RANKING ·
Fastest deposit growth in North Carolina
35 of 39 banks in North Carolina that filed for the quarter ended June 30, 2026 are ranked. Deposits of at least $25 million a year earlier; institutions whose assets rose 20% or more in the latest quarter, usually through a merger, are left out. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Deposits, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Ks Bank Inc. | Smithfield, NC | +18.5% | $874 million |
| 2 | Blueharbor Bank | Mooresville, NC | +17.8% | $628 million |
| 3 | Live Oak Banking Company | Wilmington, NC | +16.2% | $16.0 billion |
| 4 | Belmont Savings Bank SSB | Belmont, NC | +15.9% | $161 million |
| 5 | Taylorsville Savings Bank SSB | Taylorsville, NC | +13.0% | $232 million |
| 6 | Morganton Savings Bank, S.S.B. | Morganton, NC | +9.0% | $114 million |
| 7 | Providence Bank | Rocky Mount, NC | +8.7% | $1.5 billion |
| 8 | First-Citizens Bank & Trust Company | Raleigh, NC | +8.5% | $236 billion |
| 9 | The Fidelity Bank | Fuquay Varina, NC | +7.9% | $4.7 billion |
| 10 | Southern Bank and Trust Company | Mount Olive, NC | +7.8% | $5.3 billion |
| 11 | American Bank of the Carolinas | Monroe, NC | +7.6% | $214 million |
| 12 | North State Bank | Raleigh, NC | +6.7% | $1.5 billion |
| 13 | Nantahala Bank & Trust Company | Franklin, NC | +6.7% | $289 million |
| 14 | Farmers and Merchants Bank | Granite Quarry, NC | +6.6% | $999 million |
| 15 | Roxboro Savings Bank SSB | Roxboro, NC | +6.2% | $361 million |
| 16 | Lumbee Guaranty Bank | Pembroke, NC | +5.1% | $583 million |
| 17 | First Federal Bank | Dunn, NC | +3.9% | $276 million |
| 18 | Peoples Bank | Newton, NC | +3.5% | $1.8 billion |
| 19 | Uwharrie Bank | Albemarle, NC | +3.4% | $1.2 billion |
| 20 | Piedmont Federal Savings Bank | Winston Salem, NC | +3.0% | $1.3 billion |
| 21 | First Bank | Southern Pines, NC | +2.3% | $13.0 billion |
| 22 | Lifestore Bank | West Jefferson, NC | +2.3% | $491 million |
| 23 | Riverside Savings Bank SSB | Roanoke Rapids, NC | +1.1% | $94.5 million |
| 24 | Black Mountain Savings Bank SSB | Black Mountain, NC | +1.0% | $43.0 million |
| 25 | Triad Business Bank | Greensboro, NC | +0.9% | $536 million |
| 26 | Bank of America N.A. | Charlotte, NC | +0.6% | $2.7 trillion |
| 27 | Truist Bank | Charlotte, NC | +0.4% | $548 billion |
| 28 | First Federal Savings Bank of Lincolnton | Lincolnton, NC | -1.1% | $486 million |
| 29 | Hometrust Bank | Asheville, NC | -1.7% | $4.4 billion |
| 30 | Tarboro Savings Bank SSB | Tarboro, NC | -2.3% | $54.1 million |
| 31 | First Carolina Bank | Rocky Mount, NC | -2.6% | $3.4 billion |
| 32 | Mechanics & Farmers Bank | Durham, NC | -4.5% | $476 million |
| 33 | First Savings and Loan Association | Mebane, NC | -7.0% | $55.9 million |
| 34 | Bank of Oak Ridge | Oak Ridge, NC | -7.6% | $658 million |
| 35 | New Republic Bank | Roanoke Rapids, NC | -18.9% | $176 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings