% | $1.3 billion |
| 30 | Homebank | Palmyra, MO | 4.77% | $733 million |
| 31 | Alliant Bank | Madison, MO | 4.75% | $256 million |
| 32 | Concordia Bank | Concordia, MO | 4.73% | $130 million |
| 33 | The Bank of Grain Valley | Grain Valley, MO | 4.73% | $111 million |
| 34 | Branson Bank | Branson, MO | 4.71% | $414 million |
| 35 | Focus Bank | Charleston, MO | 4.68% | $854 million |
| 36 | Peoples Community Bank | Greenville, MO | 4.67% | $735 million |
| 37 | Bank of Washington | Washington, MO | 4.65% | $1.1 billion |
| 38 | Parkside Financial Bank and Trust | Clayton, MO | 4.65% | $1.1 billion |
| 39 | Mid-Missouri Bank | Springfield, MO | 4.62% | $947 million |
| 40 | Homepride Bank | Mansfield, MO | 4.60% | $125 million |
| 41 | First State Bank and Trust Company Inc. | Caruthersville, MO | 4.60% | $659 million |
| 42 | United State Bank | Lewistown, MO | 4.58% | $290 million |
| 43 | First Midwest Bank of the Ozarks | Poplar Bluff, MO | 4.55% | $733 million |
| 44 | Lamar Bank and Trust Company | Lamar, MO | 4.55% | $269 million |
| 45 | Regional Missouri Bank | Marceline, MO | 4.54% | $597 million |
| 46 | Unico Bank | Mineral Point, MO | 4.51% | $503 million |
| 47 | Verimore Bank | Brookfield, MO | 4.50% | $639 million |
| 48 | Btc Bank | Bethany, MO | 4.50% | $1.9 billion |
| 49 | Mid America Bank | Jefferson City, MO | 4.50% | $1.2 billion |
| 50 | The Callaway Bank | Fulton, MO | 4.49% | $512 million |
| 51 | First State Bank of Purdy | Purdy, MO | 4.44% | $249 million |
| 52 | Oakstar Bank | Springfield, MO | 4.41% | $3.3 billion |
| 53 | Citizens Bank of Rogersville | Rogersville, MO | 4.41% | $125 million |
| 54 | Belgrade State Bank | Belgrade, MO | 4.40% | $548 million |
| 55 | Lindell Bank & Trust Company | St. Louis, MO | 4.40% | $915 million |
| 56 | St. Clair County State Bank | Osceola, MO | 4.40% | $232 million |
| 57 | Alliance Bank | Cape Girardeau, MO | 4.40% | $391 million |
| 58 | Independent Farmers Bank | Maysville, MO | 4.38% | $147 million |
| 59 | Ozark Bank | Ozark, MO | 4.36% | $341 million |
| 60 | Enterprise Bank & Trust | Clayton, MO | 4.35% | $17.4 billion |
| 61 | Phelps County Bank | Rolla, MO | 4.34% | $622 million |
| 62 | Cass Commercial Bank | Des Peres, MO | 4.33% | $1.3 billion |
| 63 | Bank of Monticello | Monticello, MO | 4.32% | $159 million |
| 64 | The Maries County Bank | Vienna, MO | 4.32% | $600 million |
| 65 | Stifel Trust Company N.A. | Saint Louis, MO | 4.31% | $911 million |
| 66 | Town & Country Bank | Salem, MO | 4.30% | $748 million |
| 67 | Four States Bank | Carthage, MO | 4.30% | $142 million |
| 68 | Exchange Bank Co. | Kahoka, MO | 4.29% | $342 million |
| 69 | State Bank of Southwest Missouri | Springfield, MO | 4.29% | $184 million |
| 70 | Sterling Bank | Poplar Bluff, MO | 4.29% | $1.6 billion |
| 71 | Hawthorn Bank | Jefferson City, MO | 4.29% | $1.8 billion |
| 72 | Peoples Savings Bank of Rhineland | Rhineland, MO | 4.27% | $854 million |
| 73 | The Nodaway Valley Bank | Maryville, MO | 4.26% | $1.6 billion |
| 74 | Mrv Banks | Sainte Genevieve, MO | 4.26% | $803 million |
| 75 | Heritage Community Bank | Union, MO | 4.25% | $348 million |
| 76 | Bank of New Madrid | New Madrid, MO | 4.24% | $117 million |
| 77 | First State Bank of St. Charles, Missouri | St. Charles, MO | 4.23% | $535 million |
| 78 | Security Bank of Pulaski County | Saint Robert, MO | 4.22% | $163 million |
| 79 | Citizens Bank | New Haven, MO | 4.21% | $357 million |
| 80 | Peoples Bank | Cuba, MO | 4.21% | $249 million |
| 81 | New Era Bank | Fredericktown, MO | 4.20% | $453 million |
| 82 | Freedom Bank of Southern Missouri | Cassville, MO | 4.19% | $850 million |
| 83 | First Midwest Bank of Dexter | Dexter, MO | 4.18% | $652 million |
| 84 | The Citizens-Farmers Bank of Cole Camp | Cole Camp, MO | 4.17% | $207 million |
| 85 | Royal Banks of Missouri | Saint Louis, MO | 4.14% | $1.0 billion |
| 86 | United Bank of Union | Union, MO | 4.14% | $578 million |
| 87 | Goppert Financial Bank | Lathrop, MO | 4.13% | $312 million |
| 88 | Bloomsdale Bank | Bloomsdale, MO | 4.12% | $390 million |
| 89 | Blue Ridge Bank and Trust Co. | Independence, MO | 4.10% | $867 million |
| 90 | The Central Trust Bank | Jefferson City, MO | 4.09% | $20.3 billion |
| 91 | The Seymour Bank | Seymour, MO | 4.09% | $225 million |
| 92 | Bank of Odessa | Odessa, MO | 4.08% | $667 million |
| 93 | Exchange Bank of Missouri | Fayette, MO | 4.08% | $454 million |
| 94 | The Missouri Bank | Warrenton, MO | 4.07% | $461 million |
| 95 | Chillicothe State Bank | Chillicothe, MO | 4.07% | $135 million |
| 96 | Bank of Grandin | Grandin, MO | 4.07% | $241 million |
| 97 | Heritage Bank of the Ozarks | Lebanon, MO | 4.04% | $424 million |
| 98 | Ozarks Federal Savings and Loan Association | Farmington, MO | 4.04% | $277 million |
| 99 | Peoples Bank of Wyaconda | Kahoka, MO | 4.04% | $148 million |
| 100 | Community Bank of El Dorado Springs | El Dorado Spring, MO | 4.04% | $144 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings